Spin-off Plan of Bank BPH Spółka Akcyjna dated November 15, 2006

This document is a nonbinding translation for convenience purposes of the Polish original. In the event of any discrepancies between the English and Polish versions, the original Polish version shall prevail.

Spin-off Plan of Bank BPH Spółka Akcyjna dated November 15, 2006 agreed upon by and between: Bank Polska Kasa Opieki Spółka Akcyjna, with its registered seat in Warsaw, at 53/57 Grzybowska St. (hereinafter referred to as “Pekao S.A.”), incorporated under entry No. KRS 0000014843 in the Register of Entrepreneurs maintained by the District Court for the City of Warsaw, XII Commercial Department of the National Court Register, as the taking over Company, represented by Jan Krzysztof Bielecki, President of the Management Board, and Luigi Lovaglio, Vice-President of the Management Board; and Bank BPH Spółka Akcyjna, with its registered seat in Kraków, at Al. Pokoju 1 (hereinafter referred to as “BPH S.A.”), incorporated under entry No. KRS 0000010260 in the Register of Entrepreneurs maintained by the District Court for the City of Kraków-Śródmieście, XI Commercial Department of the National Court Register, as the divided Company, represented by Józef Wancer, President of the Management Board and Grzegorz Piowar, Member of the Management Board; hereinafter referred to collectively as the “Companies” (and each of the Companies referred to individually as a “Company”). Acting under Art. 533 §1 and Art. 534 of the law of September 15, 2000, the Commercial Companies Code (Journal of Laws No. 94, item 1037, as amended, hereinafter referred to as the “CCC”), in connection with the intention to integrate BPH S.A. with Pekao S.A., effected in the manner of BPH S.A.’s spin-off through the transfer of a part of its property, in the form of an organized part of the enterprise, to Pekao S.A., the Management Boards of Pekao S.A. and BPH S.A. hereby agree the following Spin-off Plan. Part I General provisions 1.

Type, corporate name and registered seat of the Companies participating in the spinoff

1.1.

Taking over Company: Bank Polska Kasa Opieki Spółka Akcyjna, with its registered seat in Warsaw, incorporated under entry No. KRS 0000014843 in the Register of Entrepreneurs kept by the District Court for the City of Warsaw, XII Commercial Department of the National Court Register.

1.2.

Divided Company: Bank BPH Spółka Akcyjna, with its registered seat in Kraków, incorporated under entry No. KRS 0000010260 in the Register of Entrepreneurs kept by the District Court for the city of Kraków-Śródmieście, XI Commercial Department of the National Court Register. 1/16

2.

Method of Spin-off

2.1.

The spin-off of BPH S.A. shall be effected by virtue of Art. 529 §1 item 4 of the CCC, i.e. by the transfer of a part of BPH S.A.’s property to Pekao S.A. in return for shares in Pekao S.A., which shall be taken up by the shareholders of BPH S.A.

2.2.

The description of the separated components of BPH S.A.’s property (assets and liabilities) and permits, concessions and relieves granted to BPH S.A., which shall be transferred to Pekao S.A. is set forth in Part II (Description of components of property, permits, concessions and relieves vested in Pekao S.A.) to this Spin-off Plan. The separation of BPH S.A.’s property was effected as at October 1, 2006. A pro-forma breakdown comprising the assets and liabilities that have been assigned to Pekao S.A. as part of the spin-off, made on October 1, 2006, is attached as Table 1 to this Spin-off Plan. All of the components of BPH S.A.’s property (including the receivables and obligations) which are not attributed to Pekao S.A. in this Spin-off Plan shall remain with BPH S.A.

2.3.

The principles governing the changes in the property assigned to Pekao S.A. after October 1, 2006 until the spin-off date as defined in Art. 530 §2 of the CCC (the “Spin-off Date”) are as follows:

2.3.1. The components of BPH S.A.’s property (assets and liabilities) acquired or obtained in exchange for the components of property attributed to Pekao S.A. in this Spin-off Plan, shall be attributed to Pekao S.A. The components of property acquired or otherwise obtained in exchange for the property not assigned to Pekao S.A. shall be attributed to BPH S.A. 2.3.2. Other components of property acquired or obtained by BPH S.A. shall be allocated to the Company to which the Spin-off Plan attributes the components of property with which the newly acquired or obtained assets or liabilities are connected. In particular, any components of property acquired or obtained by BPH S.A. functionally related to the business of the Transferred Units (as defined in Part II, Section 1 of this Spin-off Plan) shall be attributed to Pekao S.A. 2.3.3. Any material changes in the components of BPH’s property referred to in Sections 2.3.12.3.2 above shall be separately monitored for the property assigned to Pekao S.A. and the other property of BPH S.A., and shall be reflected in the financial statements covering the property components assigned to Pekao S.A., to be made on the day immediately preceding the Spin-off Date. 2.3.4. From the execution date of this Spin-off Plan until the Spin-off Date, the Companies shall conduct their business in such a manner as to avoid changing the structure of the balance sheet, or the economic value or the risk profile of the part of BPH S.A.’s property assigned to Pekao S.A., or the economic value and the risk profile of Pekao S.A., except for changes resulting from the ordinary course of business. 2.4.

The spin-off of BPH S.A. shall be performed without decreasing its share capital. The spin-off shall be financed from BPH S.A.’s own capitals other than its share capital. The spin-off of BPH S.A. shall be accompanied by a simultaneous increase in Pekao S.A.’s share capital by PLN 94,763,559 (ninety-four million, seven hundred and sixty-three thousand, five hundred and fifty-nine), up to PLN 261,571,816 (two hundred and sixtyone million, five hundred and seventy-one thousand, eight hundred and sixteen), through a public offering and issue of 94,763,559 (ninety-four million, seven hundred and sixtythree thousand, five hundred and fifty-nine) I-Series ordinary bearer shares, with a par value of PLN 1.00 (one) each (the “Spin-off Share Issue”). 2/16

2.5.

Pekao S.A shall undertake relevant actions to have the Spin-off Share Issue introduced to trading on the regulated market conducted by the Warsaw Stock Exchange (the “WSE”), and in particular shall submit to the Financial Supervisory Commission (Komisja Nadzoru Finansowego) a relevant informational document pursuant to the Law of July 29, 2005 on Public Offerings and the Terms and Conditions of Introducing Financial Instruments to an Organized Trading System and on Public Companies (Journal of Laws No. 184, Item 1539, as amended), and shall also submit a motion to conclude an agreement to register the Spin-off Share Issue at the National Depository of Securities (Krajowy Depozyt Papierów Wartościowych S.A.) (the “NDS”) and a motion to the WSE to introduce the Spin-off Share Issue to regulated trading. Pursuant to the above, it is planned that Pekao S.A.’s General Meeting, in its resolution on the integration of Pekao S.A. with BPH S.A. performed by the spin-off of BPH S.A. through the transfer of a part of BPH S.A.’s property in the form of an organized part of an enterprise to Pekao S.A., shall authorize Pekao S.A.’s Management Board to enter into an agreement to register the Spin-off Share Issue with the NDS, and shall include other provisions connected with introducing the Spin-off Share Issue to the regulated trading, if required by the regulations binding on the day the resolution regarding the integration of the Companies is adopted.

2.6.

The share premium obtained while issuing the Spin-off Share Issue above their nominal value shall be allocated to Pekao S.A.’s supplementary capital.

3.

Share Allocation Ratio

3.1.

The methods used in order to determine the share allocation ratio are as follows: - Trading Market Multiples Analysis; - Regression Analysis; - Dividend Discount Model. Trading Market Multiples Analysis The trading market multiples methodology is based on an analysis of the stock market valuations of a sample of banks deemed comparable to the bank being valued, and the application of comparables’ stock market multiples (e.g. price/earnings), deemed to be relevant in the sector analyzed, to the stock market multiples of the bank being valued. Regression Analysis The regression analysis methodology is based on the assumption of a linear statistical correlation between the stock market valuations, as measured by certain stock market multiples deemed significant in the sector analyzed (e.g. price/book value), and the expected future profitability (e.g. return on average equity) for the sample of comparable banks analyzed. Dividend Discount Model (“DDM”) The DDM methodology assumes that the equity value of a bank is equal to the sum of: - the discounted value of future cash flows generated over a certain time period and distributable to shareholders (i.e. dividends), in excess of a target capital base deemed necessary to sustain the future activities of the bank in accordance with the regulatory requirements; and - the terminal value, discounted to the valuation date, calculated applying a perpetual growth rate to the cash flow of the last year of projections.

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3.2.

The above methodologies are standard and the most frequently used with respect to financial institutions.

3.3.

The exchange ratio according to which the shareholders of BPH S.A. shall take up shares in Pekao S.A. as a result of possessing BPH S.A.’s shares determined on the basis of the valuation of the Companies is 1: 3.3 (the “Share Allocation Ratio”), which means that each shareholder of BPH S.A. shall receive, as a result of its possession of each BPH S.A. share, 3.3 shares in the Spin-off Share Issue, while maintaining its hitherto shareholding in BPH S.A. The Share Allocation Ratio has been specified in accordance with the value of BPH S.A.’s property determined for the spin-off purposes, pursuant to Art. 534 §2, Item 3 of the CCC, according to the status as of October 1, 2006.

3.4.

In preparing the Spin-off Plan, the Management Board of BPH S.A. has taken into account the opinion of the investment bank J.P. Morgan plc regarding the accuracy and reliability of the Share Allocation Ratio. In turn, the Management Board of Pekao S.A. has taken into account the opinion of the investment bank Merrill Lynch regarding the accuracy and reliability of the Share Allocation Ratio.

3.5.

Due to the impossibility of issuing fractional shares, should the application of the Share Allocation Ratio result in the number of shares assigned to individual BPH S.A. shareholders taking part in the spin-off to be a number other than an integer, the number of the Spin-off Share Issue shares issued to such shareholders shall be rounded down to the nearest integer, and in return for the fractional part of the Spin-off Share Issue share to which it is entitled, such shareholder shall receive a cash payment calculated according to the formula presented in Section 4.3.

4.

Rules governing the allocation of the Spin-off Share Issue shares to the shareholders of BPH S.A.

4.1.

The Spin-off Share Issue shares shall be assigned to the shareholders of BPH S.A. through the intermediation of the NDS, according to the ownership status of BPH S.A.’s shares as of the date which pursuant to the binding regulations shall be indicated as the reference day (the “Reference Day”). The persons eligible to receive the Spin-off Share Issue shares shall be persons in whose securities accounts BPH S.A. are be registered as of the Reference Day. The Management Board of Pekao S.A. shall be authorized to indicate the Reference Day to the NDS.

4.2.

The number of the Spin-off Share Issue shares to be received by each BPH S.A. shareholder shall be determined by multiplying the number of BPH S.A. shares held in the securities account by each BPH S.A. shareholder on the Reference Day by “3.3”, according to the Share Allocation Ratio set forth in Section 3.3., and shall be the product of such multiplication, rounded down to the nearest integer if such product is not an integer.

4.3.

Each BPH S.A. shareholder who on the Reference Day holds in a given securities account the number of BPH S.A. shares which as a result of multiplying such number of shares by „3.3” yields a fractional number, to be rounded down to the nearest integer in accordance with Section 4.2, shall receive an additional cash payment from Pekao S.A., calculated according to the following formula: D = (A x 3.3 – B) × c, where: D is the amount of the additional payment; A is the number of BPH S.A. shares held in a given securities account by the shareholder on the Reference Day; 4/16

B is the quantity of the Spin-off Share Issue shares to be issued to the given shareholder after rounding the product of the number of BPH S.A. shares held thereby by the Share Allocation Ratio down to the nearest integer; c is the value of one Spin-off Share Issue share, determined for the purposes of additional payments equal to the average market price per one share of Pekao S.A. for the consecutive 30 (thirty) days of listing preceding the Reference Day; the average market price shall mean the arithmetical mean of average daily prices weighed by turnover volume. The amount shall be rounded down to PLN 0.01 after taxation. BPH S.A. shareholders that hold BPH S.A. shares registered in more than one securities account should take into consideration that the rules regarding the allocation of Spin-off Share Issue shares as described above shall be applied separately with respect to the shares registered in each of their accounts. 4.4.

The additional payments shall be disbursed from Pekao S.A.’s supplementary capital. The additional payments calculated according to the above formula shall be decreased by the amount of advanced (zryczałtowany) income tax if required in accordance with the provisions of law. The additional payments shall be disbursed to the entitled persons through the intermediation of the NDS.

4.5.

The Management Boards of both Companies propose that Pekao S.A.’s Management Board shall be authorized to dispose of the Spin-off Share Issue shares which are not allotted to BPH S.A.’s shareholders due to the application of the abovementioned rules on share allotment, to other entities selected by it.

4.6.

Upon the execution of the spin-off, Pekao S.A.’s shareholding structure shall be as follows: -

shareholders of BPH S.A. shall hold approximately 36.2% of shares;

-

the existing shareholders of Pekao S.A. shall hold approximately 63.8% of shares.

After the spin-off, BPH S.A.’s shareholding structure shall not change. 5.

The date from which the Spin-off Share Issue shares are vested with the rights to participate in the profits generated by Pekao S.A. The Spin-off Share Issue shares shall entitle their holders to participate in Pekao S.A.’s dividends disbursed from January 1, 2008.

6.

Rights assigned by Pekao S.A. to the shareholders of BPH S.A. and persons vested with special rights in BPH S.A. BPH S.A. has no shareholders or other persons vested with special rights referred to in Art. 304 §2 item 1, Arts. 351-355, Art. 361 and Art. 474 §3 of the CCC. No BPH SA shareholder or any other person shall be granted any special rights by Pekao S.A. in relation to the BPH S.A. spin-off and the Spin-off Share Issue in exchange for BPH S.A.’s property transferred to Pekao S.A.

7.

Special benefits to members of the governing bodies of the Companies participating in the BPH S.A. spin-off, as well as to other persons participating in the BPH S.A. spin-off No members of the governing bodies of the Companies participating in BPH S.A.’s spinoff or any other person taking part in the spin-off shall be vested with any special benefits. 5/16

8.

Amendments to Pekao S.A.’s Statute In relation to the integration of Pekao S.A. with BPH S.A. in the manner described herein, Pekao S.A.’s Statute shall be amended according to Attachment No. 3 hereto.

9.

Permits and Consents of Administration Bodies and Supervisory Bodies to the spinoff of BPH S.A. Due to the fact that, pursuant to Art. 124c Item 2 of the Law of August 29, 1997 (Journal of Laws from 2002, No. 72, Item 665, as amended), a bank may be spun-off only upon obtaining the permission of the Banking Supervision Commission, the BPH S.A. spin-off shall be conditional upon obtaining such permit from the Banking Supervision Commission. Furthermore, in connection with the public offering of the Spin-off Share Issue shares and the intention to apply for their admission to trading on the regulated market referred to in Section 2.5 above, the relevant informational document prepared according to the provisions of the Law on Public Offerings, Conditions Governing the Introduction of Financial Instruments to Organized Trading and Public Companies shall be subject to assessment by the Financial Supervisory Commission. The conduct of the public offering of the Spin-off Share Issue shares and applying for their admission to trading on a regulated market on the basis thereof shall be subject to the opinion of the Financial Supervisory Commission.

10.

Miscellaneous provisions

10.1. As part of the spin-off, the Companies may enter into agreements regulating certain detailed aspects thereof, such as: (i) Pekao S.A.’s use of selected components of BPH S.A.’s property, and BPH S.A.’s use of selected components of its property assigned to Pekao S.A. for a certain period of time following the Spin-off Date, in order to sustain the business and functioning of both Companies and provide their clients with seamless services after the Spin-off Date; (ii) the transfer to Pekao S.A. of the receivables and liabilities or other rights and obligations that are assigned herein to Pekao S.A., but which are not transferred to Pekao S.A. by operation of law upon the registration of the spin-off; (iii) cooperation between the Companies with respect to conveying BPH S.A.’s property allocated to Pekao S.A. and the related documents to Pekao S.A., as well as other agreements that the Companies may deem necessary to implement the spin-off and provide seamless services to clients after the Spin-off Date. 10.2. BPH S.A. shall be obliged to transfer to Pekao S.A. the components of BPH’s property allocated to Pekao S.A. as well as any and all property of third parties, including movables and securities, which are in the possession of BPH S.A. and which are necessary for the proper and timely execution of Pekao S.A.’s obligations assigned to it as a part of the spin-off.

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Part II Description of elements of property, permits, concessions and relieves vested in Pekao S.A. 1.

Key principles for separating the elements of BPH S.A.’s property to be vested in Pekao S.A. As part of the spin-off, Pekao S.A. shall obtain certain assets and liabilities of BPH S.A. constituting an organized part of the enterprise consisting in the branches of BPH S.A. specified in Table 2 and all new branches created after October 1, 2006 (the “Transferred Branches”), the corporate centers specified in Table 3 (the “Corporate Centers”), the macroregions specified in Table 4 (the “Macroregions”), part of BPH S.A.’s head office (the “Head Office”) and part of BPH S.A.’s brokerage house (the “Brokerage House”). The Transferred Branches, Corporate Centers, Macroregions and the part of the Head Office and the Brokerage House vested in Pekao S.A. are hereinafter referred to as the “Transferred Units”. The key principle adopted in determining which elements of BPH S.A.’s property, as the spun-off Company, should be vested in Pekao S.A. as the surviving Company, is to ensure that Pekao S.A. obtains those elements that are related to the business of the Transferred Units, with the assumption that the Transferred Units shall be equipped with all elements of fixed assets and equipment used in their business. This principle also applies to all rights, obligations, receivables and liabilities, administrative decisions and permits related to the business conducted by the Transferred Units. With respect to certain property elements vested in Pekao S.A., their relationship with the Transferred Units for the purposes of the spin-off has been defined along additional criteria more specifically described below and in the Tables. The determination of which property elements should be vested in Pekao S.A. is based on accounting records kept pursuant to the rules prevailing in BPH S.A. Together with the Transferred Units, Pekao S.A. shall obtain the rights, obligations receivables and liabilities under agreements concluded with clients to be vested in Pekao S.A., together with all rights, obligations, receivables and liabilities related to such agreements. Additionally, Pekao S.A. shall obtain: 1)

the rights, obligations, receivables and liabilities related to the provision of the services referred to in Section 2.2 below;

2)

the rights, obligations, receivables and liabilities under agreements concluded with the business partners of the Transferred Units, together with all rights, obligations, receivables and liabilities related to these agreements;

3)

administrative decisions, permits, concessions, relieves, licenses, programs, trademarks, copyright and claims and liabilities in court, administrative and arbitration proceedings, as described in detail below.

The employees of BPH S.A. employed in the Transferred Units shall be transferred to Pekao S.A. pursuant to Art. 231 of the Labor Code of June 26, 1974 (the “Labor Code”). The detailed principles of transferring the BPH S.A. employees to Pekao S.A. are described below in Section 5. 2.

Property elements The property elements vested in Pekao S.A. as part of the spin-off have been described below as at October 1, 2006. This condition may change by the Spin-off Date, because 7/16

BPH S.A. continuously conducts its regular business, and because of applying the principles referred to in Part I Section 2.3 of this Spin-off Plan. Some assets vested in Pekao S.A. and discussed below that do not have any generally accepted Polish equivalents in the capital market as well as the banking market are denoted in English. Whenever used herein, credit agreements shall also mean loan agreements, cash loans, guarantees, civil law-based sureties, limits on cards with deferred repayment, import letter of credits and other similar agreements, including notes guarantees (aval). In this Spin-off Plan, the bank shall mean a domestic bank, a foreign bank and a banking institution within the meaning of the Act of August 29, 1971, the Banking Law. 2.1.

Cash assets

2.1.1. The cash assets vested in Pekao S.A. include: 1)

cash in foreign currencies in BPH S.A.’s accounts with other banks, except for the National Bank of Poland (funds in foreign currency NOSTRO accounts) in amounts equal to the proportion of foreign currency balances in the current accounts of the clients whose agreements are assigned to Pekao S.A. to the total of foreign currency balances of BPH S.A.’s clients;

2)

cash (notes and coins) in the Transferred Branches;

3)

cash (notes and coins) with outsourced cash counting and sorting services providers, including: a)

cash balances in the Transferred Units;

b)

cash balances received from clients pursuant to agreements assigned to Pekao S.A.;

c)

part of the cash balances in those entities, calculated with the use of the following formula: other cash assigned to Pekao S.A. = G unassigned * G Pekao/ (G Pekao + G BPH);

where: G Pekao is the cash in Transferred Units and accepted from clients pursuant to agreements assigned to Pekao S.A.; G BPH is the cash in units other than Transferred Units and accepted from clients pursuant to agreements not assigned to Pekao S.A.; and G unassigned is all remaining cash in outside entities; and 4)

balances of cash (znaki pieniężne) in the ATMs transferred to Pekao S.A.

2.1.2. The Companies confirm that the cash assets in PLN and foreign currencies deposited in NOSTRO accounts with the National Bank of Poland as at October 1, 2006 shall remain with BPH S.A. and shall not be assigned to Pekao S.A., subject to the principles set out in Section 2.3 of Part I hereof. 2.2.

Rights, obligations, receivables and liabilities in relationships with clients

2.2.1. Pekao S.A. shall obtain the rights, obligations, receivables and liabilities towards retail clients (individuals and SME-qualifying entrepreneurs, other than Corporate Clients, as defined below), pursuant to the following principles:

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1)

with respect to the clients who have a savings & checking account (ROR) or current account kept in a Transferred Branch (being an account recorded in the IT operating system of BPH S.A. at the Cost Center of the Transferred Branch), Pekao S.A. shall assume the rights, obligations, receivables and liabilities related to all agreements concluded by BPH S.A. with such clients (further referred to as clients assigned to the Transferred Branch), except for the items listed below;

2)

with respect to the clients who have a savings & checking account (ROR) or current account kept in a branch other than a Transferred Branch, Pekao S.A. shall not obtain any rights, obligations, receivables or liabilities under agreements concluded by BPH S.A. with such clients, except as specified below;

3)

with respect to BPH S.A. clients that have at least one ROR account or current account in the Transferred Branches and at least one ROR or current account in branches other than Transferred Branches, such client shall be deemed a client of the branch in which his/her first ROR or current account was opened;

4)

with respect to the clients who have no ROR or current account with BPH S.A., Pekao S.A. shall assume the rights, obligations, receivables and liabilities under the agreements concluded by such clients with BPH S.A. in the Transferred Branches, except as specified below;

5)

no rights, obligations, receivables or liabilities under agreements entered into by BPH S.A.’s clients with the Housing Fund (Kasa Mieszkaniowa BPH S.A.) shall pass to Pekao S.A.;

6)

Pekao S.A. shall obtain the receivables related to unpaid liabilities towards BPH S.A., under credit agreements associated with the Transferred Branches pursuant to the provisions of this Section 2.2.1, including the terminated agreements; out of these receivables, Pekao S.A. shall not obtain any receivables that have been transferred to off-balance sheet records upon being written-off to provisions for such receivables / revaluation write downs pursuant to the provisions of §24 Section 7a of the Ordinance of the Minister of Finance of December 10, 2001 regarding special accounting principles in banks (Journal of Laws No. 149, Item 1673, as amended), that have not been securitized pursuant to an agreement concluded by Bank BPH S.A. with Blue Ridge Investments, L.L.C. and BPH Towarszystwo Funduszy Inwestycyjnych S.A. on June 7, 2006;

7)

with respect to the rights, obligations, receivables and liabilities under agreements related to structured deposit certificates (SDC), only the agreements concluded by BPH S.A.’s clients in the Transferred Branches shall be assigned to Pekao S.A., regardless of whether the client is assigned to a Transferred Branch or not;

8)

irrespective of the principles set forth above, the following rights, obligations, receivables and liabilities of BPH S.A. shall be obtained by Pekao S.A.: a)

those resulting from credit agreements concluded by BPH S.A. with clients through Powszechny Dom Kredytowy, whether or not these clients are assigned to the Transferred Branches;

b)

those resulting from credit and bank account agreements concluded with clients through agents representing BPH S.A., whether or not these clients are assigned to the Transferred Branches;

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c)

those related to actions performed by clients of Western Union.

2.2.2. Pekao S.A. shall obtain the rights, obligations, receivables and liabilities under agreements, other legal transactions and events transacted by or related to all Corporate Clients, subject to the principles set forth in Sections 2.2.3 through 2.2.8 and Sections 2.4 through 2.8 below. The term “Corporate Client” means each client recorded in BPH S.A.’s operating and IT systems as a Corporate Client. The term “Corporate Client” shall also mean banks and any other financial institutions, except for the National Bank of Poland and the Bank Guarantee Fund. 2.2.3. Pekao S.A. shall not obtain any of the rights, obligations, receivables and liabilities related to an agreement between BPH S.A. and the State Treasury regarding the role of a treasury securities broker. 2.2.4. Pekao S.A. shall obtain the rights, obligations, receivables and liabilities related to the agreements, other legal transactions and events related to client credit facilities and their repayment, including in relation to settlements related to the liquidation of Bank Handlowo-Kredytowy S.A. w Katowicach w likwidacji. 2.2.5. Pekao S.A. shall obtain the rights, obligations, receivables and liabilities under other legal transactions and events related to the Transferred Units. 2.2.6. Pekao S.A. shall obtain the rights, obligations, receivables and liabilities resulting from the agreements concluded with the agents of BPH S.A., irrespective of whether the agent is a client assigned to a Transferred Branch. 2.2.7. Pekao S.A. shall also obtain the collaterals established under agreements that are transferred to Pekao S.A. 2.2.8. Pekao S.A. shall obtain the receivables related to unpaid liabilities of the Corporate Clients towards BPH S.A., including those related to terminated agreements. Out of these receivables, Pekao S.A. shall not obtain the receivables that have been transferred to offbalance sheet records upon being written-off to provisions for such receivables / revaluation write downs pursuant to the provisions of §24 Section 7a of the Ordinance of the Minister of Finance referred to in Section 2.1 item 6 above, that have not been securitized pursuant to the agreement referred to in Section 2.1 item 6 above. 2.2.9. The principles set forth in Section 2.2 shall also apply to new agreements and other legal transactions and events described in Sections 2.2.1 to 2.2.8 above, entered into or occurring prior to the Spin-off Date. 2.3.

Brokerage house Pekao S.A. shall obtain the rights, obligations, receivables and liabilities under agreements concluded in the course of conducting the business of the Brokerage House, except for the rights, obligations, receivables and liabilities of the clients assigned to branches other than the Transferred Branches. Pekao S.A. shall also obtain assets and liabilities comprising: 1)

the Brokerage House’s own assets, except for the own assets designated by BPH S.A. for brokerage activities pursuant to the Ordinance of the Council of Ministers of April 14, 2006 concerning the scope and detailed terms of determining capital requirements and the maximum amount of credit, loans and debt securities issues in relation to capital (Journal of Laws No. 67 item 479) to the extent indispensable for the continued provision by BPH S.A. of brokerage services; the exception also includes the proceeds accumulated on the settlement fund and the mandatory 10/16

compensation system managed by the NDS in the amount required pursuant to the aforementioned Ordinance; 2) 2.4.

securities recorded in the accounts kept with the Brokerage House, attributable to the clients whose agreements are assigned to Pekao S.A.

Rights, obligations, receivables and liabilities towards banks under interbank deposit agreements

2.4.1. Pekao S.A. shall obtain the following rights, obligations, receivables and liabilities under deposit agreements concluded on the interbank market: 1)

2)

Liabilities: a)

short term, mid-term and long term deposits in PLN and in foreign currencies placed by other banks with BPH S.A.;

b)

call accounts in PLN and foreign currencies kept by BPH S.A. for other banks;

Receivables: a)

short term, mid-term and long term deposits in PLN and foreign currencies placed with other banks by BPH S.A.; and

b)

call accounts in PLN and foreign currencies kept by other banks for BPH S.A.

2.4.2. Out of the rights, obligations, receivables and liabilities referred to in Section 2.4.1 above, Pekao S.A. shall not obtain the rights, obligations, receivables and liabilities related to:

2.5.

1)

bank account agreements of the Housing Fund Kasa Mieszkaniowa BPH S.A.;

2)

deposits placed by BPH S.A. with other banks and the deposits placed with BPH S.A. by other banks, or parts of these deposits which allow the balancing of assets and liabilities and facilitate liquidity risk hedging for BPH S.A. units other than the Transferred Units until the Spin-off Day; and

3)

bank account agreement for the Company’s Social Benefit Fund of BPH S.A., subject to Section 5 below.

Long-term loans from foreign banks and credit institutions Pekao S.A. shall obtain the rights, obligations, receivables and liabilities under long-term credit agreements concluded by BPH S.A. as the borrower with foreign banks and credit institutions with respect to financing loans granted to clients.

2.6.

Debt securities

2.6.1. Pekao S.A. shall obtain debt securities in BPH S.A.’s possession, except for the following: 1)

the debt securities of the Housing Fund Kasa Mieszkaniowa BPH S.A.; and

2)

the debt securities purchased by BPH S.A. pursuant to a decision of the Management Board of the National Bank of Poland dated August 27, 1999 releasing Powszechny Bank Kredytowy S.A. w Warszawie, and later BPH S.A. as its legal successor, from the obligation to maintain a statutory reserve.

2.6.2. The debt securities vested in Pekao S.A. as at October 1, 2006 is provided in Table 5. 2.7.

Debt securities issued by BPH S.A.

2.7.1. Pekao S.A. shall obtain the rights, obligations, receivables and liabilities related to the debt securities issued by BPH S.A. by the Spin-off Date, except those related to: 11/16

1)

structured deposit certificates with underlying agreements concluded in any branches other than the Transferred Branches; and

2)

two promissory notes drawn by BPH S.A. on the basis of an agreement between the National Bank of Poland and BPH S.A. as the legal successor of Powszechny Bank Kredytowy S.A. dated December 27, 1999, regarding the rehabilitation of Pierwszy Komercyjny Bank w Lublinie S.A.

2.7.2. The debt securities issued by BPH S.A. vested in Pekao S.A. as at October 1, 2006 are provided in Table 6. 2.8.

Foreign exchange transactions and derivatives

2.8.1. Pekao S.A. shall obtain the rights, obligations, receivables and liabilities related to foreign exchange transactions and derivatives to which BPH S.A. is a party, except those related to: 1)

Interest Rate Swap contracts or parts of contracts, concluded with partners on the interbank market as a hedge of the interest margin for the model portfolios remaining in BPH S.A., that is replicated deposit portfolio and the profitability of capital portfolio;

2)

transactions or parts of foreign exchange and derivative transactions concluded with partners on the interbank market as a hedge for liquidity or market risks for units other than the Transferred Units; and

3)

foreign exchange and derivative transactions (including options embedded in structured deposit certificates) based on contracts concluded with the clients of branches other than the Transferred Branches, subject to the provisions of Section 2.2.1, item 7 above, and the corresponding closing transactions, as well as the corresponding parts of foreign exchange and derivative transactions concluded with partners on the interbank market.

2.8.2. The transactions referred to in Section 2.8.1 items 1 - 3 above shall satisfy the criteria of compensating for a change in the hedged position. 2.8.3. A list of the derivative instruments vested in Pekao S.A. as at October 1, 2006 is provided in Table 7. 2.8.4. The rights, obligations, receivables and liabilities under new derivative instruments to which BPH S.A. becomes a party before Spin-off Date shall be vested in Pekao S.A. pursuant to the principles set forth in this Section 2.8, including the provisions of Section 2.8.1 items 1 - 3, and Section 2.8.2 above. 2.9.

Rights and obligations, liabilities and receivables with partners and third parties

2.9.1. Pekao S.A. shall obtain rights, obligations, receivables and liabilities under the following agreements with business partners: 1)

agency agreements with BPH S.A. agencies;

2)

agreements involving real estate to be vested in Pekao S.A. and related solely to the functioning of the Transferred Units, such as utility supplies agreements and all other services provided in relation to the real estate of the Transferred Units and the installations, appliances and other equipment located thereon or related thereto; and

3)

the agreements listed in Table 8.

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2.9.2. Pekao S.A. shall obtain the rights, obligations, receivables and liabilities related to other legal transactions and events with business partners and third parties related to the Transferred Units. 2.9.3. The principles set forth above shall apply to rights, obligations, liabilities and receivables resulting from new agreements, other legal transactions and events specified in this Section 2.9, concluded or occurring until the Spin-off Date. 2.10. Shares The shares (akcje and udziały) to be vested in Pekao S.A. as at October 1, 2006 are provided in Table 9. All new shares acquired by BPH S.A. until the Spin-off Date shall be vested in Pekao S.A. This principle shall not apply to BPH S.A. acquiring shares in BPH Towarzystwo Funduszy Inwestycyjnych S.A., with its registered office in Warsaw. 2.11. Tangible fixed assets and equipment 2.11.1. Real estate A list of the real estate owned (also on the basis of cooperative ownership rights) or perpetually usufructed by BPH S.A. and which shall be transferred to Pekao S.A. is provided in Table 10. A list of lease agreements (najem) in respect of real estate to which the rights, obligations, receivables and liabilities shall be assigned to Pekao S.A. is provided in Table 11. The real estate assigned to Pekao SA shall mean in this Spin-off Plan the real estate to which Pekao SA has the rights as specified above. All other rights, obligations, receivables and liabilities vested in BPH S.A. and existing on the Spin-off Date, related to the real estate assigned to Pekao S.A. shall be vested in Pekao S.A. with this real estate and the rights thereto. 2.11.2. Equipment Pekao S.A. shall obtain equipment assigned to the Transferred Units pursuant to the relevant property records, subject to the exceptions discussed below. The equipment assigned to the employees of the Transferred Units (as per the relevant property records) who shall be transferred as employees to Pekao S.A., shall be vested in Pekao S.A. The equipment assigned to the employees at the Head Office and the Brokerage House, which are to be transferred to Pekao S.A. and which equipment is functionally related to their responsibilities, shall be vested in Pekao S.A. The above rules do not apply to IT equipment. IT equipment (designated as IT in BPH S.A.’s operational and IT systems) shall be divided based on records and based on the designated use criteria; that is, taking into account: - the share of the given element of property in the provision of centralized IT services indispensable to the operation of BPH S.A. or the Transferred Units; - the use of the given element of property by the Transferred Unit; and - the use of the given element of property as personal or an office tool by a BPH S.A. employee, taking into account the ratio of the number of employees being taken over by Pekao S.A.; subject to the following principles:

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1)

Pekao S.A. shall obtain the IT equipment located in or used by the Transferred Branches, Corporate Centers and Macroregions. This refers in particular to Windows Servers, WAN and LAN equipment, personal computers with peripherals, printers, cashiers’ equipment, telecommunication devices and other sundry IT equipment, except for the IT equipment located in or used by the Transferred Branches, Corporate Centers and Macroregions that shall not be used by Pekao S.A. after the migration and which shall remain with BPH S.A. (such as Profile and Lotus Notes servers, back-up making equipment);

2)

Pekao S.A. shall also obtain the IT equipment located in the premises of the Head Office and the Brokerage House assigned to Pekao S.A. (this refers to WAN telecommunication equipment, LAN equipment, telephone equipment and other IT equipment, save for the equipment related to the central systems that remain in BPH S.A.);

3)

The desktop IT equipment (such as personal computers with peripherals, local printers) assigned to the employees of the Head Office and the Brokerage House that shall be employed by Pekao S.A. - shall be assigned to Pekao S.A.

Pekao S.A. shall also obtain equipment, except for equipment permanently attached to real estate, related to the business conducted by the Corporate Centers and Macroregions located on real estate that is not assigned to Pekao S.A. 2.11.3. Other fixed assets The tangible fixed assets under construction and expenditures on intangible assets shall be vested in Pekao S.A. pursuant to principles analogous to those set forth in Sections 2.11.1 and 2.11.2 above. Pekao S.A. shall obtain the rights, obligations, receivables and liabilities of BPH S.A. under financial lease agreements regarding tangible fixed assets concluded by BPH S.A. as the lessee which have a functional link with the Transferred Units or, with respect to the Head Office and the Brokerage House, pursuant to the employee transfer rules set forth in Section 5 below. The rights, obligations, receivables and liabilities resulting from lease (najem and dzierżawa) agreements, pursuant to which components of BPH S.A.’s tangible fixed assets were provided for use by third parties, shall be transferred to Pekao if the real estate in which such assets are located is transferred to Pekao S.A. 2.12. Foreclosed assets Pekao S.A. shall obtain the real estate, movables and other rights foreclosed by BPH S.A. as a result of executing any collaterals granted to BPH S.A. in relation to the agreements concluded by PBH S.A. in the course of business of the Transferred Units. 2.13. Licenses Pekao S.A. shall obtain the rights, obligations, receivables and liabilities under the following license agreements: 1)

related to central systems of BPH S.A. necessary for use in Pekao S.A. that shall not be used by BPH S.A. in relation to transferring the Transferred Units to Pekao S.A.;

2)

related to the Transferred Branches, save for the rights, obligations, receivables and liabilities under licenses related to Profile and Lotus Notes servers and the back-up system that remain with BPH S.A.; 14/16

3)

related to “Enterprise” license agreements, such as Symantec Antivirus and Microsoft Windows (including Windows Server and MS Office) in a number proportional to the number of the Transferred Branches, or the number of employees moved to Pekao S.A.;

4)

related to the IT equipment assigned to Pekao S.A. pursuant to Section 2.11.2, item 2 above;

5)

related to sundry IT software, such as MS Project and Visio, used by the Transferred Branches, Corporate Centers and Macroregions; and

6)

related to the sundry IT software assigned to employees of the Head Office and the Brokerage House in a number proportional to the number of employees moved to Pekao S.A.

2.14. Trademarks Pekao S.A. shall obtain the rights, obligations, receivables and liabilities under the trademarks referred to in Table 12. 2.15. Copyright The rights, obligations, receivables and liabilities resulting from the copyrights specified in Table 13 shall be vested in Pekao S.A. 3.

Administrative decisions, permits, concessions, relieves As a part of the spin-off, Pekao S.A. shall obtain the administrative decisions, permits, concessions and relieves granted to BPH S.A. necessary for the activities of the Transferred Units, including in particular those listed in Table 14. In addition, new administrative decisions, permits, concessions or relieves related to the operation of the Transferred Units granted or issued before the Spin-off Date shall also be vested in Pekao S.A.

4.

Tax receivables and liabilities The rights, obligations, receivables and liabilities on account of taxes and other public imposts concerning the Transferred Units shall be allocated to Pekao S.A., including those arising before the Spin-off Date.

5.

Employees In relation to separating the elements of BPH S.A.’s property and vesting it in Pekao S.A., some of BPH S.A.’s employees shall be transferred to Pekao S.A. and others shall remain with BPH S.A. The legal standing of the employees transferred to Pekao S.A. is determined by Art. 231 of the Labor Code. The employees employed at the Transferred Branches, Corporate Centers and Macroregions shall be transferred to Pekao S.A. Pekao S.A. shall become a party to employment relationships with those employees of the Head Office and the Brokerage House who on the Spin-off Date shall be in charge of the tasks and perform the duties functionally related to the portion of the Head Office and the Brokerage House allocated to Pekao S.A. The funds from BPH S.A.’s Social Benefits Fund shall be split between BPH S.A. and Pekao S.A. pursuant to the provisions of Art. 7 Section 3b - 3d of the Act on Social Benefits Funds of April 4, 1994.

15/16

The rights, obligations, receivables and liabilities under loan agreements funded from the Social Benefits Fund and concluded with BPH S.A.’s employees transferred to Pekao S.A., pursuant to the provisions of Art. 231 of the Labor Code shall be assigned to Pekao S.A. together with these employees. Retired employees and pensioners employed at the Transferred Branches, Corporate Centers and Macroregions prior to the termination of their employment relationships shall acquire in Pekao S.A. the rights to benefits as provided for in the regulations binding in Pekao S.A. 6.

List of court proceedings Pekao S.A. shall obtain the claims and liabilities related to the operations of the Transferred Units that are subject to court proceedings, including enforcement proceedings, administrative and arbitration proceedings, pending or concluded on the Spin-off Date. A list of court proceedings as at October 1, 2006, is provided in Table 15.

7.

ATMs Pekao S.A. shall obtain the right to use BPH S.A.’s ATMs situated in the locations specified in Table 16. Should any new ATMs be installed in the Transferred Units or for the purposes of the Transferred Units, all assets related to those ATMs shall be vested in Pekao S.A. Additionally, Pekao S.A. shall obtain the rights, obligations, receivables and liabilities related to the agreements for the lease (najem) of the floor space where the ATMs vested in Pekao S.A. are located, and any improvements effected therein, together with the property elements connected thereto. Appendixes: Pursuant to provisions of Art. 534 §2 of the CCC, the following documents have been appended hereto: 1) Draft resolution of the General Meeting of Pekao S.A. regarding the integration of Pekao S.A. with BPH S.A. performed by the spin-off of BPH S.A. through the transfer of a part of BPH S.A.’s property in the form of an organized part of an enterprise to Pekao S.A. 2) Draft resolution of the General Meeting of BPH S.A. regarding the integration of BPH S.A. with Pekao S.A. performed by the spin-off of BPH S.A. through the transfer of a part of BPH S.A.’s property in the form of an organized part of an enterprise to Pekao S.A. 3) Draft amendments to Pekao S.A.’s Statute. 4) Determination of the value of BPH S.A.’s property as of October 1, 2006. 5) Declaration on the accounting status of BPH S.A. made for the purposes of the spinoff as of October 1, 2006. 6) Declaration on the accounting status of Pekao S.A. made for the purposes of the spinoff as of October 1, 2006. On behalf of Bank Polska Kasa Opieki Spółka Akcyjna

On behalf of Bank BPH Spółka Akcyjna

16/16

BPH S.A. Spin-off Plan Table 1 Assets and liabilittes - pro forma includes properties which as a result of division are attributed to Pekao

PLN'000 As at 01 October 2006 Assets Cash and balances with the central bank Trading assets Loans and advances to, and placements with banks incl.: loan impairment Loans and advances to customers

518 031 2 560 998 12 739 362 -590 27 305 542

incl.: loan impairment

-1 073 675

Other financial assets

10 105 630

Property and equipment Intangible assets

587 188 61 019

Assets of disposal group classifield as held for sale

238 656

Other assets

690 953

incl.: deferred tax assets Total assets

455 659 54 807 378

PLN'000 As at 01 October 2006 Liabilities Amounts owed to the central bank Amounts owed to banks Amounts owed to customers Liabilities evidenced by certificates Provisions incl.: deferred Income tax provision Trading liabilities Other liabilities Shareholders' equity total Total liabilities and shareholders' equity

0 6 279 040 33 801 104 7 243 968 514 181 437 157 1 131 897 862 082 4 975 105 54 807 378

BPH S.A. Spin-off Plan Table 2 Transferred Branches as of October 1, 2006. No. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68

Name of the Branch Branch in Bialsko-Biała ul. ks. Stanisława Stojałowskiego 23 Branch in Bialsko-Biała ul. Grażyńskiego 141 Branch in Kozy ul. Krakowska 2 Branch in Szczyrk ul. Beskidzka 4 Branch in Bialsko-Biała ul. R. Dmowskiego 16 Branch in Oświęcim ul. Władysława Jagiełły 12 Branch in Oświęcim ul. Wróblewskiego 1 Branch in Oświęcim ul. Chemików 1 Branch in Chełmek ul. Brzozowa 1 Branch in Wadowice ul. Lwowska 9 Branch in Andrychów ul. Krakowska 140 Branch in Kalwaria Zebrzydowska ul. Rynek 2 Branch in Katowice al. Wojciecha Korfantego 56 Branch in Chrzanów al. Henryka 20 Branch in Krzeszowice Rynek 34 Branch in Libiąż ul. Wojska Polskiego 2 Branch in Trzebinia Rynek 23 Branch in Gliwice ul. Prymasa Stefana Wyszyńskiego 6 Branch in Gliwice ul. Błonie 6 Branch in Gliwice ul. A. Opla 1 Branch in Knurów ul. Thomasa Woodrowa Wilsona 8 Branch in Mysłowice ul. Mikołowska 6 Branch in Mysłowice ul. Świerczyny 3 Branch in Tychy ul. Turyńska 100 Branch in Imielin ul. Imielińska 87 Branch in Rybnik ul. 3 Maja 10 Branch in Rybnik ul. Rymera 4 Branch in Żory Rynek 4 Branch in Jastrzębie Zdrój al. Piłsudskiego 2a Branch in Jankowice ul. Równoległa 4 Branch in Jejkowice ul. Główna 38a Branch in Kielce al. 1000-lecia Państwa Polskiego 4 Branch in Kielce ul. Sandomierska 105 Branch in Kraków ul. Józefińska 18 Branch in Kraków ul. Rydlówka 5 Branch in Kraków ul. Wielicka 114 Branch in Kraków ul. Gronostajowa 3 Branch in Kraków ul. Wielicka 72 Branch in Skawina ul. J. Piłsudskiego 10 Branch in Kraków ul. Na Zjeździe 11 Branch in Kraków ul. Zakopiańska 58 Branch in Kraków ul. Mały Płaszów 4 Branch in Świątniki Górne ul. Bruchnalskiego 4 Branch in Kraków ul. Pijarska 1 Branch in Kraków ul. Balicka 18A Branch in Kraków ul. Czysta 21 Branch in Kraków ul. Gołębia 24 Branch in Kraków ul. Kazimierza Wielkiego 75 Branch in Kraków os. Centrum B 1 Branch in Kraków os. Bohaterów Września 39 Branch in Kraków os. Kolorowe 10 Branch in Kraków ul. Ujastek 1 Branch in Kraków os. Na Wzgórzach 32 Branch in Kraków os. Tysiąclecia 42 Branch in Kraków os. Teatralne 19 Branch in Kraków Rynek Główny 47 Branch in Kraków ul. Łukasiewicza 3 Branch in Kraków ul. Bajana 4 Branch in Kraków ul. Kopernika 36 Branch in Kraków ul. Podgórska 34 Branch in Kraków ul. Wielopole 1 Branch in Kraków al. Pokoju 1 Branch in Kraków ul. Juliana Dunajewskiego 8 Branch in Balice ul. kpt. M. Medweckiego 1 Branch in Nowy Sącz ul. Jagiellońska 26 Branch in Rzeszów ul. Juliusza Słowackiego 5 Branch in Rzeszów ul. Bernardyńska 7 Branch in Rzeszów ul. Hetmańska 120

Second location (operation's room) ul. Bolesława Chrobrego 8 -

Locality Bielsko-Biała Bielsko-Biała Kozy Szczyrk Bielsko-Biała Oświęcim Oświęcim Oświęcim Chełmek Wadowice Andrychów Kalwaria Zebrzydowska Katowice Chrzanów Krzeszowice Libiąż Trzebiniaa Gliwice Gliwice Gliwice Knurów Mysłowice Mysłowice Tychy Imielin Rybnik Rybnik Żory Jastrzębie Zdrój Jankowice Jejkowice Kielce Kielce Kraków Kraków Kraków Kraków Kraków Skawina Kraków Kraków Kraków Świątniki Górne Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Balice Nowy Sącz Rzeszów Rzeszów Rzeszów

No. 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140

Name of the Branch Branch in Rzeszów ul. 8 Marca 4 Branch in Stalowa Wola ul. Poniatowskiego 4 Branch in Dębica ul. Tadeusza Kościuszki 6 Branch in Dębica ul. 1 Maja 1 Branch in Sosnowiec ul. gen. Zaruskiego 11 Branch in Sosnowiec ul. Małachowskiego 3 Branch in Zabrze pl. Warszawski 9 Branch in Kęty ul. Adama Mickiewicza 6b Branch in Kęty ul. T. Kościuszki 111 Branch in Sucha Beskidzka ul. Adama Mickiewicza 48 Branch in Żywiec ul. Kościuszki 46 Branch in Żywiec ul. Fabryczna 5 Branch in Dąbrowa Górnicza ul. 3 Maja 11 Branch in Zawiercie ul. Obrońców Poczty Gdańskiej 95 Branch in Dąbrowa Górnicza al. Piłsudskiego 90 Branch in Zawiercie ul. Powstańców Śląskich 13 Branch in Olkusz ul. Króla Kazimierza Wielkiego 49 Branch in Klucze ul. Zawierciańska 10 Branch in Bukowno ul. Nowa 1 Branch in Szczucin Rynek 1 Branch in Jędrzejów ul. Partyzantów 3 Branch in Sędziszów ul. Przemysłowa 9 Branch in Końskie ul. Zamkowa 12 Branch in Stąporków ul. J. Piłsudskiego 101 Branch in Końskie ul. Krakowska 44 Branch in Ostrowiec Świętokrzyski ul. Wardyńskiego 11 Branch in Skarżysko-Kamienna ul. Bankowa 8 Branch in Myślenice Rynek 4 Branch in Myślenice ul. Hipolita Cegielskiego 2 Branch in Sułkowice ul. 1 Maja 70 Branch in Wieliczka ul. Władysława Sikorskiego 8 Branch in Wieliczka ul. Park Kingi 1 Branch in Niepołomice Rynek 16 Branch in Gorlice ul. Władysława Jagiełły 6 Branch in Limanowa ul. Jana Pawła II 19 Branch in Nowy Targ Rynek 4 Branch in Rabka Zdrój ul. Kilińskiego 1 Branch in Mszana Dolna ul. Spadochroniarzy 6 Branch in Zakopane ul. Krupówki 19 Branch in Opole pl. Wolności 3 Branch in Mielec ul. Partyzantów 25 Branch in Tarnów ul. Wałowa 10 Branch in Bochnia ul. Kazimierza Wielkiego 9 Branch in Białystok Rynek Kościuszki 7 Branch in Kuźnica Białostocka ul. Sokólska 26 Branch in Mońki al. Niepodległości 9 Branch in Sokółka ul. Marsz. Józefa Piłsudskiego 5 Branch in Bielsko Podlaskie ul. Adama Mickiewicza 53 Branch in Ciechanowiec pl. 3 Maja 25 Branch in Hajnówka ul. 3 Maja 34 Branch in Ciechanów Plac Jana Pawła II 8 Branch in Przasnysz ul. 3 Maja 13 Branch in Pułtusk ul. 17 Sierpnia 37 Branch in Nasielsk ul. Elektronowa 8-10 Branch in Maków Mazowiecki ul. Przasnyska 18 Branch in Działdowo pl. Mickiewicza 2/3 Branch in Nidzica ul. Wolności 7 Branch in Gdynia ul. Tadeusza Wendy 7-9 Branch in Władysławowo ul. gen. Hallera 22 Branch in Hel ul. Wiejska 41 Branch in Wejherowo ul. dr. A. Jagalskiego 10 Branch in Gdynia ul. 10 Lutego 24 Branch in Gdańsk ul. Ogarna 116 Branch in Gdańsk ul. Czyżewskiego 38 Branch in Kolbudy ul. Wybickiego 32c Branch in Gdańsk ul. Milskiego 1 Branch in Gdańsk ul. Jana Uphagena 27 Branch in Gdańsk ul. Elżbietańska 4/8 Branch in Pruszcz Gdański ul. Wojciecha Kossaka 1 Branch in Gdańsk ul. Władysława Cieszyńskiego 36 Branch in Gdańsk ul. Franciszka Rakoczego 17 Branch in Lublin ul. Krakowskie Przedmieście 72

Second location (operation's room) ul. Gałczyńskiego 9 -

Locality Rzeszów Stalowa Wola Dębica Dębica Sosnowiec Sosnowiec Zabrze Kęty Kęty Sucha Beskidzka Żywiec Żywiec Dąbrowa Górnicza Zawiercie Dąbrowa Górnicza Zawiercie Olkusz Klucze Bukowno Szczucin Jędrzejów Sędziszów Końskie Stąporków Końskie Ostrowiec Świętokrzyski Skarżysko-Kamienna Myślenice Myślenice Sułkowice Wieliczka Wieliczka Niepołomice Gorlice Limanowa Nowy Targ Rabka Zdrój Mszana Dolna Zakopane Opole Mielec Tarnów Bochnia Białystok Kuźnica Białostocka Mońki Sokółka Bielsk Podlaski Ciechanowiec Hajnówka Ciechanów Przasnysz Pułtusk Nasielsk Maków Mazowiecki Działdowo Nidzica Gdyniaa Władysławowo Hel Wejherowo Gdynia Gdańsk Gdańsk Kolbudy Gdańsk Gdańsk Gdańsk Pruszcz Gdański Gdańsk Gdańsk Lublin

No. 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212

Name of the Branch Branch in Lublin ul. Żywnego 10 Branch in Nałęczów al. Lipowa 3 Branch in Łódź al. Tadeusza Kościuszki 63 Branch in Pabianice ul. J. Piłsudskiego 13-15 Branch in Łódź ul. Piotrkowska 58 Branch in Łódź ul. Piaski 4 Branch in Łódź ul. Plantowa 1a Branch in Łódź ul. Jana Karskiego 5 Branch in Łódź ul. Pilota Stanisława Wigury 21 Branch in Olsztyn ul. Dąbrowszczaków 11 Branch in Bartoszyce ul. Bohaterów Monte Cassino 1 Branch in Dobre Miasto ul. Warszawska 12 Branch in Ostrów Mazowiecka ul. Grota Roweckiego 1 Branch in Wyszków ul. Gen. Sowińskiego 81a Branch in Płock ul. Walecznych 4 Branch in Płock ul. Tysiąclecia 10 Branch in Grójec ul. Bankowa 11 Branch in Warka ul. Franciszkańska 2 Branch in Tarczyn ul. Warszawska 11 Branch in Nowe Miasto nad Pilicą ul. 11 Listopada 41 Branch in Radom ul. Tadeusza Kościuszki 2 Branch in Białobrzegi ul. Władysława Reymonta 46 Branch in Przysucha ul. Krakowska 33 Branch in Szydłowiec pl. M. Konopnickiej 7 Branch in Ełk ul. Juliusza Słowackiego 16 Branch in Olecko ul. 11 Listopada 8 Branch in Szczytno ul. Sienkiewicza 6a Branch in Kętrzyn ul. Obrońców Westerplatte 1 Branch in Giżycko ul. Dąbrowskiego 12 Branch in Słupsk ul. Jana Kilińskiego 45a Branch in Lubochnia ul. Tomaszowska 9 Branch in Czersk ul. J. Ostrowskiego 2 Branch in Brusy ul. Na Zaborach 1 Branch in Kraśnik ul. Tadeusza Kościuszki 7 Branch in Kolno ul. Wojska Polskiego 46 Branch in Myszyniec pl. Wolności 60 Branch in Kozienice ul. Batalionów Chłopskich 32/34 Branch in Zwoleń ul. Jagiełły 17a Branch in Dąbrowa Białostocka pl. Kościuszki 1 Branch in Suwałki ul. Gen. T. Kościuszki 56 Branch in Tomaszów Lubelski ul. Lwowska 53 Branch in Warszawa ul. Chmielna 132-134 Branch in Warszawa Al. Jerozolimskie 184 Branch in Warszawa ul. Ogrodowa 31/35 Branch in Warszawa Al. Jerozolimskie 181 Branch in Warszawa ul. Jana Pawła II 23 Branch in Warszawa ul. Nowogrodzka 11 Branch in Warszawa ul. Krakowskie Przedmieście 29 Branch in Warszawa ul. Królewska 27 Branch in Warszawa ul. Nowy Świat 6/12 Branch in Warszawa ul. Krucza 24-26 Branch in Warszawa Al. Jerozolimskie 2 Branch in Warszawa ul. Młynarska 16 Branch in Warszawa ul. J. Słowackiego 6-8 Branch in Warszawa ul. J. Bema 89 Branch in Warszawa ul. A. Cieszkowskiego 1-3 Branch in Warszawa ul. Hanki Czaki 2 Branch in Warszawa ul. ks. Ignacego Kłopotowskiego 15 Branch in Warszawa ul. L. Kondratowicza 20 Branch in Warszawa ul. Przylesie 3 Branch in Warszawa ul. Targowa 81 Branch in Warszawa ul. Modlińska 197 Branch in Warszawa ul. Pasłęcka 8d Branch in Warszawa ul. Grochowska 124/126 Branch in Warszawa ul. Grochowska 274 Branch in Warszawa ul. Poligonowa 30 Branch in Warszawa al. gen. A. Chruściela 28 Branch in Warszawa ul. Jasna 1 Branch in Warszawa ul. Świętokrzyska 12 Branch in Warszawa pl. Defilad 1 Branch in Warszawa ul. Wilcza 33 Branch in Warszawa ul. Nowogrodzka 50

Second location (operation's room) ul. Mickiewicza 2 -

Locality Lublin Nałęczów Łódź Pabianice Łódź Łódź Łódź Łódź Łódź Olsztyn Bartoszyce Dobre Miasto Ostrów Mazowiecka Wyszków Płock Płock Grójec Warka Tarczyn Nowe Miasto n. Pilicą Radom Białobrzegi Przysucha Szydłowiec Ełk Olecko Szczytno Kętrzyn Giżycko Słupsk Lubochnia Czersk Brusy Kraśnik Kolno Myszyniec Kozienice Zwoleń Dąbrowa Białostocka Suwałki Tomaszów Lubelski Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa

No.

Name of the Branch

Second location (operation's room)

Locality

213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246

Branch in Warszawa ul. Żwirki i Wigury 1 Branch in Warszawa ul. Złota 44/46 Branch in Warszawa ul. Emilii Plater 53 Branch in Warszawa ul. Migdałowa 4 Branch in Warszawa ul. Nowoursynowska 166 Branch in Warszawa ul. KEN 46 Branch in Warszawa ul. Nałęczowska 64 Branch in Warszawa ul. Towarowa 25 Branch in Warszawa ul. Wolumen 18 Branch in Warszawa ul. Biała 4 Branch in Warszawa ul. Nowolipki 2, 2a Branch in Wołomin ul. Miła 8/12 Branch in Grodzisk Mazowiecki ul. Armii Krajowej 16 Branch in Piaseczno ul. Jana Pawła II 2 Branch in Piaseczno ul. gen. L. Okulickiego 7/9 Branch in Góra Kalwaria ul. Wierzbowskiego 3 Branch in Pruszków al. Wojska Polskiego 23 Branch in Błonie ul. Modlińska 10 Branch in Piastów ul. Dworcowa 1 Branch in Warszawa ul. Malczewskiego 54 Branch in Warszawa ul. Rakowiecka 25-27 Branch in Warszawa ul. Jarosława Dąbrowskiego 81 Branch in Warszawa ul. Puławska 233 Branch in Bydgoszcz ul. Trybunalska 2 Branch in Nakło nad Notecią ul. gen. Henryka Dąbrowskiego 17-23 Branch in Bydgoszcz ul. Jagiellońska 34 Branch in Bydgoszcz ul. Eugeniusza Kwiatkowskiego 2 Branch in Gorzów Wielkopolski ul. Fabryczna 12 Branch in Kołobrzeg ul. Ppor. Edmunda Łopuskiego 6 Branch in Golczew ul. Zwycięstwa 23 Branch in Poznań pl. Wolności 18 Branch in Poznań ul. Jarochowskiego 39a Branch in Przeźmierów ul. Rynkowa 75c Branch in Nowy Tomyśl ul. Adama Mickiewicza 15

-

Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Wołomin Grodzisk Mazowiecki Piaseczno Piaseczno Góra Kalwaria Pruszków Błonie Piastów Warszawa Warszawa Warszawa Warszawa Bydgoszcz Nakło n. Notecią Bydgoszcz Bydgoszcz Gorzów Wielkopolski Kołobrzeg Golczewo Poznań Poznań Przeźmierowo Nowy Tomyśl

247 248

Branch in Poznań ul. Głogowska 132-140 Branch in Poznań ul. Bukowska 76

-

Poznań Poznań

249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272

Branch in Poznań ul. Górna Wilda 95 Branch in Poznań Stary Rynek 97/98 Branch in Poznań ul. Roosevelta 18 Branch in Poznań ul. Głogowska 26 Branch in Poznań ul. Grunwaldzka 21 Branch in Poznań Al. Solidarności 46 Branch in Poznań ul. Jana Henryka Dąbrowskiego 461 Branch in Szczecin ul. Smolańska 4 Branch in Szczecin ul. Szczerbcowa 4 Branch in Wrocław pl. Powstańców Śląskich 9 Branch in Wrocław ul. Komandorska 118-120 Branch in Wrocław ul. J. Piłsudskiego 88 Branch in Kudowa Zdrój ul. Zdrojowa 18 Branch in Polanica Zdrój ul. Zdrojowa 25 Branch in Wrocław ul. gen. Jana Henryka Dąbrowskiego 42 Branch in Wrocław ul. Świeradowska 51/57 Branch in Wrocław ul. Gubińska 15 Branch in Wrocław ul. Ruska 51 Branch in Środa Śląska ul. Malczycka 1 Branch in Wrocław ul. Zakładowa 2-4 Branch in Wrocław ul. Dzielna 3 Branch in Wrocław ul. Wyb. Juliusza Słowackiego 12-14 Branch in Wrocław Rynek 1 Branch in Wrocław ul. Horbaczewskiego 4-6

-

Poznań Poznań Poznań Poznań Poznań Poznań Poznań Szczecin Szczecin Wrocław Wrocław Wrocław Kudowa Zdrój Polanica Zdrój Wrocław Wrocław Wrocław Wrocław Środa Śląska Wrocław Wrocław Wrocław Wrocław Wrocław

273 274 275 276 277 278 279 280 281 282 283 284

Branch in Wrocław ul. Jedności Narodowej 203 Branch in Zielona Góra ul. Podgórna 9a Branch in Żagań ul. Przyjaciół Żołnierza 24 Branch in Gubin ul. Nowa 2 Branch in Rogoźno ul. Kościuszki 37 Branch in Toruń ul. Mickiewicza 33/39 Branch in Kościan Rynek 32 Branch in Śrem ul. Przemysłowa 1 Branch in Kruszwica ul. Niepodległości 13 Branch in Ostrzeszów ul. Piastowska 16a Branch in Legnica ul. Jaworzyńska 65 Branch in Złocieniec ul. Bohaterów Warszawy 19

-

Wrocław Zielona Góra Żagań Gubin Rogoźno Toruń Kościan Śrem Kruszwica Ostrzeszów Legnica Złocieniec

BPH S.A. Spin-Off Plan Table 3 Corporate Centers

Dolnośląskie Corporate Center Corporate Center Białystok Corporate Center Bielsko-Biała Corporate Center Ciechanów Corporate Center Gdańsk Corporate Center Gliwice Corporate Center Katowice Corporate Center Kielce Corporate Center Kraków Corporate Center Lublin Corporate Center Łódź Corporate Center Olsztyn Wielkopolskie Corporate Center Corporate Center Radom Corporate Center Rzeszów Zachodniopomorskie Corporate Center Corporate Center Warszawa I Wschód Corporate Center Warszawa II Południe Corporate Center Warszawa IV Zachód

50-106 15-950 43-300 06-400 80-280 44-100 40-161 25-519 31-133 20-072 90-319 10-959 60-829 26-600 35-017 71- 422 00-987 00-950 00-805

Wrocław Białystok Bielsko-Biała Ciechanów Gdańsk Gliwice Katowice Kielce Kraków Lublin Łódź Olsztyn Poznań Radom Rzeszów Szczecin Warszawa Warszawa Warszawa

ul. Rynek 1 Rynek Kościuszki 7 ul. Dmowskiego 16 Plac Jana Pawła II 8 ul. Szymanowskiego 2 ul. Prymasa Stefana Wyszyńskiego 6 ul. Korfantego 117a Al. 1000-lecia Państwa Polskiego 4 ul. Dunajewskiego 8 ul. Boczna Lubomelskiej 13 ul. Wigury 21 ul. Dąbrowszczaków 11 ul. Roosevelta 18 ul. Tadeusza Kościuszki 2 ul. Bernardyńska 7 ul. Piotra Skargi 14 ul. Kłopotowskiego 15 ul. Krucza 24 ul. Chmielna 132/134

Corporate Center Warszawa V Północ

00-113

Warszawa

ul. Emilii Plater 53

Kujawsko-Pomorskie Corporate Center

85-097

Bydgoszcz

ul. Jagiellońska 34

Lubuskie Corporate Center

65-213

Zielona Góra

ul. Podgórna 9a

Małopolskie Corporate Center

33-300

Nowy Sącz

ul. Jagiellońska 26

BPH S.A. Spin-off Plan Table 4 Macroregions Southern Macroregion Retail Banking Western Macroregion Retail Banking Capital Macroregion Retail Banking North-East Macroregion Retail Banking

31-015 61-773 00-508 02-017

Cracow Poznań Warsaw Warsaw

ul. Pijarska 1 ul. Stary Rynek 97/98 Al. Jerozolimskie 27 Warsaw Branch Al. Jerozolimskie 125-127

Southern Macroregion Corporate Banking

31-548

Cracow

al. Pokoju 1

North-East Macroregion Corporate Banking

00-976

Warsaw

ul. Marynarska 10

Capital Macroregion Corporate Banking

00-113

Warsaw

ul. Emilii Plater 53

Western Macroregion Corporate Banking

60-829

Poznań

ul. Roosevelta 18

BPH S.A. Spin-off Plan Table 5 Debt securities ascribed to Pekao S.A. as at October 1, 2006 Debt securities (by issuer and type)

type and code

number

currency nominal value*

date due

issued by central banks - cash bills NBP061006

375 929

PLN

3 759 290 000

2006-10-06

KRNBP0312

9 030 607

PLN

903 060 700

2012-03-01

AIGBP66

28

PLN

2 800 000

2006-11-22

AIGBP67

24

PLN

2 400 000

2006-11-29

AIGBP68

63

PLN

6 300 000

2006-12-07

AIGBP70

175

PLN

17 500 000

2006-12-20

AIGBP71

145

PLN

14 500 000

2007-01-04

AIGBP72

194

PLN

19 400 000

2007-01-11

TOYOTABANK05

20

PLN

2 000 000

2006-11-29

TOYOTABANK06

170

PLN

17 000 000

2008-09-19

TOYOTABANK07

285

PLN

28 500 000

2009-09-25

56 500 000

2007-09-27

- bonds issued by other banks - certificates of deposits

- commercial bonds LUKASBANK03

5 650

- mortgage bonds BPHBH01

100 000

PLN

100 000 000

2012-06-02

BPHBH02

150 000

PLN

150 000 000

2010-11-21

363

EUR

3 630 000

2010-06-01

MBS-HYP_1 issued by other financial institutions - commercial bonds BPHAUTOFIN24

7

PLN

70 000

2006-10-05

BPHAUTOFIN26

1 028

PLN

10 280 000

2006-10-19

BPHAUTOFIN27

351

PLN

3 510 000

2006-10-26

BPHAUTOFIN28

120

PLN

1 200 000

2006-10-26

BPHLEAS156

500

PLN

5 000 000

2008-03-31

BPHLEAS228

16

PLN

160 000

2006-10-09

BPHLEAS229

175

PLN

1 750 000

2006-10-27

2 500

PLN

1 750 000

2006-10-20

100

PLN

1 750 000

2007-03-07

RAIFFLEAS03

1 297

PLN

1 750 000

2006-10-25

RAIFFLEAS04

1 357

PLN

1 750 000

2006-10-31

TOYOTALEAS03

176

PLN

1 750 000

2006-10-31

TOYOTALEAS04

1 000

PLN

1 750 000

2006-12-06

TOYOTALEAS05

1 900

PLN

1 750 000

2006-12-20

244

PLN

1 750 000

2006-10-09

EFL113 EFL54

VWLEAS49

issued by non-financial institutions - eurobonds TUROW0311B

9 034

EUR

9 034 000

2011-03-14

25 000

PLN

25 000 000

2007-07-31

- securities repossessed for debts ARP310707 - commercial bonds AMICA13

87

PLN

8 700 000

2006-10-25

2 000

PLN

20 000 000

2013-09-27

CARLSBERG245

15

PLN

1 500 000

2006-10-18

CARLSBERG246

164

PLN

16 400 000

2006-10-25

CARLSBERG247

11

PLN

1 100 000

2006-12-14

CARLSBERG248

238

PLN

23 800 000

2006-11-08

CANPACK0913

CARLSBERG249

17

PLN

1 700 000

2006-12-14

CARLSBERG250

145

PLN

14 500 000

2006-11-15

DYNAMIC1208

642

PLN

64 200 000

2008-12-15

EMPIK03

200

PLN

2 000 000

2009-05-08

GRUPAPSB13

14

PLN

140 000

2006-10-19

GRUPAPSB14

70

PLN

700 000

2006-10-26

MAPPOLSKA24

69

PLN

690 000

2006-10-25

MAPPOLSKA25

240

PLN

2 400 000

2006-11-08

POLKOMTSA14

5 000

PLN

50 000 000

2006-12-20

WINKOWSKI06

840

PLN

8 400 000

2008-09-30

WINKOWSKI15

450

PLN

4 500 000

2006-12-14

99

PLN

990 000

2006-10-12

ZYWIEC42

121

PLN

1 210 000

2006-10-12

ZYWIEC43

2 000

PLN

20 000 000

2006-11-15

ZYWIEC44

1 000

PLN

10 000 000

2006-11-23

ZYWIEC45

3 000

PLN

30 000 000

2006-10-30

SOSNO270907B

90

PLN

9 000 000

2007-09-27

SOSNO301007B

71

PLN

7 100 000

2007-10-30

TB030107

1 270

PLN

12 700 000

2007-01-03

TB040407

4

PLN

40 000

2007-04-04

TB050907

60

PLN

600 000

2007-09-05

TB060607

40

PLN

400 000

2007-06-06

ZYWIEC41

issued by local government agencies - communal bonds

issued by central government agencies Treasury bills

TB070207

20

PLN

200 000

2007-02-07

TB070307

100

PLN

1 000 000

2007-03-07

TB170107

737

PLN

7 370 000

2007-01-17

TB190907

185

PLN

1 850 000

2007-09-19

TB220807

100

PLN

1 000 000

2007-08-22

TB250407

143

PLN

1 430 000

2007-04-25

TB250707

5 000

PLN

50 000 000

2007-07-25

POLAND2009

1 000

EUR

1 000 000

2009-01-15

POLAND2010

1 165

EUR

1 165 000

2010-03-22

POLAND2011

4 628

EUR

4 628 000

2011-02-14

POLAND2012

- eurobonds

16 550

EUR

16 550 000

2012-03-12

POLAND2012US

2 249

USD

2 249 000

2012-07-03

POLAND2013EU

5 751

EUR

5 751 000

2013-02-05

POLAND2016

15 000

EUR

15 000 000

2016-02-01

POLAND2020

1 077

EUR

1 077 000

2020-04-15

96

USD

96 000

2024-10-27

693

USD

693 000

2024-10-27

DK0809

87 710

PLN

87 710 000

2009-08-22

DS0509

3 440

PLN

3 440 000

2009-05-24

DS1015

61 000

PLN

61 000 000

2015-10-24

PAR RSTA - bonds

DS1109

700

PLN

700 000

2009-11-24

DS1110

30 494

PLN

30 494 000

2010-11-24

DZ0108

2 900

PLN

2 900 000

2008-01-17

DZ0109

4 500

PLN

4 500 000

2009-01-17

DZ0110

60

PLN

60 000

2010-01-18

DZ0811

14 483

PLN

14 483 000

2011-08-18

DZ1006

48 326

PLN

48 326 000

2006-10-17

IZ0816

5 138

PLN

5 138 000

2016-08-24

OK0407

129 529

PLN

129 529 000

2007-04-12

OK0408

1 035 000

PLN

1 035 000 000

2008-04-12

OK0807

84 510

PLN

84 510 000

2007-08-12

OK0808

25 000

PLN

25 000 000

2008-08-12

OK1206

35 230

PLN

35 230 000

2006-12-12

OK1207

35 425

PLN

35 425 000

2007-12-12

OK1208

1 500

PLN

1 500 000

2008-12-12

PS0310

5 000

PLN

5 000 000

2010-03-24

PS0507

2 150

PLN

2 150 000

2007-05-12

PS0511

55 500

PLN

55 500 000

2011-05-24

PS0608

670

PLN

670 000

2008-06-24

PS1106

72 591

PLN

72 591 000

2006-11-12

WZ0307

1 110 000

PLN

1 110 000 000

2007-03-24

WZ0911

2 077 585

PLN

2 077 585 000

2011-09-24

* nominals in the currency of the security

BPH S.A.Spin-off Plan Table 6 Debt securities issued by BPH S.A. vested in Pekao S.A. as at October 1, 2006 Bank BPH S.A. own issues - certificates of deposit

designation DEURCMDTY812 DPLNAZJA3109 DPLNAZJA3609 DPLNCMDTY812 DPLNRA3MK116 DPLNRA6MD107 DPLNRA6MK107 DPLNRA6MK307 DPLNSTOXX811 DPLNSTOXX812 DUSDAZJA3109 DUSDAZJA3609 DUSDCMDTY812

No.

currency

date due

nominal value*

9 982 218 181 111 817 208 238 823 5 717 250 108 201 579 89 769 40 958 13 535 24 182

EUR PLN PLN PLN PLN PLN PLN PLN PLN PLN USD USD USD

2008-12-16 2009-01-16 2009-06-18 2008-12-16 2006-11-09 2007-01-24 2007-01-24 2007-03-07 2008-11-10 2008-12-15 2009-01-16 2009-06-18 2008-12-16

9 982 000 218 181 000 111 817 000 208 238 000 82 300 000 57 170 000 2 500 000 10 800 000 201 579 000 89 769 000 40 958 000 13 535 000 24 182 000

500 10 000 500

EUR EUR EUR

2016-03-29 2010-05-24 2010-12-06

500 000 000 500 000 000 500 000 000

318 457

PLN

2008-11-03

31 846 000

- eurobonds BPH0316 BPH0510 BPH1210 - public bonds SERIA-A51 * nominals in the currency of the security

Bank BPH S.A. Spin-off Plan Table 7 Derivatives assigned to Pekao S.A. as at October 1, 2006 INTEREST SWAPS AND INTEREST / FX SWAPS

currency/ currency paier

transaction nominals by date due fixed/float ≤1 year

≤ 2 years

≤5 years

≤10 years

10 years +

IRS CHF EUR PLN USD

850 000 000 80 619 088 22 305 635 000 105 380 810

10 000 000 447 850 810 15 472 661 694 325 139 684

342 123 346 20 801 367 477 344 515 359

356 128 114 3 845 441 176 304 512 605

-

CHF EUR PLN USD

700 000 000 1 050 000 000 25 700 000 000 1 700 000 000

200 000 000 -

-

-

-

1 167 153 151 750 000 4 879 761 25 000 000 -

526 411 908 -

1 371 069 717 154 575 086 128 253 019 530 862 366

154 762 826 49 303 323 -

-

IRS-OIS

CIRS* EUR/CHF EUR/CHF CHF/PLN CHF/PLN EUR/PLN EUR/PLN USD/PLN USD/PLN USD/CHF

fixed/float float/float float/float fixed/float fixed/float float/float fixed/float float/float float/float

* with regard to CIRS transactions, nominals shown in base currency

FX

currency purchased/ currency sold

≤1 month

transaction nominals by date due* ≤3 months ≤6 months ≤12 months

12+ months

FX SPOT CHF/USD CZK/EUR EUR/CHF EUR/CZK EUR/GBP EUR/NOK EUR/PLN EUR/SEK EUR/USD GBP/PLN PLN/CHF PLN/EUR PLN/GBP PLN/USD USD/AUD USD/CHF USD/EUR USD/PLN

5 004 800 16 000 000 1 000 000 1 000 000 1 000 000 1 093 103 25 100 000 970 421 46 700 000 50 000 2 633 100 265 702 520 441 000 3 763 920 449 160 6 000 000 40 591 300 4 100 000

-

-

-

-

CHF/GBP CHF/JPY CHF/PLN CZK/PLN EUR/JPY EUR/NOK EUR/PLN EUR/USD GBP/CHF GBP/EUR GBP/JPY GBP/PLN NOK/PLN PLN/CAD PLN/CHF PLN/CZK PLN/EUR PLN/GBP PLN/JPY PLN/NOK PLN/USD SEK/EUR SEK/PLN USD/EUR USD/GBP USD/PLN

315 070 450 000 18 875 000 400 000 204 342 821 200 000 340 000 35 000 650 000 945 000 1 407 025 270 000 799 500 700 600 376 170 792 1 590 517 275 544 377 550 186 455 923 5 300 000 100 000 2 930 145 70 662 285

150 000 10 000 000 500 000 267 661 374 18 721 533 1 671 000 7 167 025 4 006 285 779 128 540 961 585 1 701 000 320 885 968 7 900 000 300 000 24 322 370 10 921 400 92 747 270

600 000 100 743 059 1 900 000 2 847 000 1 148 850 567 301 800 1 007 225 134 421 006 32 118 980

2 000 000 212 385 720 400 000 900 000 3 051 600 87 480 559 5 860 300 62 244 995 14 700 000

34 052 083 5 802 320 20 060 000

CHF/EUR CHF/PLN CZK/USD EUR/PLN EUR/USD GBP/PLN GBP/USD JPY/PLN NOK/EUR PLN/CAD PLN/CHF PLN/CZK PLN/EUR PLN/GBP PLN/USD USD/CAD USD/CHF USD/CZK USD/DKK USD/EUR USD/GBP USD/PLN USD/SKK USD/ZAR

58 000 000 34 332 345 12 750 000 10 270 000 2 381 850 655 351 619 575 000 12 529 329 506 900 751 359 559 270 2 143 154 849 225 8 938 987 14 018 138 161 805 709 68 027 777 301

84 926 400 58 500 000 42 705 952 7 500 000 40 000 5 800 000 249 300 1 421 000 649 681 144 3 203 961 705 9 184 752 51 031 040 -

31 041 000 500 000 125 000 255 000 161 074 997 719 075 277 90 778 592 -

41 500 000 308 532 173 852 252 040 82 673 018 -

50 019 238 5 000 000 -

FX FORWARD

FX SWAP

* transaction nominal given for purchased currency, and for FX SWAP transactions - for the currency purchased for forward date

FRA

transaction nominals by date due*

currency

MxK (start of contract x end of contract)

EUR

12x3

100 000 000

-

-

30 000 000

EUR

12x6

-

305 000 000

-

-

-

EUR

18x6

-

125 000 000

-

20 000 000

-

EUR

3x3

-

850 000 000

50 000 000

-

-

EUR

6x3

-

100 000 000

150 000 000

-

-

PLN

11x6

-

-

100 000 000

-

-

PLN

12x3

400 000 000

1 600 000 000

450 000 000

-

-

PLN

12x6

150 000 000

1 050 000 000

1 050 000 000

-

-

PLN

15x3

500 000 000

400 000 000

600 000 000

-

-

PLN

15x6

-

-

-

-

-

PLN

16x6

-

-

50 000 000

-

-

PLN

18x3

200 000 000

-

-

-

-

PLN

18x6

550 000 000

1 050 000 000

800 000 000

-

-

PLN

1x1

-

300 000 000

-

-

-

PLN

1x3

509 000 000

-

-

-

-

≤1 months

≤3 months

≤6 months

≤12 months

12+ months

FRA -

PLN

1x6

309 000 000

-

-

-

-

PLN

21x3

100 000 000

-

200 000 000

-

-

PLN

2x1

-

300 000 000

-

-

-

PLN

2x3

800 000 000

1 338 000 000

-

-

-

PLN

2x6

342 000 000

586 000 000

-

-

-

PLN

3x3

1 200 000 000

3 237 000 000

-

-

-

PLN

3x6

450 000 000

1 076 000 000

-

-

-

PLN

4x3

500 000 000

576 000 000

486 000 000

-

-

PLN

4x6

561 000 000

1 433 000 000

34 000 000

-

-

PLN

5x3

-

1 450 000 000

1 300 000 000

-

-

PLN

5x6

-

645 000 000

1 647 000 000

-

-

PLN

6x3

650 000 000

4 250 000 000

7 525 000 000

-

-

PLN

6x6

100 000 000

1 971 000 000

3 073 000 000

-

-

PLN

7x3

-

-

350 000 000

-

-

PLN

8x3

150 000 000

-

1 650 000 000

-

-

PLN

9x3

2 550 000 000

3 840 000 000

5 850 000 000

-

-

PLN

9x6

-

400 000 000

500 000 000

-

-

USD

12x3

-

60 000 000

-

-

-

USD

4x3

-

100 000 000

-

-

-

USD

6x3

-

50 000 000

-

-

-

USD

9x3

-

250 000 000

-

75 000 000

-

* nominals in transaction currency

OPTIONS:

underlying

CURRENCY

transaction nominals by date due* ≤6 months 6+ months

RANGE ACCRUALS OPTIONS PLRA070307

PLN

21 600 000

-

PLRA091106

PLN

164 600 000

-

PLRA240107

PLN

119 340 026

-

CHF/PLN

CHF

7 050 000

9 630 000 83 805 000

FX PLAIN-VAN. OPTIONS EUR/PLN

EUR

1 323 583 000

EUR/USD

EUR

53 816 156

-

GBP/PLN

GBP

10 200 000

9 250 000

NOK/PLN

NOK

34 907 745

-

USD/CAD

USD

-

4 000 000

USD/PLN

USD

333 207 788

26 480 000

EUR/PLN

EUR

26 468 000

8 800 000 4 000 000

FX BARRIER OPTIONS EUR/USD

EUR

8 000 000

GBP/PLN

GBP

20 450 000

-

USD/PLN

USD

800 000

-

EUR/PLN

PLN

240 000

-

USD/PLN

USD

40 000

-

EUR1MIBOR

EUR

-

14 000 000

FX DIGITAL OPTIONS

CAP, FLOOR EUR3MIBOR

EUR

-

26 900 164

PLN1MWIBOR

PLN

4 400 000

36 900 000

USDLIB1M

USD

-

10 004 647

USDLIB3M

USD

-

2 661 419

underlying

currency

transaction nominals by date due* ≤2 years ≤3 years 3+ years

EQUITY OPTIONS LIG01

PLN

360 776 000

-

EUROPROFIT

PLN

-

408 086 413

EUROPROF2

PLN

-

182 670 652 438 860 021

LOKAZJPLN

PLN

-

LOKAZJUSD

USD

-

82 019 403

LOKAZJPL2

PLN

-

223 772 641

LOKAZJUS2

USD

-

27 070 384

-

COMMODITY OPTIONS GOLDEUR

EUR

-

20 043 595

GOLDUSD

USD

-

48 511 995

GOLDPLN

PLN

-

418 038 768

-

* for FX options the nominals in transaction settlement currency, for the remaining ones nominals in transaction currency

Table 8 List of agreements allocated to Pekao S.A. No

Contracting party

Street

City/town

Product/service

Contract date Expiry date

1 2

ABE Clearing S.A.S. "Exchange" we Wrocławiu Gabriela Wnuk

4 rue Galliera ul. Modra 42 m 10

75-116 Paris 54-151 Wrocław

Confirmation of participation in STEP1 Western Union

08.07.2004 18.08.2005

undefined period undefined period

3

1) Bank Austria Creditanstald AG, 2) VISA-SERVICE Kreditkarten AG, 3)Bank BPH S.A.

1)Vordere 1) Vienna, 2) Vienna Zollamtststarsse13, 1030 Vienna, Austria, 2) Invalidenstrasse 2/Stiege 3, 1030 Vienna, Austria, 3) Towarowa 25A, 00-958 Warsaw

Contract on corporate payment cards

26.08.2005

undefined period

1.Poczta Polska, 2.Energetyka Kaliska

1. DOP ul. T.Kościuszki 1. Poznań; Wrocław; 77; DOP ul. Łódź Powstańców Śląskich 2. Kalisz 134; DOP al. Kościuszki 5/7. 2. Al. Wolności 8

Agreement laying down the rules and procedures of transaction files and cash from payments credited to bank accounts of Energetyka Kaliska

29.12.2004

undefined period

4

5

1.Poczta Polska, 2.Enion Oddział 1. DOP pl. Oddziałów 1. Katowice w Będzinie Młodzieży Powstańczej 2. Będzin 7 2. Ul. Małobądzka 141

Agreement laying down the rules and procedures of transaction files and cash from payments credited to bank accounts of ENION Oddział w Będzinie

29.04.2005

undefined period

6

1.Poczta Polska, 2.Lubzel

1. DOP ul. Krakowskie Przedmieście 50 2. Ul. Garbarska 21

1. Lublin 2. Lublin

Agreement laying down the rules and procedures of transaction files and cash from payments credited to bank accounts of Lubelskie Zakłady Energetyczne

26.08.2005

undefined period

Agencja Rozwoju Lokalnego S.A. w Sosnowcu

Teatralna 9

41-200 Sosnowiec

Agreement of cooperation involving sureties from the Lending Sureties Fund

24 .05. 2004

undefined period

8

Akcjonariusze Commercial Union PTE

-

Shareholders agreement on internal company relationships

01.08.1998

undefined period - till exit from the company

9

Analizy Online Sp. z o.o.

00-686 Warszwa

Monitoring of investment and pension funds

30.12.2004

undefined period undefined period

Agreement for monitoring of investment and pension funds Western Union

30 December 2004 1.01 2006 undefined period

7

Ul Św. BARBARY

10 11

Analizy Online Sp. z o.o. Aneks nr 1 Western Union Network (Ireland) Limited

Ul Św. Barbary 00-686 Warszwa Unit 9, Richview Office Dublin 14, Irlandia Park Clonskeagh

12

Archon+

Słowackiego 42/3b

Sales intermediation contract

19 .04. 2005

undefined period

ASPEKT

ul. Stefana Batorego 48 45-506 Chorzów

Agreement laying down the rules of cooperation between the Supplier and the Bank Agencies and the terms and conditions for the sales, delivery and assembly of furnishing of the Agency offices

06.05.2004

undefined period

14

Austrian Airlines S.A.

ul. Sienna 39

00-121 Warsaw

Agreement on airline ticket booking and sales

02.01.2006

02.01.2007

15

BA-Creditanstalt-Leasing Poland Sp. Zoo

Warsaw

Agreement laying down the rules of distribution by the Bank's outlets of products offered by BPHA-Leasing

17.02.2003

undefined period

Baker&McKenzie Gruszczyński i Rondo ONZ 1 Wspólnicy Kancelaria Prawna Spółka Komandytowa

00- 124 Warsaw

Legal services

11.2005

undefined period

16 17 18

Bank Austria Bank Austria

Am Hof 2 Am Hof 2

1010 Vienna 1010 Vienna

Agreement on re-financial loan extended by BACA Guarantee agreement issued by BACA

Bank Austria Creditanstalt AG

Vordere Zollamtstrasse 1010 Vienna 13

32-400 Myślenice

13

19 20 21

Bank Austria Creditanstalt AG Bank BPH S.A.

Vordere Zollamtstrasse 1010 Vienna 13 Al..Pokoju 1 31-548 Kraków

STEP1 System

07.07.2004

Agency participation in EBA Step 2 settlements

23.03.2004

Service agreement on personnel, payment, insurance and tax-related issues

04.12.2003

30.09.2007 15.12.2011 undefined period undefined period undefined period

Bank BPH S.A.

Al..Pokoju 1

31-548 Kraków

Service agreement on personnel, payment, insurance and tax-related issues

05.06. 2006

undefined period

23

Bank BPH S.A.

Al..Pokoju 1

31-548 Kraków

Service agreement on personnel, payment, insurance and tax-related issues

05.06.2006

undefined period

24

Bank BPS S.A.

ul. Płocka 9/11b

01-321 Warsaw

Western Union

15 .12. 2005

25

Bank Ochrony Środowiska S.A.

al.. Jana Pawła II 11

00-950 Warsaw

PLN cash transactions

01.03.2004

undefined period undefined period

Bank Ochrony Środowiska S.A.

al.. Jana Pawła II 11

00-950 Warsaw

FX cash transactions

01.03.2004

Bank Spółdzielczy w Ciechanowie

ul. Warszawska 52

Ciechanów

Agreement on the principles governing sales and purchase of domestic money marks 17.03.2003

22

26 27 28

Bank Spółdzielczy w Przasnyszu ul. Słowackiego 1

29

Bank Spółdzielczy w Sandomierzu

30 31 32 33 34

Agreement on the principles governing sales and purchase of domestic money marks 20.10.2003

27-600 Sandomierz

Western Union

18 .05. 2005

undefined period

Bankier.pl S.A. Kościuszki 29 Bankowe Doradztwo Podatkowe al. Pokoju 1 Sp. z o.o.

50-011 Wrocław 31-548 Kraków

Sales intermediation contract Service agreement on tax counselling

5 .07. 2004 01.09.2005

undefined period undefined period

Bayerische Landesbank Bayerische Landesbank BEARINGPOINT GMBH

Munich Munich

Loan agreement extended by BL Loan agreement extended by BL Advisory services agreement under Basel II

16.08.2005

29.12.2006 26.02.2010 undefined period

40 41 42 43 44

Schwarzenberg Platz 16

Agreement on Temporary Staff

03.03.2003, 27.08.2003

undefined period

Bielski Fundusz Poręczeń Kredytowych Sp.z o.o.

Cieszyńska 367

43-382 Bielsko-Biała

Agreement of cooperation involving Credit Sureties Fund

21.01.2004

undefined period

Biłgorajska Agencja Rozwoju Regionalnego S.A.

ul. Kościuszki 65

23-400 Biłgoraj

Agreement of cooperation involving Credit Sureties Fund

3 .03. 2006

undefined period

Pl. Piłsudskiego 1

00-078 Warsaw

Money values processing

02.02.2005

ul. Kołłątaja 31

76-200 Słupsk

Western Union

24 .08. 2005

undefined period

BP w Łomży Maria Młynarska

ul. Lipowa 10

18-400 Łomża

Western Union

5 .09. 2005

undefined period

BPH Bank Hipoteczny S.A. BPH Bank Hipoteczny S.A. BPH Bank Hipoteczny S.A.

ul. Chmielna 132/134 ul. Chmielna 132/134 ul. Chmielna 132/134

00 -805 Warsaw 00- 805 Warsaw 00-805 Warsaw

Agreement of cooperation involving sales of commercial real estate Agreement defining administration of SWIFT HYPO SA communications Consultancy/advisory services agreement of BPH BH Supervisory Board members

26 .04. 2005 01.03.2004 08.09.2006

undefined period undefined period undefined period

BPH Leasing S.A.

ul. E. Plater 53

00-113 Warsaw

Agreement on analysing leasing applications by Bank BPH - ensuring BPH Leasing`s 15.10.2003 access to SCORING web browser - monitoring leasing transactions portfolio by Bank BPH S.A.

36

39

ul. Mariacka 6

1010 Vienna ul.Królowej Jadwigi 160 30-212 Kraków

Benefit Sp z o.o

38

undefined period undefined period

Przasnysz

35

37

undefined period

BNP PARIBAS BANK POLSKA S.A. BP Anna Partyka Sp. z o. o. w Słupsku

undefined period

undefined period

No

Contracting party

Street

City/town

Product/service

Contract date Expiry date

BPH TFI S.A./ Blue Ridge Investments, LLC BPI Polska BS zrzeszone z BPS S.A. BT w Koninie Jerzy Jaworski

UL. EMILII PLATER 53/ 1209 Orange Street, ul. Skorupki 5 ul. Płocka 9/11b ul. Harcerska 7

Warsaw/ Wilmington, Delaware, USA Warszawa 01-321 Warsaw 62-530 Kaziemierz Biskupi

Preliminary sales contract for loss loans portfolio Agreement on MD1 Program organisation Western Union Western Union

08.06.2006 29.09.2006 21 .12. 2005 20 .03. 2006

31.12.2006 30.04.2007 undefined period undefined period

45

46 47 48

Bydgoski Fundusz Poręczeń Kredytowych Sp. z o.o.

Jezuicka 2 lok.4

85-102 Bydgoszcz

Agreement of cooperation involving Credit Sureties Fund

21 .11. 2003

undefined period

50

CA IB Financial Advisers Sp. z o.o.

ul. Emilii Plater 53

00-113 Warsaw

Financial advisory

06.06.2005

undefined period

51

CA IB Securities S.A.

Emilii Plater 53

00-113 Warsaw

Brokerage account agreement

26.09.2003

52

CA IB Securities SA

ul. E. Plater 53

00-113 Warsaw

undefined period undefined period

53

Centrum Bankowości Bezpośredniej

Boh Września 80a

31-621 Kraków

54

Centrum Bankowości Bezpośredniej

Boh Września 80a

31-621 Kraków

Agreement on fees for leasing Tel. Aspect Head Office and access to ASPECT system software

31-621 Kraków

49

Agreement on the principles governing agency services in settlement of National Depositary of Securities participation transactions Agreement defining rules of implementing, leasing, servicing and administering Call Centre solutions in BZOK

21.12.1999 15.11.2005

undefined period

21.03.2005

undefined period

Centrum Bankowości Bezpośredniej Sp. z o.o.

Os. Bohaterów Września 80a

Lease of equipment and availability of CallCenter Aspect system

21.03.2005

undefined period

56

Centrum Bankowości Bezpośredniej, Sp. z o.o.

os. Bohaterów .09. 80 A 31-621 KRAKÓW

Comprehensive service related to Bank's financial claims towards its debtors

17 .06. 2005

undefined period

57

Centum Bankowości Bezpośredniej sp. z.o.o.

ul. Bohaterów .09. 80a

31-621 Kraków

CBB services rendered to the Bank involving telephone and electronic services for the12 .03. 2002 Bank`s customers (Framework Agreement)

undefined period

Centum Bankowości Bezpośredniej sp. z.o.o.

ul. Bohaterów .09. 80a

31-621 Kraków

CBB services rendered to the Bank involving telephone banking services for the Bank`s customers

4 .04. 2002

undefined period

59

Centum Bankowości Bezpośredniej sp. z.o.o.

ul. Bohaterów .09. 80a

31-621 Kraków

CBB services rendered to the Bank involving telephone information services - hotline 4 .04. 2002

undefined period

60

Centum Bankowości Bezpośredniej sp. z.o.o.

ul. Bohaterów .09. 80a

31-621 Kraków

CBB services rendered to the Bank involving servicing customers using payment cards issued by the Bank and card ancillary services

1 .07. 2005

undefined period

Centum Bankowości Bezpośredniej sp. z.o.o.

ul. Bohaterów .09. 80a

31-621 Kraków

CBB services rendered to the Bank involving servicing customers using VIDEOTEL software

19 .09. 2002

31 .10. 2006

62

Centum Bankowości Bezpośredniej sp. z.o.o.

ul. Bohaterów .09. 80a

31-621 Kraków

CBB services rendered to the Bank involving IT assistance to Bank`s customers using5 .01. 2004 electronic channels, SMS and WAP services

undefined period

63

Centum Bankowości Bezpośredniej sp. z.o.o.

ul. Bohaterów .09. 80a

31-621 Kraków

CBB services rendered to the Bank involving sales of real estate loans

10 .04. 2003

undefined period

Centum Bankowości Bezpośredniej sp. z.o.o.

ul. Bohaterów .09. 80a

31-621 Kraków

CBB services rendered to the Bank involving sales of Bank`s products to customers 15 .12.2005 who express purchase intention over the telephone or by Internet

undefined period

65

Centum Bankowości Bezpośredniej sp. z.o.o.

ul. Bohaterów .09. 80a

31-621 Kraków

CBB services rendered to the Bank involving "Zostańmy razem" (`Let`s stay together´) program

undefined period

66

Centum Bankowości Bezpośredniej sp. z.o.o.

ul. Bohaterów .09. 80a

31-621 Kraków

CBB services rendered to the Bank involving sales of the Bank`s products distributed 27 .05. 2005 by the Sales Partner

undefined period

Chojnice Iwona Sikora - Partner ul. Masztalerza 10 BPH S.A.

89-600 Chojnice

Western Union

22 .05. 2006

undefined period

68

Clifford Chance Janicka, Namiotkiewicz i Wspólnicy s.k.

Lwowska 19

Warsaw

Legal services

06.06.2005

till the end of transaction (planned for 31.12.2006)

69

Coface Poland Credit Management Services sp z o.o.

Al. Jerozolimskie 136

02-305 Warsaw

Servicing trading reports

05.12.2005

05.12.2006

Currency Express Sp. z o. o.

ul. Świętojańska 15 lok. 00-266 Warsaw 17

Western Union

8 .05. 2006

undefined period

Western Union

12 .10. 2005

undefined period

55

58

61

64

67

70 71

72

Człuchów Justyna Baranowska - ul. Słowackiego 10; Partner BPH S.A.

77-300 Człuchów

8.11.2004

undefined period

73 74

Deutsche Bank 24 S.A. ul. Sarego 2-4 DHL International (Poland) LTD. Ul. Poleczki 21 Sp z o.o.

31-047 Kraków 02-822 Warsaw

Defining the principles governing purchase and sales of domestic money marks in banknotes and coins FX cash transactions Courier services

01.07.2002 22.01.2004

undefined period undefined period

75 76 77 78

Dominet Bank S.A. Dominet Bank S.A. Dominet Bank S.A. Dun and Bradstreet Poland Sp. z o.o.

ul. Tysiąclecia 2 ul. Tysiąclecia 2 ul. Tysiąclecia 2 ul. Jana Olbrachta 94

59-300 Lubin Lublin Lublin 01-102 Warsaw

Western Union PLN cash transactions USD cash transactions Provision of business information

15 .07. 2004 01.07.2004 01.07.2004 27.09.2006

undefined period undefined period undefined period 26.09.2007

Deutsche Bank 24 S.A.

ul. Sarego 2-4

31-047 Kraków

28.03.2002

Dun and Bradstreet Sp. z o.o.

u. Jana Olbrachta 94

01-102 Warsaw

Building data base on corporate

16 .12. 2005

31.10.2006

80

Działdowska Agencja Rozwoju S.A.

Wł. Jagiełły 35

13-200 Działdowo

Agreement of cooperation involving Credit Sureties Fund

21 .11. 2003

undefined period

81

Ernst & Young Corporate Finance Sp. Z o. o.

Ul. Rondo ONZ 1

00-124 Warsaw

Agreement for data base creation

15.12.2005

on regular basis, updated with annexes

ESI Polska Sp.zo.o.

ul. Bohaterów Września 02-389 Warsaw 9

Agreement for the provision on mineral water for the Area, lease of Bars

29.10.2003

undefined period

79

82 83 84 85 86 87 88 89

European Investment Bank European Investment Bank European Investment Bank European Investment Bank European Investment Bank European Investment Bank European Investment Fund (Europejski Fundusz Inwestycyjny)

90

European Investment Fund (Europejski Fundusz Inwestycyjny)

Luxembourg Luxembourg Luxembourg Luxembourg Luxembourg Luxembourg L-2968 Luxembourg, Grand Duchy of Luxembourg

Agreement on credit facility extended by IBE Agreement on credit facility extended by IBE Agreement on credit facility extended by IBE Agreement on credit facility extended by IBE Agreement on credit facility extended by IBE Pledge agreement with IBE 4.10.2006 SME Guarantee Facility - Letter of guarantee between the European Investment Fund 13 .12. 2004 and Bank BPH SA dated 13 December 2004 - guarantee facility enabling suretyships for loans extended to Business Customers by the European Investment Fund

15.12.2006 15.06.2007 15.06.2011 15.03.2026 15.03.2015 31.08.2020 till 30 .06. 2017

43, Avenue J.F. Kennedy

L-2968 Luxembourg, Grand Duchy of Luxembourg

SME Guarantee Facility - First Amendment to the Guarantee Agreement between the 23 .11. 2005 European Investment Fund and Bank BPH SA dated 23 November 2005 - guarantee facility enabling suretyships for loans extended to Business Customers by the European Investment Fund - increase in volume due to fast use-up of the allocated limit

till 30 .06. 2017

undefined period

43, Avenue J.F. Kennedy

Friscom s.c. (Dominium.pl)

Mazowiecka 21

30-019 Kraków

Sales intermediation contract

30 .09. 2004

92

Fundacja Rozwoju Regionu Gołdap

Pl. Zwycięstwa 16

19-500 Gołdap

Agreement of cooperation involving Credit Sureties Fund

11 .05. 2004

undefined period

93

Fundusz Poręczeniowy Sp. z o.o ul. Astrów 10

40-045 Katowice

Agreement of cooperation involving Credit Sureties Fund

21 .11. 2003

undefined period

Fundusz Poręczeń Kredytowych A. Mickiewicza 32 przy Fundacji ATUT

14-100 Ostróda

Agreement of cooperation involving Credit Sureties Fund

7 .07. 2004

undefined period

94 95

Fundusz Poręczeń Kredytowych ul. 1 .05. 27 Sp. z o.o.

58-500 Jelenia Góra

Agreement of cooperation involving Credit Sureties Fund

14 .12. 2004

undefined period

96

Fundusz Poręczeń Kredytowych Al. 3-go .05. 2 Sp. z o.o.

97-300 Piotrków Tryb.

Agreement of cooperation involving Credit Sureties Fund

10 .06. 2005

undefined period

Fundusz Poręczeń Kredytowych ul. 1 .05. 47 Sp. z o.o.

44-330 Jastrzębie Zdrój Agreement of cooperation involving Credit Sureties Fund

24 .04. 2006

undefined period

91

97

No

Contracting party

Street

City/town

Product/service

Contract date Expiry date

98

Fundusz Wspierania Rozwoju Gospodarczego m.Szczecina

ul. Bogusława 7/5

70-440 Szczecin

Agreement of cooperation involving Credit Sureties Fund

21 .02. 2006

undefined period

3 .10. 2005

undefined period undefined period

99

Getin Bank S.A.

ul. Pszczyńska 10

40-479 Katowice

Western Union

100

Getin Bank S.A.

ul. Pszczyńska 10

Katowice

Co-operation involving organising and settling transactions carried out in Poland and 15.03.2005 abroad with the use of VISA cards issued by Getin Bank S.A.

ul. Pszczyńska 10

Katowice

Co-operation involving issuing and servicing MasterCard cards issued under the MasterCard International Inc. System and settling transactions carried out with these 01.06.2005 cards.

undefined period

Getin Bank S.A. Getin Bank S.A. (Górnośląski Bank Gospdarczy S.A.)

ul. Pszczyńska 11

Katowice

Principles governing sponsoring GBG S.A.`s participation in Europay International by 25.09.2000 PBK S.A.

undefined period

Getin Bank S.A. (Górnośląski Bank Gospdarczy S.A.)

ul. Pszczyńska 12

Katowice

GBG S.As using services rendered by PolCard involving settlement of transactions carried out with the use of VISA cards acceptable by GBG S.A's ATMs and handling 26.01.2000 complaints related to transactions accepted in these ATMs

Getin Bank S.A. (Górnośląski Bank Gospdarczy S.A.)

ul. Pszczyńska 13

Katowice

Co-operation involving organising and settling transactions carried out in Poland and 18.06.2001 abroad with the use of VISA cards issued by GBG SA

101

102

103 104 105

106

Getin Bank S.A. (Górnośląski Bank Gospdarczy S.A.)

ul. Pszczyńska 14

Katowice

Use of services rendered by PolCard involving settlement of transactions carried out with the use of Europay International and MasterCard International cards, accepted by26.09.2000 GBG S.A's ATMs and handling complaints on transactions accepted in these ATMs

Getin Bank S.A. (Górnośląski Bank Gospdarczy S.A.)

ul. Pszczyńska 15

Katowice

Co-operation involving issuing and servicing cards under the Europay Int. System, 26.09.2000 hereinafter referred to as cards, and settling transactions performed with these cards

undefined period

undefined period undefined period

undefined period

107

GFK POLONIA Sp. z oo

ul.Smulikowskiego 4

00-389 Warsaw

GFK Polonia sp. z o.os performing research with the use of `Mysterious Customer` method

1 .01. 2005

31 .12. 2006

108

Goahead

ul.Jelinka 32

01-646 Warsaw

Developing promotional and visualisation materials; including reports and presentations, graphical support

20.04.2006

undefined period

109

Group 4 sp. z o. o. (G4S Cash Services sp. z o.o)

ul. Prosta 69

00-838 Warsaw

Group 4`s undertaking to perform protected transportation services and protection of 08.12.2004 ATMs maintenance services

19.12.2006

Group 4 sp. z o. o. (G4S Cash Services sp. z o.o)

ul. Prosta 69

00-838 Warsaw

Transporting and protecting money values related to cash services for the Bank` s customers

10.10.2007

110 111

112 113 114 115 116 117

118

Group 4 sp. z o. o. (G4S Cash Services sp. z o.o)

ul. Prosta 69

00-838 Warsaw

Gymnasion Sp.zoo Helaba Helaba ING Bank Śląski S.A. INTERIA.PL S.A. Jarosław Seweryn Kotliński Partner BPH S.A.

ul. Puławska 427

02-801 Warsaw Frankfurt/Main Frankfurt/Main ul. Sokolska 34 31-946 Kraków 37-200 Przeworsk

Kamień Pomorski Artur Świeboda - Partner BPH S.A.

ul. Bałtycka 3b/7

ul. Sokolska 34 Os. Teatralne 9a ul. Sienkiewicza 6/4

Transportation services and protection of money values and people taking part in the convoy; depositing cash from Regional Cash Centres to be transported outside of the Republic of Poland Purchase of fitness club passes for employees from the social fund Loan agreement extended by Helaba Loan agreement extended by Helaba FX cash transactions Sales intermediation contract Western Union

10.10.2005

undefined period 10.10.2005 01.06.2006

16.05.2005 1 .04. 2004 24 .08. 2005

28.02.2007 15.11.2006 29.12.2006 undefined period undefined period undefined period

72-400 Kamien Pomorski

Western Union

3 .07. 2006

undefined period

undefined period

119

Kancelaria Adwokacka Ireneusz ul. Żurawia 24 A m. 8 Wilk

00-515 Warsaw

Legal services

10.07.2006

120

Kancelaria Adwokacka Zbigniew ul. Lwowska 4 Tekiela

33 -300 Nowy Sącz

Legal services

13.12.2004

undefined period

Kancelaria Prawna Hogan & Al. Jana Pawła II 25 Hartson M. Jamka, A. Galos i Wspólnicy Spółka Komandytowa

00-854 Warsaw

Legal services

25.01.2006

till 31.07.2007

122

Kancelaria Prawnicza Andrzej Żebrowski i Wspólnicy Spółka Komandytowa

00-844 Warsaw

Legal services

04.10.1999

undefined period

123

KANCELARIA Radcy Prawnego ul.Jana Pawła II 8 b/21 75-452 Koszalin Michał Renda

Agreement on legal assistance

11.03.2003

undefined period

124 125

Kantor Polski S.A. ul. Macieja 13 Katowice Piotr Jaromin -Partner ul. Strumienna 19 BPH S.A.

80-119 Gdańsk 40-412 Katowice

Western Union Western Union

15 .10. 2004 2 .10. 2006

undefined period undefined period

126

Konsmetal Centrum Sp. z o.o.

ul. Grunwaldzka 112

60-308 Poznań

Agreement laying down the rules of cooperation between the Supplier and the Bank Agencies and the conditions of sales; provision and assembly of cash protection elements for Agency offices

01.06.2004

undefined period

127

Krakowski Insytut Technologii Sp. z o.o.

ul. Senacka 11

Kraków

Personnel advisory services

27.08.2002

undefined period

121

ul. Grzybowska 80/82

128 Kreditanstalt Fuer Wiederaufbau Frankfurt/Main Kreditanstalt fur Wiederaufbau Palmengartenstrasse 5- 60325, Frankfurt, Bankengruppe 9 Germany

Credit facility agreement extended by the National Monetary Fund Credit Agreement of 21 December 2001between Kreditanstalt fur Wiederaufbau and 21 .12. 2001 Powszechny Bank Kredytowy SA w Warszawie for EUR 200,000,000 - framework cooperation agreement between Bank BPH and KfW, serving as basis for detailed agreements on the use of parts of the allocated amount

15.03.2014 till 15 .03. 2021

Kreditanstalt fur Wiederaufbau Bankengruppe

Palmengartenstrasse 5- 60325, Frankfurt, 9 Germany

Appendix 1 to the Credit Agreement of 21 December 2001 between Kreditanstalt fur 29.04.2003 Wiederaufbau and Bank Przemysłowo-Handlowy PBK SA for EUR 25,000,000 Program for Small and Medium-Sized Enterprises in Poland financed with the European Union subsidies for SME Finance Facility Phase 2 - The Bank`s refinancing of loans extended to the SME from funds coming from the allocated KfW credit facility

till 15 .03. 2014

131

Kreditanstalt fur Wiederaufbau Bankengruppe

Palmengartenstrasse 5- 60325, Frankfurt, 9 Germany

Amendment to Appendix 1 to the Credit Agreement of 21 December 2001 between 28 .03. 2006 Kreditanstalt fur Wiederaufbau and Bank Przemysłowo-Handlowy PBK SA for EUR 25,000,000 - Program for Small and Medium-Sized Enterprises in Poland financed with the European Union subsidies for SME Finance Facility Phase 2 - The Bank`s refinancing of loans extended to the SME from funds coming from the allocated KfW credit facility

till 15 .03. 2014

132

Kreditanstalt fur Wiederaufbau Bankengruppe

Palmengartenstrasse 5- 60325, Frankfurt, 9 Germany

Appendix 1 to Credit Agreement of 21 December 2001 between Kreditanstalt fur Wiederaufbau and Bank Przemysłowo-Handlowy PBK SA for EUR 25,000,000 Program for Housing Projects, Projects realised by municipalities and Small and Medium-sized Enterprises - The Bank`s refinancing loans extended for projects related to housing, projects realised by municipalities and projects realised by the SMEs from funds coming from the allocated KfW credit facility

28 .06. 2006

till 15 .03. 2021

129

130

Law Debenture Corpotate Services Ltd

100 Wood Street

London EC2V 7EX

Agreement on BPH Finance plc company management

04.05.2005

undefined period

134

Lubaczów Elżbieta Sopel, Krzysztof Powroźnik - Partner BPH S.A.

Opaka 39, Łukawiec 188

37-600 Lubaczów, 37626 Łukawiec

Western Union

13 .02. 2006

undefined period

135

Lubuski Fundusz Poręczeń Kredytowych Sp. z o.o

Zacisze 3

85-775 Zielona Góra

Agreement of cooperation involving Credit Sureties Fund

21 .11. 2003

undefined period undefined period

133

Maestro Meetings & Incentives

Mickiewicza 63

01-625 Warsaw

Logistics and PR services

01.10.2006.

137

Małopolska Agencja Rozwoju Regionalnego S.A.

ul. Kordylewskiego 11

31-542 Kraków

Agreement of cooperation involving Credit Sureties Fund

18 .05. 2005r. undefined period

138

Małopolski Regionalny Fundusz ul. St.Wyspiańskiego 13 33-300 Nowy Sącz Poręczeń Kredytowych Sp. z o.o.

Agreement of cooperation involving Credit Sureties Fund

19 .10. 2005

136

undefined period

No

139 140 141

142 143 144

Contracting party

Street

City/town

Product/service

Contract date Expiry date

MasterCard International Incorporated

2000 Purchase Street, Purchase, New York,10577-2509

Nowy York

Agreement on payment cards

15 .12. 2005

undefined period

Mazowiecki Bank Regionalny Mazowiecki Fundusz Poręczeń Kredytowych Sp. z o.o.

ul. Elbląska 15/17 Parkowa 23

Warsaw 00-759 Warszawa

Purchase and sales of domestic money marks in banknotes and coins Agreement of cooperation involving Credit Sureties Fund

30.01.2003 5 .02. 2004

undefined period undefined period

MCG- Sp. z o.o

ul. Postępu 2

02-676 Warszawa

Agreement defining the principles governing reimbursement of physical protection and 30.07.2002 RCG monitoring

31.12.2006

Merski Jacek

ul. Grobla 21 ul. Postępu 2

Poznań 02-676 Warsaw

Legal services Agreement defining rules of lease

9.05.2001 06.01.2002

undefined period undefined period

Agreement defining rules of lease

18.10.2004

undefined period

Agreement for counting, sorting and storing coins

06.02.2006

30.11.2006

Group 4`s undertaking to perform protected transportation services and protection of 08.12.2004 ATMs maintenance services

19-12-2006

Międzybankowe Centrum Gotówki sp. z o. o. Międzybankowe Centrum Gotówki sp. z o. o.

ul. Postępu 2

02-676 Warsaw

146

Międzybankowe Centrum Gotówki sp. z o. o.

ul. Postępu 2

02-676 Warsaw

147

Międzybankowe Centrum Gotówki sp. z o. o.

ul. Postępu 2

02-676 Warsaw

Międzybankowe Centrum Gotówki sp. z o. o.

ul. Postępu 2

02-676 Warsaw

149

Międzybankowe Centrum Gotówki sp. z o. o.

ul. Postępu 2

02-676 Warsaw

150

Międzybankowe Centrum Gotówki sp. z o. o.

ul. Postępu 2

02-676 Warsaw

Międzybankowe Centrum Gotówki sp. z o. o. Międzynarodowa Fundacja Rozwoju Rynku Kapitałowgo w RP -Centrum Prywatyzacji

ul. Postępu 2

02-676 Warsaw

Pl.Powstańców Warszawy 2

00-030 Warsaw

Counting, sorting, organisation of protected transportation, storing and providing money values Coaching

Money.pl Sp. z o.o. Mullytec sp zoo

Tęczowa 11 ul. Górnośląska 14

53-601 Wrocław 00-432 Warsaw

Sales intermediation contract 15.10.2004 Supporting the Agency in preparing and conducting training and development 20.04.2006 activities, consultancy and advisory services; defining concepts of integration events

undefined period undefined period

155 156

Must Be PR Must Be PR

ul. Wielicka 36/79 u.Wielicka 36

02-657 Warsaw 02-657Warsaw

Agreement on Integration Program projects Consultations, developing concepts of training and integration events, preparing communication activities,

20.04.2006 20.04.2006

undefined period undefined period

157 158

Must Be PR Myszków Marek Czernecki Partner BPH S.A.

u.Wielicka 36 UL. Ceramiczna 26

02-657 Warsaw 42-300 Myszków

Logistics and PR services Western Union

18.04.2006 2 .10. 2006

18.04.2007 undefined period

159 160 161 162

Nestle Waters Polska S.A. NetMedia S.A. (Kredyty.net) Onet.pl S.A. Opolski Regionalny Fundusz Poręczeń Kredytowych Sp. z o.o.

ul. Domaniewska 41 Fieldorfa 5a Starowiślna 48 Piastowska 12

02-672 Warsaw 03-984 Warsaw 31-035 Kraków 45-082 Opole

Agreement for the provision of mineral water to the Head Office Sales intermediation contract Sales intermediation contract Agreement of cooperation involving Credit Sureties Fund

24.01.2006 28 .08. 2006 15.11.2004 11 .05. 2004

undefined period undefined period undefined period undefined period

Orbitour w Ostrołęce Beata Rutkowska

ul. Agrestowa 21

145

148

151 152

153 154

Processing money values

02.02.2005

Rules of settlement between MCG and the Bank

01.01.2003

Provision of services involving organisation of transportation and protection of cash values

02.01.2006 23.06.2005 1.08.2006

undefined period undefined period undefined period undefined period 30.11.2006

07-410 Ostrołęka

Western Union

24 .08. 2005

undefined period

ORLEN Ochrona sp z o. o. ul. Chemików 7 PAP ul. Bracka 6/8 Park Wodny w Krakowie Sp.zoo ul. Dobrego Pasterza 126

09-411 Płock 00-502 Warsaw 31-548 Kraków

NETTO Customer service Use of E-PAP IT system Purchase of swimming pool passes from the social fund

20.04.2004 03.01.2005 20.06.2006

undefined period undefined period 31.12.2006

PBP- Krosno Sp. z o. o. PBP Sp. z o. o. w Kielcach PBP w Rzeszowie Henryk Luty

ul. Blich 1 ul. Sienkiewicza 26 ul. S. Wyspiańskiwego 40

38-400 Krosno 25-301 Kielce 35-111 Rzeszów

Western Union Western Union Western Union

18 .05. 2005 20 .12. 2005 12 .10. 2005

undefined period undefined period undefined period

170

PBP w Suwałkach Elżbieta Mioduszewska

ul. Plater 15b/4

16-400 Suwałki

Western Union

16 .08. 2005

undefined period

171

PENTOR Instytut Badania Opinii UL. Czerniakowska 9 i Rynku S.A.

02-705 Warsaw

Pentor S.A.´s research (Opinion Polling Institute) conducted with the use of the `Mysterious Customer` method

1 .01. 2005

31 .12. 2006

Personnel advisory services

31.08.2004

undefined period

Agreement of cooperation involving Credit Sureties Fund

31 .12. 2004

undefined period

Returns of mail sent via TransPrzekaz

01.06.2005

undefined period

163 164 165 166 167 168 169

172

Personnel Soutions Doradzwtwo Al.Solidarności 117/209 Warsaw Personalne

173

Płocki Fundusz Poręczeń Kredytowych sp. z o.o.

ul. Stary Rynek 1

174

Poczta Polska (Umowa 049/SUF/2005)

ul. Świętokrzyska 31/35 00-001 Warsaw

09-400 Płock

Poczta Polska (umowa nr UF/6) ul. Świętokrzyska 31/32 00-001 Warsaw

Sending mail via TransPrzekaz

25 10 2002

undefined period

176

Podkarpacki Fundusz Poręczeń ul. Hetmańska 9 Kredytowych Sp. z o.o.

35-045 Rzeszów

Agreement of cooperation involving Credit Sureties Fund

19 .09. 2006

undefined period

177

Podlaski Fundusz Poręczeniowy ul. Starobojarska 15 Sp. z o.o.

15-073 Białystok

Agreement of cooperation involving Credit Sureties Fund

12 .04. 2005

undefined period

178

PolCard sp. z o.o (Polcard S.A.) ul. Ostrobramska 103

04-041 Warsaw

179

Politechnika Warszawska Szkoła Biznesu

02-008 Warsaw

Servicing domestic payment cards BPH - MC&C issued by the Bank for Makro Cash&Carry Training program - MBA postgraduate studies

180

Polski Komitet Narodowy ul. Smolna 10 a Międzynarodowej Izby Handlowej - (ZBP)

00-375 Warsaw

Membership

Polsko-Niemiecka Izba Przemysłowo-Handlowa

175

ul. Koszykowa 79

8.02.2006

undefined period 02.2006-02.2008 undefined period

00-246 Warsaw

Membership

182

Pomorski Regionalny Fundusz Długi Targ 1/7 Poręczeń Kredytowych Sp. z o.o.

80-828 Gdańsk

Agreement of cooperation involving Credit Sureties Fund

28 .11. 2003

undefined period

183

Powiatowy Fundusz Poręczeń Kredytowych Sp. z o.o.

Aleja Róż 2

07-200 Wyszków

Agreement of cooperation involving Credit Sureties Fund

12 .03. 2004

undefined period

Pracownia Reklamy i Poligrafii Light

Przybysławice 74

32-088 Przybysławice

Agreement laying down the rules of cooperation between the Supplier and the Bank 21.05.2004 Agencies and conditions of sales, delivery and assembling fitting elements related to the Logo

undefined period

185

Pracownia Reklamy i Poligrafii Light

ul. Przybysławice 74

32-088 Przybysławice

Agreement laying down the rules of cooperation between the POS Supplier and furniture Supplier, pertaining to Agency fitting

02.06.2004

undefined period

186

Profile-Dialog sp. zo.o.

ul. Nowy Świat 27

00-029 Warsaw

Realisation of projects involving collective industrial relations

24.07.2001

undefined period

Profirma sp. Z o.o.

ul. Merkurego 16

Gdynia

MD0 Program organisation agreement

29.09.2006

20.06.2007

Rada Zarządzania Środkami Finansowymi Przedsiębiorstw

ul. Smolna 10 a

00-375 Warsaw

Membership

181

184

ul. Miodowa 14

02.03.1998

undefined period

187 188

undefined period

189

Radomski Fundusz Poręczeń Kredytowych Sp. z o.o.

ul. Żeromskiego 53 lok. 26-600 Radom 6

Agreement of cooperation involving Credit Sureties Fund

31.12. 2004

undefined period

190

Raiffeisen Bank Polska S.A.

ul. Piękna 20

Banknote transactions in foreign currencies

24.12.2001

undefined period

00-549 Warsaw

No

Contracting party

City/town

Product/service

Contract date Expiry date

191

Samorządowy Fundusz ul. 1 .05. 1 Poręczeń Kredytowych sp. z o.o.

Street

63-800 Gostyń

Agreement of cooperation involving Credit Sureties Fund

31 .12. 2004

undefined period

192

SMG/KRC Poland - Media S.A.

ul. Nowoursynowska 154a

Warsaw

SMG/KRC`s conducting mastery call research on delivery of standards by CBB hotline, commissioned by the Bank.

24.04.2006

undefined period

193 194 195

Solid Security sp. z o. o. Solid Security sp. z o. o. Solid Security sp. z o. o. Solid Security Sp. z o.o.

ul. Postępu 17 ul. Postępu 17 ul. Postępu 17 Postępu 17

02-676 Warsaw 02-676 Warsaw 02-676 Warsaw 02-676 Warsaw

Consortium agreement Transportation of bank documents Transportation and protection of money values Sales agreements on participation units in the part pertaining to relations within the company

06.02.2006 02.01.2006 01.12.2005 10.12.2003

30.11.2006 undefined period undefined period undefined period - till exit from the company

196 197

Sopockie Towarzystwo Hestii 1 Ubezpieczeń "Ergo Hestia" S.A.

Sopot

Insurance protection of payment cards

31.03.2003

undefined period

198

Sparrow Sp. z o.o. Sparrow Sp. z o.o.

AL. 3 Maja 14/13 AL. 3 Maja 14/13

00-381 Warsaw 00-381 Warsaw

Training and development program `Star Odyssey Go` Agency's support for the diagnosis of the concept of training and development program, involving realisation of training and development activities, communication support, including communication concept, visualisation of conducted programs

10.12.2005 26.04.2006

undefined period undefined period

Sparrow Sp. z o.o. Sparrow Sp. z o.o.

AL. 3 Maja 14/13 Al. 3 Maja 14 / 13

00-381 Warsaw 00-381 Warsaw

Advisory services Training programs under the Summer School of Excellence and Ambition Academy

8.05.2006 14.04.2006

undefined period undefined period

199 200 201

Starachowice Robert Bezak Partner BPH S.A.

ul. Wieniawskiego 1

27-400 Ostrowiec Świętokrzyski

Western Union

18 .08. 2005

undefined period

203

Stowarzyszenie "Radomskie Centrum Przedsiębiorczośći"

Kościuszki 1

26-600 Radom

Agreement of cooperation involving Credit Sureties Fund

5 .10. 2004

undefined period

204

Stowarzyszenie Klub Jeździecki ul. Kozielska 4a Legia

01-193 Warsaw

Purchase of horse-riding passes from the social fund

01.10.2006

30.12.2006

Stowarzyszenie RACE 2000

ul. Targ Rybny-Baszta Łabędź

80-838 Gdańsk

Agreement for catamaran rent

13.07.2006

31.10.2006

206

Stowarzyszenie Rozwoju Przedsiębiorczości i Inicjatyw Lokalnych

Piłsudskiego 176

05-091 Ząbki

Agreement of cooperation involving Credit Sureties Fund

16 .06. 2004

undefined period

207

Straight Doradztwo Personalne

ul. Wapienna 16

Warsaw

Personnel advisory services

28.02.2005

undefined period

208

Sztum Lidia (Kwiatkowska) Michalska - Partner BPH S.A.

Czernin ul. Reymonta 1c

82-400 Sztum

Western Union

24 .04. 2006

undefined period

209

Toruński Fundusz Poręczeń Kredytowych Sp. z o.o.

ul. Wały Gen. Sikorskiego 12

87-100 Toruń

Agreement of cooperation involving Credit Sureties Fund

25 .05. 2004

undefined period

210

Trans Express Sp. z o. o. w Ełku ul. Mickiewicza 15

19-300 Ełk

Western Union

26 .09. 2005

undefined period

UPS Polska Sp. z o.o.

Ul. Prądzyńskiego 1/3

01-222 Warsaw

Rendition of courier services

01.12.2003

undefined period

212

Wardyńscy i Wspólnicy spółka komandytowa

al. Ujazdowskie 10

00-478 Warsaw

Legal services

9.2003

undefined period

213

Warmińsko-Mazurski Fundusz "Poręczenia Kredytowe" Sp.z o.o.

Jagiełły 35

13-200 Działdowo

Agreement of cooperation involving Credit Sureties Fund

29 .11. 2004

undefined period

202

205

211

WAVE

Nordbergsstrase 13

A-1090 Vienna

e-Reporting, MultiCash/ EuropaKonto, InFORM - Service Level Agreement SLA

01.02.2003

undefined period

WAVE WAVE WAVE WAVE WAVE WAVE WAVE WAVE WAVE

Nordbergsstrase 13 Nordbergsstrase 13 Nordbergsstrase 13 Nordbergsstrase 13 Nordbergsstrase 13 Nordbergsstrase 13 Nordbergsstrase 13 Nordbergsstrase 13 Nordbergsstrase 13

A-1090 Vienna A-1090 Vienna A-1090 Vienna A-1090 Vienna A-1090 Vienna A-1090 Vienna A-1090 Vienna A-1090 Vienna A-1090 Vienna

Blana -SLA Framework Agreement Blana Blana EuropaKonto EuropaKonto Blana Blana Licence and implementation of BONI Group Wide BONI

01.02.2003 25.06.1905 29.11.2004 19.05.2003 14.05.2004 25.08.2004 01.06.2004 31.10.2005 21.01.2005

undefined period undefined period undefined period undefined period undefined period undefined period undefined period undefined period for the period of membership in BACA Group

224

WAVE

Nordbergsstrase 13

A-1090 Vienna

BONI Group Wide BONI - Local implementation & local roll-out

30.12.2005

for the period of membership in BACA Group

225

Western Union Financial Services INC

100 Summit Avenue, Montvale

New Jersey 07645 USA Western Union

1.02.2003

undefined period

214 215 216 217 218 219 220 221 222 223

White&Case

ul. Marszałkowska 142 00-061 Warsaw

Legal services

25.04.2006

31.12.2006

227

White&Case

ul. Marszałkowska 142 00-061 Warsaw

Legal services

25.04.2006

31.12.2006

228

Wirtualna Polska S.A.

Traugutta 115c

80-226 Gdańsk

Sales intermediation contract

3 .04. 2006

undefined period

Wyższa Szkoła Biznesu National-Louis University

ul. Zielona 27

33-300 Nowy Sącz

Training program - MBA postgraduate studies

15.05.2006

30.12.2007

226

229 230

Wyższa Szkoła ul. Jagiellońska 59 Przedsiębiorczości i Zarządzania im. L. Koźmińskiego

03-301 Warsaw

Training program - postgraduate studies

15.02.2006

undefined period

231

Wyższa Szkoła ul. Jagiellońska 59 Przedsiębiorczości i Zarządzania im. L. Koźmińskiego Katarzyna Korpolewska Profesja ul. Francuska 25a/7 Consulting

03-301 Warsaw

"Academy of Management" project, postgraduate studies; training

27.02.2006

undefined period

ZRB

05-870 Błonie

Agreement laying down the rules of cooperation between the Supplier and the Bank Agencies and the terms and conditions for the sales, delivery and assembly of furnishing of the Agency offices

11.10.2004

undefined period

232

ul. Grodziska 15

03-906 Warsaw

Division Plan of BPH S.A. Table 9 Stocks and Shares of Pekao S.A. as at 1 October 2006 Stocks and Shares in Subsidiary Entities

Entity

BPH Bank Hipoteczny (Mortgage) S.A. BPH PBK Leasing SA Final Holding Sp. z o.o. PBK Property Sp. z o.o. Direct Banking Centre Centre) Sp. z o.o. BPH Real Estate SA BPH Finance plc

1)

Seat

Warszawa Warszawa Warszawa Warszawa Kraków Warszawa Warszawa Londyn, Great Britain

Bank's % share in votes at Number of stocks/ Bank's % share in WZ/ZW (General shares in Bank's Company's equity Assembly of portfolio Shareholders) of the Company

Face value of share/ stocks

100 000,00 25,00 500,00 500,00 500,00 500,00 100,00 GBP 1

1 953 6 653 786 123 803 20 008 980 100 273 000

99,95% 80,10% 100% 100% 98,00% 100% 100%

99,949% 80,10% 100% 100% 98,00% 100% 100%

49 999

99,998%

99,998%

Number of stocks/ Bank's % share in shares in Bank's Company's equity portfolio

Bank's % share in votes at WZ/ZW of the Company

Stocks and Shares in Associated Entities

Entity

Polish Banking System S.A. in liquidationi PPP Budpress Sp. z o.o. in liquidation Advisory) Sp. z o.o.

Seat

Warszawa Żyrardów Warszawa

Face value of share/ stocks

n/a n/a 505,00

489 105 74

48,90% 36,20% 74,00%

48,90% 36,20% 48,68%

Number of stocks/ Bank's % share in shares in Bank's Company's equity portfolio

Bank's % share in votes at WZ/ZW of the Company

Stocks and Shares in entities where the Bank has minority share

Entity

PPD Dresso-Color Sp. z o.o. under bankru[ptcy Spółdzielnia Mieszkaniowa (Housing Cooperative) im. Orkana Spółdzielnia Mieszkaniowa (Housing Cooperative) "Budowlani" Spółdzielna Mieszkaniowa (Housing Cooperative) "Budynki rozproszone" Spółdzielnia Mieszkaniowa (Hosing Cooperative) Mazowiecka Spółdzielnia Mieszkaniowa (Housing Cooperatve)

Seat

Face value of share/ stock

Łódź

n/a

2 500

10,20%

10,20%

Limanowa

n/a

96

n/a

n/a

Rzeszów

n/a

15

n/a

n/a

Kraków Busko-Zdrój

n/a n/a

1 500 8

n/a n/a

n/a n/a

Płock

n/a

3

n/a

n/a

25

4,34%

4,34%

Międzynarodowa Szkoła Bankowości i Finansów (International School of Banking and Finance) Sp. z o.o. (Construction and Housing Cooperative) "Drogowiec"

Warszawa

n/a

n/a

n/a

Spółdzielnia Mieszkaniowa LokatorskoWłasnościowa (Hosing Society)

Bielsk Podlaski

n/a

n/a

n/a

Świnoujście

n/a

10

n/a

n/a

Kraków

n/a

10

n/a

n/a

Warszawa

n/a

5

n/a

n/a

Wyszków Nakło n/Notecią Giełda Papierów Wartościowych (Stock Exchange) SWarszawa Krajowa Izba Rozliczeniowa (Domestic Clearing ChaWarszawa MTS-CeTO SA Warszawa Międzybankowe Centrum Gotówki Sp. z o.o. Kraków Biuro Informacji Kredytowej S.A. (Credit Information Warszawa

n/a

10

n/a

n/a

n/a 700,00 500,00 1,00 1 000,00

20 70 1 250 568 470 1 2 450

n/a 0,12% 11,48% 5,68% 0,02% 15,75%

n/a 0,12% 11,48% 5,68% 0,02% 15,75%

Spółdzielnia Mieszkaniowa LokatorskoWłasnościowa (Housing Cooperative) "Słowianin" Spółdzielnia Mieszkaniowa (Hosing Society) "Lipska" Warszawska Spółdzielnia Mieszkaniowa (Housing Cooperative) Spółdzielnia Mieszkaniowa "Przyszłość" (Housing Cooperative) Spółdzielnia Mieszkaniowa "Chrobry" (Housing Cooperative)

Katowice

500,00

1 000,00

Society for Worldwide Interbank Financial Telecommunication MasterCard Incorporated 1) Commercial Union PTE BPH CU WBK S.A. Business Centre S.A. in liquidation

La Hulpe, Belgia New York, USA Warszawa Warszawa

Agencja Rynku Hurtowego Produktów Rolnych Agro-Rynek SA (Wholsale Agricultoral Products Market Agency) in liquidation

Gliwice

Polska Prasa Lokalna Holding SA Press)

1) pre-sale agreement concluded 2) stocks excluded fron Stock Exchange

n/a

53

0,05%

n/a

n/a 10 000,00 n/a

77 141 1 370 1

0,06% 10,00% 12,50%

n/a 10,00% 12,50%

n/a

1000

15,20%

15,20%

0,10

709 088

23,91%

21,30%

2) (Polish Local

Śniadów

BPH S.A. Spin-off Plan Table 10 Summary of ownership titles, perpetual usufruct and co-operative ownership titles to property allocated to Pekao S.A. No.

Property description

Property type

City

Address

Postal code

Legal title held by the bank

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

Plot(s) No. In land register

Share of plot(s) owned

KW No. 58232, District Court of Białystok 9 Department of Perpetual Register, KW No. 54251, District Court of Białystok 9 Department of Perpetual Register KW No. 17978, District Court of Białystok 9 Department of Perpetual Register KW No. 57429, District Court of Bielsko-Biała 7th Department of Perpetual Register

plot No. 1658/1,plot No. 1658/2

1/1

plot No. 1657

15770 / 72700

1

Bank Branch / Corporate plot of land and Banking North-Eastern building Macroregion Corporate Centre-Białystok

Białystok

ul. Rynek Kościuszki 7

15-950

perpetual usufruct of land and ownership of building

2

apartments and commercial space

7 apartments and basement

Białystok

ul. Sienkiewicza 1

15-950

3

Bank Branch

plot of land and building

Bielsko-Biała

ul. Ks. Stojałowskiego 23

43-300

share of perpetual usufruct of plots of land and co-ownership of building perpetual usufruct of land and ownership of building

4

plot of land and building

Bielsko-Biała

ul. R. Dmowskiego 14 and 16 43-300

share of perpetual usufruct of plots of land and co-ownership of building

KW No. 59599, District Court of plot No. pgr. Bielsko-Biała 7th Department of 416/8 Perpetual Register

5882/10000

5

Bank Branch/Corporate Banking Southern Macroregion/Corporate Centre - Bielsko Biała garage

plot of land and garage

Bielsko-Biała

ul. R. Dmowskiego 14 and 16 43-300

perpetual usufruct of land and ownership of garage

KW No. 86767, District Court of plot No. pgr. Bielsko-Biała 7th Department of 416/12 Perpetual Register

1/1

6

Undeveloped plot

land

Bielsko-Biała

ul. R. Dmowskiego 14 and 16 43-300

ownership

KW No. 102828, District Court plot No. 257/5 of Bielsko-Biała 7th Department of Perpetual Register

1/1

7

garage

plot of land and garage

Bielsk Podlaski

ul. Mickiewicza 33/ul. 3 Maja 1 17-100

perpetual usufruct of land and ownership of garage

KW No. 42858, District Court of plot No. 1720/3 Bielsk Podlaski Department of Perpetual Register

1/1

8

Bank Branch

plot of land and building

Bielsk Podlaski

ul. Mickiewicza 53

17-100

perpetual usufruct of land and ownership of building

KW No. 45043, District Court of plot No. 1568/16 1/1 Bielsk Podlaski Department of Perpetual Register

9

Bank Branch

plot of land and building

Bochnia

ul. Kazimierza Wielkiego 9

32-700

perpetual usufruct of land and ownership of building

10

space

Apartment

Busko-Zdrój

Oś. Kościuszki 11/21

28-100

cooperative ownership apartment title

KW No. 55143, District Court of plot No. 6049 Bochnia 5th Department of Perpetual Register Missing KW cooperative ownership apartment title

plots No. pb 188, 1/1 No. pb 191 and No. pb 192

1/1

No.

Property description

Property type

City

Address

Postal code

Legal title held by the bank

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

85-097

perpetual usufruct of land and ownership of building, additionally ownership of plot of land

KW No. BY1B/00063719/9, District Court of Bydgoszcz 10th Department of Perpetual Register, KW No. 107752, District Court of Bydgoszcz 10th Department of Perpetual Register KW No. BY1B/00000114/9, District Court of Bydgoszcz 10th Department of Perpetual Register KW No. BY1B/00048087/8, District Court of Bydgoszcz 10th Department of Perpetual Register KW No. KA1Y/00004170/3, District Court of Bytom 4th Department of Perpetual Register KW No. 32321, District Court of Oświęcim 5th Department of Perpetual Register KW No. 22371, District Court of Wysokie Mazowieckie 4th Department of Perpetual Register KW No. 23934, District Court of Ciechanów 6th Department of Perpetual Register

Plot(s) No. In land register

Share of plot(s) owned

11

Bank Branch / Corporate plots of land and Banking Western building Macroregion KujawskoPomorskie Corporate Centre - Bydgoszcz

Bydgoszcz

ul. Jagiellońska 34/ Rumińskiego

12

Bank Branch

plot of land and building

Bydgoszcz

ul. Trybunalska 2

85-950

perpetual usufruct of land and ownership of building

13

Car park

plot of land

Bydgoszcz

ul. Pod Blankami 8

85-950

ownership

14

Empty

plot of land and building

Bytom

ul. Żeromskiego 23-25

41-900

perpetual usufruct of land and ownership of building

15

Bank Branch

plot of land and building

Chełmek

ul. Brzozowa 1

32-660

perpetual usufruct of land and ownership of building

16

Bank Branch

plot of land and building

Ciechanowiec

Pl. 3-go Maja 25

18-230

ownership

17

Bank Branch / Corporate plot of land and Banking North-Eastern building Macroregion, Corporate Centre-Ciechanów

Ciechanów

Jana Pawła II 8 / Nadrzeczna 06-400 6

ownership

18

Bank Branch / Corporate plot of land and Banking North-Eastern building Macroregion Corporate Centre-Ciechanów

Ciechanów

Jana Pawła II 8 / Nadrzeczna 06-400 6

ownership

KW No. 22666, District Court of plot No. 72 Ciechanów 6th Department of Perpetual Register

1/1

19

Bank Branch / Corporate plot of land and Banking North-Eastern building Macroregion Corporate Centre-Ciechanów

Ciechanów

Jana Pawła II 8

06-400

ownership

KW No. 1750, District Court of Ciechanów 6th Department of Perpetual Register

1/1

20

Bank Branch/Corporate Banking Southern Macroregion Corporate Centre-Małopolska

Dębica

ul. Kościuszki 6

39-200

perpetual usufruct of land and ownership of building

KW No. 35009, District Court of plots No. 300/1 Dębica 5th Department of and No. 300/2 Perpetual Register

plot of land and building

ul.

plot No. 6/3, plot 1/1 No. 7/3

plot No. 63

1/1

plot No. 64/4

1/1

plots No. 36, No. 1/1 37 and No. 38

plot No. 836/149 1/1

plot No. 2228/1

1/1

plots No. 71/2, 1/1 No. 71/3 and No. 73/5

plots No. 74/1 and No. 74/2

1/1

No.

Property description

Property type

City

Address

Postal code

21

Bank Branch

plot of land and building

Dębica

ul. Kościuszki 6

39-200

22

Bank Branch

plot of land and building

Dobre Miasto

ul. Warszawska 12

11-040

23

Bank Branch

plot of land and building

Działdowo

Pl. Mickiewicza 2/3

13-200

24

Bank Branch / Corporate commercial spaces Ełk Banking North-Eastern Macroregion Corporate Centre-Olsztyn plot of land and building

ul.Armii Krajowej 8/ul. Słowackiego 16

19-300

25

Bank Branch

plot of land and building

Gdańsk

ul. Ogarna 116

80-826

26

Bank Branch / Corporate plot of land and Banking North-Eastern building Macroregion Corporate Centre-Olsztyn

Giżycko

ul. H.Dąbrowskiego 12

11-500

27

Car park

plot of land

Giżycko

ul. Dąbrowskiego 12

28

plot of land and building

Gliwice

29

Bank Branch /Corporate Banking Southern Macroregion/Corporate Centre-Gliwice Bank Branch

plot of land and building

30

Bank Branch

31

Bank Branch

Legal title held by the bank

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

ownership

Plot(s) No. In land register

Share of plot(s) owned

KW No. 56366, District Court of Dębica 5th Department of Perpetual Register ownership KW No. OL1O/00040508/6, District Court of Olsztyn 6th Department of Perpetual Register share of perpetual usufruct of KW No. 7526, District Court of plots of land and co-ownership Działdowo 4th Department of of building Perpetual Register ownership 3 commercial spaces KW No. 21008, District Court of - subdivided property/building Ełk Department of Perpetual Register, KW No. 27067, District Court of w Ełku perpetual usufruct of land and KW No. 12596, District Court of ownership of building Ełk Department of Perpetual Register perpetual usufruct of land and KW No. 44190, District Court of ownership of building Gdańsk 10th Department of Perpetual Register perpetual usufruct of land and KW No. 11979, District Court of ownership of building Giżycko 6th Department of Perpetual Register

plots No. 288/12 1/1 and No. 288/14

11-500

perpetual usufruct of land

ul. Wyszyńskiego 6

44-100

perpetual usufruct of land and ownership of building

KW No. 23559, District Court of Giżycko 6th Department of Perpetual Register KW No. 12525, District Court of Gliwice 8th Department of Perpetual Register

plots No. 685/3, 1/1 No. 686/2 and No. 687 plots No. 51, No. 1/1 52 and No. 53

Gorlice

ul. W. Jagiełły 6

38-300

perpetual usufruct of land and ownership of building

plot No. 1514

plot of land and building

Gorzów Wlkp

ul. Fabryczna 12

66-400

perpetual usufruct of land and ownership of building

plot of land and building

Grodzisk Mazowiecki

ul. Armii Krajowej 16

05-825

ownership

KW No. 1348, District Court of Gorlice 5th Department of Perpetual Register KW No. 45454, District Court of Gorzów Wielkopolski Department of Perpetual Register KW No. WA1G/00030604/1, District Court of Grodzisk Mazowiecki 4th Department of Perpetual Register

plot No. 93

1/1

plot No. 1235

106918/120375

plot No. 441

26/926

plot No. 442

1/1

plot No. 456

1/1

plot No. 688

1/1

1/1

plots No. 264 and 1/1 No. 265

plots No. 100, No. 99, No. 96 and No. 23/1

1/1

No.

Property description

Property type

City

Address

Postal code

32

Bank Branch

plot of land and building

Grójec

ul. Bankowa 11

05-600

33

Bank Branch

plot of land and building

Gubin

ul. Nowa 2

66-620

34

garage

plot of land and building

Hajnówka

Osiedle Centrum

17-200

35

Bank Branch

plot of land and building

Hajnówka

ul. 3-go Maja 34

17-200

commercial space No. 3

commercial space No. 4

commercial space No. 1

commercial space No. 2

Legal title held by the bank

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

ownership

Plot(s) No. In land register

Share of plot(s) owned

KW No. 34135, District Court of Grójec 5th Department of Perpetual Register ownership KW No. 4124, District Court of Krosno Odrz. Field 8th Department of Perpetual Register Gubin ownership KW No. 13631, District Court of Bielsk Podlaski Field 9 Department of Perpetual Register at Hajnówka share of perpetual usufruct of KW No. 12306, District Court of plots of land and co-ownership Bielsk Podlaski Field 9 of building, ownership of four Department of Perpetual commercial spaces (subdivided Register at Hajnówka property/building)

plots No. 3165/10 1/1 and No. 3184/2

plot No. 1336/4

122105/210153

ownership of commercial space KW No. 12304, District Court of No. 3 (subdivided Bielsk Podlaski Field 9 property/building) Department of Perpetual Register at Hajnówka ownership of commercial space KW No. 12305, District Court of No. 4 (subdivided Bielsk Podlaski Field 9 property/building) Department of Perpetual Register at Hajnówka ownership of commercial space KW No. 12302, District Court of No. 1 (subdivided Bielsk Podlaski Field 9 property/building) Department of Perpetual Register at Hajnówka ownership of commercial space KW No. 12303, District Court of No. 2 (subdivided Bielsk Podlaski Field 9 property/building) Department of Perpetual Register at Hajnówka perpetual usufruct of land KW No. 20206, District Court of Inowrocław 5th Department of Perpetual Register

plot No. 1336/7

49/428

plot No. 1336/7

48/428

plot No. 1336/6

30/428

plot No. 1336/6

32/428

36

construction site

plot of land

Inowrocław

ul. Ks. Wawrzyniaka

88-100

37

Bank Branch

ownership

Jędrzejów

ul. Partyzantów 3

28-300

ownership

38

Car park

perpetual usufruct of Jędrzejów land

ul. Partyzantów 3

28-300

perpetual usufruct of land

plot No. 230/2

1/1

plot No. 1499/43 1/1

plots No. 78/20, No. 79/18, No. 80/18 and No. 81/18 KW No. 40962, District Court of plot No. 235/2 Jędrzejów Department of Perpetual Register KW No. 42444, District Court of plots No. 235/5 Jędrzejów Department of and No. 250/2 Perpetual Register

1/1

1/1

1/1

No.

Property description

Property type

City

Address

Postal code

Legal title held by the bank

39

Bank Branch/ Retail Banking Southern Macroregion

plot of land and building

Katowice

Al. Korfantego 56

40-161

perpetual usufruct of land and ownership of building

40

Apartment

subdivided property/building

KędzierzynKoźle

ul. Damrota 21B/5

47-200

ownership of apartment (subdivided property/building)

41

Bank Branch

plot of land and building

Kętrzyn

ul. Obr. Westerpl. 1

11-400

perpetual usufruct of land and ownership of building

42

Car park

ownership

Kętrzyn

ul. Sikorskiego

11-400

ownership

43

Bank Branch

plot of land and building

Kęty

ul. Mickiewicza 6b

32-650

ownership

44

Office building

plot of land and building

Kielce

ul. Paderewskiego 31

25-004

co-ownership

45

Road, technical building

plot of land and building

Kielce

ul. Wspólna 2

25-004

46

Bank Branch / Corporate subdivided Banking Southern property/building Macroregion Corporate Centre-Kielce

Kielce

ul. 1000 - Lecia Państwa Polskiego 4

25-519

47

Transformer substation, road, Car park and garage.

plot of land and buildings

Kielce

ul. 1000 - Lecia PP 4 / Radiowa

48

Bank Branch

plot of land and building

Klucze

49

Bank Branch

plot of land and building

Knurów

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

Plot(s) No. In land register

KW No. KA1K/00022528/9, plot No. 114/3 District Court of Katowice 11th Department of Perpetual Register KW No. 35777, District Court of plot No. 1052/8 Kędzierzyn-Koźle Department of Perpetual Register KW No. OL1K/00023312/6, plot No. 109/1 District Court of Kętrzyn 5th Department of Perpetual Register KW No. OL1K/00022890/4, plot No. 108/2 District Court of Kętrzyn 5th Department of Perpetual Register KW No. 15642, District Court of plot No. 4877 Oświęcim Field 6th Department of Perpetual Register at Kęty

Share of plot(s) owned

1/1

3,08/100

1/1

1/1

1/1

KW No. KI1L/00081465/5, District Court of Kielce 6th Department of Perpetual Register co-ownership KW No. KI1L/00081464/8, District Court of Kielce 6th Department of Perpetual Register ownership of commercial space KW No. KI1L/00072893/8, No. 1 (subdivided District Court of Kielce 6th property/building) Department of Perpetual Register

plot No. 279

60/244

plot No. 278

60/488

25-519

ownership

plots No. 2/1, No. 1/1 2/4 and No. 3/6

ul. Zawierciańska 10

32-310

ownership

ul. Wilsona 8

44-190

perpetual usufruct of land and ownership of building

KW No. KI1L/00058150/4, District Court of Kielce 6th Department of Perpetual Register KW No. 44457, District Court of Olkusz 5th Department of Perpetual Register KW No. 86860, District Court of Gliwice 8th Department of Perpetual Register

plots No. 2/3 and 394471/590891 No. 3/5

plot No. 207/10

1/1

plot No. 642

1/1

No.

Property description

Property type

City

Address

Postal code

Legal title held by the bank

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

Plot(s) No. In land register

Share of plot(s) owned

50

Bank Branch

plots of land and building

Kolbudy

ul. Wybickiego 32 c

83-050

ownership

51

Bank Branch / Corporate Banking Western Macroregion Zachodniopomorskie Corporate Centre Szczecin Bank Branch/Corporate Banking Southern Macroregion Corporate Centre-Kielce Building used for training purposes

plot of land and building

Kołobrzeg

ul. Łopuskiego 6

78-100

perpetual usufruct of land and ownership of building

plot of land and building

Końskie

ul. Zamkowa 12

26-200

ownership

KW No. 242, District Court of Końskie Department of Perpetual Register

plot No. 5000

1/1

plot of land and building

Kraków

ul. Biała Droga 13

30-327

ownership

plot No. 78

1/1

54

Apartment

subdivided property/building

Kraków

ul. Bobrowskiego 14 m 10

31-552

ownership of apartment (subdivided property/building)

plot No. 175/8

7/125

55

Bank Branch / Corporate plot of land and Banking Southern buildings Macroregion/Corporate Centre-Kraków/Corporate Centre-Kraków Dept.Corporate Banking II

Kraków

ul. Dunajewskiego 8

31-133

perpetual usufruct of land and ownership of building

KW No. KR1P/00003445/7, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register KW No. KR1P/00088583/5, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register KW No. KR1P/00162343/4, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register

plots No. 156/6 and No. 156/7

1/1

56

Apartment

Kraków

ul. Gdańska 40/70

31-411

cooperative ownership apartment title

Missing KW cooperative ownership apartment title

57

Apartment

cooperative ownership apartment title subdivided property/building

Kraków

os. Jagiellońskie 27/37

31-835

ownership of apartment (subdivided property/building)

plot No. 86

10/1000

58

Bank Branch

plot of land and building

Kraków

ul. Józefińska 18

30-955

perpetual usufruct of land and ownership of building

KW No. KR1P/00209565/8, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register KW No. KR1P/00009713/9, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register

plot No. 98

1/1

52

53

KW No. 43605, District Court of plots No. 787 and 1/1 Gdańsk 10th Department of No. 788/2 Perpetual Register KW No. 6719, District Court of plot No. 61 1/1 Kołobrzeg 5th Department of Perpetual Register

No.

Property description

Property type

City

Address

Postal code

Legal title held by the bank

59

Apartment

subdivided property/building

Kraków

ul. Kolberga 10/7

31-160

ownership of apartment (subdivided property/building)

60

Apartment

Kraków

Al. 29 Listopada 41/12

31-425

cooperative ownership apartment title

61

Bank Branch

Kraków

ul. Mały Płaszów 4

30-721

cooperative ownership title to commercial space

62

Apartment

cooperative ownership apartment title cooperative ownership title to commercial space subdivided property/building

Kraków

ul. Odrowąża 20/5

30-009

ownership of apartment (subdivided property/building)

63

Dom mieszkalny

plot of land and building

Kraków

ul. Partyzantów 13

31-435

ownership

64

Bank Branch / Retail Banking Southern Macroregion Corporate Centre-Kraków

plot of land and building

Kraków

ul. Pijarska 1

31-015

perpetual usufruct of land and ownership of building

65

Bank Branch

plot of land and building

Kraków

Rynek Główny 47

30-960

perpetual usufruct of land and ownership of building

66

Apartment

subdivided property/building

Kraków

ul. Siemaszki 37/73

31-207

ownership of apartment (subdivided property/building)

67

Apartment

subdivided property/building

Kraków

ul. Stanisława ze Skalbmierza 31-436 10/13

ownership of apartment (subdivided property/building)

68

Apartment

cooperative ownership apartment title

Kraków

ul. Zaułek Wileński 1/23

cooperative ownership apartment title

31-413

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

Plot(s) No. In land register

KW No. 94908, District Court of plot No. 75 Kraków-Podgórze in Kraków 4th Department of Perpetual Register Missing KW cooperative ownership apartment title Missing KW cooperative ownership title to commercial space KW No. KR1P/00348286/4, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register KW No. KR1P/00081005/1, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register KW No. KR1P/00008265/6, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register KW No. KR1P/00180223/9, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register KW No. KR1P/00147406/3, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register KW No. KR1P/00106920/3, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register Missing KW cooperative ownership apartment title

Share of plot(s) owned

845/10000

plot No. 167/1

98/1000

plot No. 703

1/1

plot No. 3

1/1

plot No. 181

1/1

plot No. 286

3/100

plot No. 940

7/500

No.

Property description

Property type

City

Address

Postal code

Legal title held by the bank

69

Apartment No. 40

subdivided property/building

Kraków

ul. Gabrieli Zapolskiej 24 A/40 30-126

ownership of apartment (subdivided property/building)

70

Apartment No. 43

subdivided property/building

Kraków

ul. Gabrieli Zapolskiej 24 A/43 30-126

ownership of apartment (subdivided property/building)

71

Bank Branch

plot of land and building

Kuźnica Białostocka

ul. Sokólska 26

16-123

perpetual usufruct of land and ownership of building

72

Bank Branch

Limanowa

ul. Jana Pawła II 19

34-600

cooperative ownership title to commercial space

73

cooperative ownership title to commercial space Centrala Banku / plot of land and Corporate Banking North- building Eastern Macroregion Corporate Centre-Lublin

Lublin

ul. Boczna Lubomelskiej 13

20-070

perpetual usufruct of land and ownership of building

74

Bank Branch

plot of land and building

Lublin

ul. Krakowskie Przedmieście 72

20-076

perpetual usufruct of land and ownership of building

75

Bank Branch

plot of land and building

Łódź

Al. Kościuszki 63

90-514

perpetual usufruct of land and ownership of building

76

Bank Branch / Corporate plot of land and Banking North-Eastern building Macroregion Corporate Centre-Łódź

Łódź

ul. Wigury 21

90-950

perpetual usufruct of land and ownership of building

77

Bank Branch

Maków Mazowiecki

ul. Przasnyska 18

06-200

perpetual usufruct of land and ownership of building

78

Building po zlikwidowanej plot of land and placówce Banku building

Medyka

Medyka 215

37-732

ownership

plot of land and building

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department KW No. KR1P/00317780/1, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register KW No. KR1P/00317782/5, District Court of KrakówPodgórze in Kraków 4th Department of Perpetual Register KW No. 23067, District Court of Sokółka 4th Department of Perpetual Register Missing KW cooperative ownership title to commercial space KW No. 17371, District Court of Lublin 10th Department of Perpetual Register

KW No. 16000, District Court of Lublin 10th Department of Perpetual Register KW No. LD1M/00033389/4, District Court of ŁódźŚródmieście in Łódź 16th Department of Perpetual Register KW No. LD1M/00086087/3, District Court of ŁódźŚródmieście in Łódź 16th Department of Perpetual Register KW No. OS1P/00000226/2, District Court of Przasnysz 4th Department of Perpetual Register KW No. 33608, District Court of Przemyśl 6th Department of Perpetual Register

Plot(s) No. In land register

Share of plot(s) owned

plot No. 322/3

5009/416600

plot No. 322/3

5027/416600

plot No. 891/3

1/1

plot No. 16

1/1

plot No. 9

1/1

plot No. 204

1/1

plot No. 90/17

1/1

plot No. 835

1/1

plot No. 755

1/1

No.

Property description

Property type

City

Address

Postal code

Legal title held by the bank

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

Plot(s) No. In land register

Share of plot(s) owned

79

Bank Branch

plots of land and building

Mysłowice

ul. Mikołowska 6

41-400

80

Bank Branch (Location No. 2)

subdivided property/building

Myślenice

ul. Rynek 4

32-400

81

Bank Branch

Nakło n/Notecią ul. Dąbrowskiego 17

89-100

82

Bank Branch

cooperative ownership title to commercial space subdivided property/building

Nasielsk

ul. Elektronowa 8 - 10

05-190

83

Bank Branch / Corporate ownership Banking Southern Macroregion Corporate Centre-Małopolska

Nowy Sącz

ul. Jagiellońska 26

33-300

84

Bank Branch / Corporate plot of land and Banking Southern building Macroregion Corporate Centre-Małopolska

Nowy Targ

ul. Rynek 4

34-400

perpetual usufruct of land and ownership of building

KW No. NS1T/00075263/1, plot No. 11198/1 1/1 District Court of Nowy Targ 5th Department of Perpetual Register

85

Bank Branch

plot of land and building

Olecko

ul. 11-go Listopada 8

19-400

ownership

86

Bank Branch

plots of land and building

Olkusz

ul. Kazimierza Wlk. 49

32-300

perpetual usufruct of land and ownership of building

87

Location No. 9 apartment subdivided property/building

Olkusz

ul. Krasińskiego 4/9

32-300

ownership of apartment (subdivided property/building)

88

Bank Branch / Corporate plot of land and Banking North-Eastern building Macroregion Corporate Centre-Olsztyn

Olsztyn

ul. Dąbrowszczaków 11

10-959

perpetual usufruct of land and ownership of building

KW No. 7302, District Court of Ełk Field Department of Perpetual Register at Olecko KW No. 3013, District Court of Olkusz 5th Department of Perpetual Register KW No. 26471, District Court of Olkusz 5th Department of Perpetual Register KW No. OL1O/00012746/1, District Court of Olsztyn 6th Department of Perpetual Register

89

Bank Branch

Olsztyn

ul. Mickiewicza 2

10-959

ownership of ground first and KW No. OL1O/00052049/7, second floor commercial space District Court of Olsztyn 6th (subdivided property/building) Department of Perpetual Register

subdivided property/building

ownership

KW No. 10436, District Court of plots No. 1/1 Mysłowice 5th Department of 6778/462, No. Perpetual Register 6780/462, No. 6776/456, No. 7388/453 and No. 6768/455 ownership of commercial space KW No. 71088, District Court of plot No. 1266/2 301/1000 No. 2 (subdivided Myślenice Department of property/building) Perpetual Register cooperative ownership title to Missing KW cooperative commercial space ownership title to commercial space ownership of commercial space KW No. 27448, District Court of plots No. 2157/2 187/1926 No. 1 (subdivided Pułtusk 4th Department of and 2157/4 property/building) Perpetual Register ownership KW No. NS1S/00005386/7, plots No. 87/1 1/1 District Court of Nowy Sącz 6th and No. 87/2 Department of Perpetual Register

plot No. 2361

1/1

plots No. 2477/1 1/1 and No. 2479 plot No. 4425/2

34/1000

plot No. 152

1/1

plot No. 151

47/100

No.

Property description

90

Bank Branch

91

Property type

subdivided property/building

City

Address

Postal code

Legal title held by the bank

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

Plot(s) No. In land register

Share of plot(s) owned

Olsztyn

ul. Mickiewicza 2

10-959

ownership of commercial space KW No. plot No. 151 No. 1 (subdivided OL1O/00058739/3,District Court property/building) of Olsztyn 6th Department of Perpetual Register

15/100

Bank Branch / Corporate plots of land and Banking Southern building Macroregion Corporate Centre-Gliwice

Opole

Pl. Wolności 3

45-018

ownership

KW No. 56178, District Court of plots No. 113/1, Opole 6th Department of No. 106, No. Perpetual Register 105/12 and No. 105/17

1/1

92

Bank Branch / Corporate plot of land and Banking Southern building Macroregion Corporate Centre-Kielce

Ostrowiec Świętokrzyski

ul. Wardyńskiego 11

27-400

perpetual usufruct of land and ownership of building

KW No. KI1O/00000239/4, plot No. 98 District Court of Ostrowiec Świętokrzyski 5th Department of Perpetual Register

1/1

93

Bank Branch

plot of land and building

Ostrów Mazowiecka

ul. Grota Roweckiego 1

07-300

ownership

plot No. 1675/4

1/1

94

Bank Branch

plot of land and building

Ostrów Mazowiecka

ul. Grota Roweckiego 1

07-300

co-ownership

plot No. 1675/3

1185/5115

95

Bank Branch

plot of land and building

Ostrzeszów

ul. Piastowska 16a

63-500

perpetual usufruct of land and ownership of building

plot No. 2583/4

1/1

96

Bank Branch

plot of land and building

Ostrzeszów

ul. Piastowska 16a

63-500

ownership

plot No. 2577/1

1/1

97

Bank Branch / Corporate plot of land and Banking Southern building Macroregion Corporate Centre-Bielsko-Biała

Oświęcim

ul. Jagiełły 12

32-600

perpetual usufruct of land and ownership of building

KW No. 26374, District Court of Ostrowia Mazowiecka 5th Department of Perpetual Register KW No. 50153, District Court of Ostrowia Mazowiecka 5th Department of Perpetual Register KW No. 24936, District Court of Ostrzeszów 5th Department of Perpetual Register KW No. 39789, District Court of Ostrzeszów 5th Department of Perpetual Register KW No. 22802, District Court of Oświęcim 5th Department of Perpetual Register

plot No. 225/5

1/1

98

Bank Branch

plot of land and building

Oświęcim

ul. Wróblewskiego 1

32-602

perpetual usufruct of land and ownership of building

99

apartment

subdivided property/building

Oświęcim

ul. Zawidzkiego 1/1

32-600

ownership of apartment (subdivided property/building)

100

Bank Branch

plot of land and building and of garage

Piaseczno

ul. Jana Pawła II 2

05-500

perpetual usufruct of land and ownership of building and of garage

KW No. 23816, District Court of plot No. 2006/3 1/1 Oświęcim 5th Department of Perpetual Register KW No. 24050, District Court of plot No. 2006/339 1/6 Oświęcim 5th Department of Perpetual Register KW No. WA5M/00243886/1, plot No. 35/7 1/1 District Court of WarszawaMokotów in Warszawa 13th Department of Perpetual Register

No.

Property description

Property type

City

Address

Postal code

Legal title held by the bank

101

Apartment

subdivided property/building

Piaseczno

ul. Jana Pawła II 2 m 3

05-500

share of perpetual usufruct of plots of land and co-ownership of building and of garage

102

Building - vacated by a closed down Branch

plot of land and building

Płock

ul. Kazimierza Wielkiego 13

09-400

perpetual usufruct of land and ownership of building

103

Bank Branch / Corporate plot of land and Banking North-Eastern building Macroregion Corporate Centre-Ciechanów

Płock

ul. Tysiąclecia 10

09-400

perpetual usufruct of land and ownership of building

104

Bank Branch

Płock

ul. Walecznych 4

09-409

cooperative ownership title to commercial space

105

Bank Branch

106

Bank Branch / Retail Banking Western Macroregion

107

cooperative ownership title to commercial space ownership of commercial space No. A (subdivided property/building) ownership

Poznań

ul. Jarochowskiego 39a

60-248

Poznań

ul. Stary Rynek 97/98 /Kramarska 24

61-773

Bank Branch / Retail Banking Western Macroregion

ownership

Poznań

ul. Stary Rynek 97/98 /Kramarska 22

61-773

108

Bank Branch

plot of land and building

Pruszków

Al. Wojska Polskiego 23

05-800

109

Bank Branch

plot of land and building

Przasnysz

ul. 3-go Maja 13

06-300

110

Bank Branch

plot of land and building

Pułtusk

ul. 17 Sierpnia 37

06-100

111

Bank Branch / Corporate plot of land and Banking North-Eastern building Macroregion Corporate Centre-Radom

Radom

ul. Kościuszki 2

26-600

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department KW No. WA5M/00313111/0, District Court of WarszawaMokotów in Warszawa 13th Department of Perpetual Register KW No. PL1P/00058004/4, District Court of Płock 6th Department of Perpetual Register KW No. PL1P/00058809/7, District Court of Płock 6th Department of Perpetual Register

Missing KW cooperative ownership title to commercial space ownership of commercial space KW No. PO1P/00142176/5, No. A (subdivided District Court of Poznań 13th property/building) Department of Perpetual Register ownership KW No. PO1P/00078470/6, District Court of Poznań 13th Department of Perpetual Register ownership KW No. PO1P/00000071/2, District Court of Poznań 13th Department of Perpetual Register ownership KW No. WA1P/00032922/9, District Court of Pruszków 6th Department of Perpetual Register ownership KW No. OS1P/00015858/9, District Court of Przasnysz 4th Department of Perpetual Register perpetual usufruct of land and KW No. 19209, District Court of ownership of building Pułtusk 4th Department of Perpetual Register perpetual usufruct of land and KW No. RA1R/00051354/2, ownership of building District Court of Radom 6th Department of Perpetual Register

Plot(s) No. In land register

Share of plot(s) owned

plot No. 35/8

1185/10000

plot No. 470/1

1/1

plot No. 407/10

1/1

plot No. 3/1

190/1000

plot No. 56

1/1

plot No. 55

1/1

plot No. 305/2

1/1

plot No. 867/3

1/1

plots No. 125/6 and No. 125/7

1/1

plot No. 12/7

1/1

No.

Property description

Property type

City

Address

Postal code

Legal title held by the bank

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

ownership of commercial space No. B (subdivided property/building) ownership of commercial space No. 17 (subdivided property/building) ownership of apartment (subdivided property/building)

KW No. 19885, District Court of Oborniki 4th Department of Perpetual Register KW No. 28669, District Court of Oborniki 4th Department of Perpetual Register KW No. 114879, District Court of Rybnik Department of Perpetual Register KW No. 114880, District Court of Rybnik Department of Perpetual Register KW No. 114881, District Court of Rybnik Department of Perpetual Register KW No. 120096, District Court of Rybnik Department of Perpetual Register

plots No. 1517/2 5/100 and No. 1518/4

plot No. 1698/8

1/1

KW No. 116461, District Court of Rybnik Department of Perpetual Register KW No. 1807, District Court of Rybnik Department of Perpetual Register

plot No. 1666/8

1/1

112

Bank Branch

subdivided property/building

Rogoźno

ul. Kościuszki 37

64-610

113

Bank Branch

subdivided property/building

Rogoźno

ul. Kościuszki 37

64-610

114

Apartment No. 7

subdivided property/building

Rybnik

ul. Kadłubka 35/7

44-200

115

Apartment No. 15

subdivided property/building

Rybnik

ul. Kadłubka 35/15

44-200

ownership of apartment (subdivided property/building)

116

Apartment No. 24

subdivided property/building

Rybnik

ul. Kadłubka 35/24

44-200

ownership of apartment (subdivided property/building)

117

Bank Branch / Corporate plot of land and Banking Southern building Macroregion Corporate Centre-Gliwice

Rybnik

ul. 3 Maja 10

44-200

ownership

118

Car park

plot of land

Rybnik

ul. 3 Maja

44-200

ownership

119

Bank Branch

plot of land and building

Rybnik

ul. B. Chrobrego 8

44-200

perpetual usufruct of land and ownership of building

120

Location No. 7 consisting subdivided of 9 apartments property/building

Rybnik

Plac Wolności 18, office No. 7, segment E

44-200

ownership of apartment No. 7 consisting of 9 apartments (subdivided property/building) perpetual usufruct of land and ownership of building and of garage

121

Bank Branch / Corporate plot of land and Banking Southern building and garage Macroregion Corporate Centre-Rzeszów

Rzeszów

ul. Bernardyńska 7/ ul. Konarskiego 3

35-017

subdivided property/building

122

Apartment No. 17

subdivided property/building

Rzeszów

ul. Kopernika 3/17

35-017

KW No. 115407, District Court of Rybnik Department of Perpetual Register KW No. 63956, District Court of Rzeszów 7th Department of Perpetual Register

Plot(s) No. In land register

Share of plot(s) owned

plots No. 1517/2 6/100 and No. 1518/4 plot No. 1291/25 91/1000

plot No. 1291/25 91/1000

plot No. 1291/25 67/1000

plots No. 724/8, 1/1 No. 725/178 and No. 726/173 plots No. 6752/100000 4634/176 and No. 4635/176 plot No. 820/1 1/1

ownership of space (subdivided KW No. 112958, District Court property/building) of Rzeszów 7th Department of Perpetual Register

plot No. 820/3

10394/59701

ownership of space (subdivided KW No. 143483, District Court property/building) of Rzeszów 7th Department of Perpetual Register

plot No. 820/4

4149/90633

No.

Property description

Property type

City

Address

Postal code

Legal title held by the bank

123

Bank Branch

plots of land and building

Rzeszów

ul. Słowackiego 5

35-017

perpetual usufruct of land and ownership of building

124

commercial space

Rzeszów

ul. Słowackiego 5

35-017

cooperative ownership title to commercial space

125

garage

Rzeszów

ul. Słowackiego 7a

35-017

cooperative ownership title to commercial space

126

Bank Branch

cooperative ownership title to commercial space cooperative ownership title to commercial space plots of land and building

SkarżyskoKamienna

ul. Bankowa 8

26-110

perpetual usufruct of land and ownership of building

127

Bank Branch

plots of land and building

Słupsk

ul. Kilińskiego 45 a, Wandy 3 (ul. Wandy 3)

76-200

ownership

128

Bank Branch

plot of land and building

Sokółka

ul. Piłsudskiego 5

16-100

perpetual usufruct of land and ownership of building

129

Bank Branch / Corporate plot of land and Banking Southern building Macroregion Corporate Centre-Bielsko-Biała

Sucha Beskidzka

ul. Mickiewicza 48

34-200

perpetual usufruct of land and ownership of building

130

Bank Branch

subdivided property/building

Szydłowiec

pl. Marii Konopnickiej 7

26-500

131

commercial space. building No. 11

Świnoujście

ul. Matejki 42

72-600

132

Bank Branch

cooperative ownership title to commercial space plot of land and building

ownership of commercial space No. 1 (subdivided property/building) cooperative ownership title to commercial space

Trzebinia

ul. Rynek 23

32-540

133

Empty

plots of land and building

Tychy

ul. Metalowa 3/1

43-100

134

Bank Branch

plots of land and building

Wadowice

ul. Lwowska 9

34-100

135

Bank Branch

ownership of commercial space (subdivided property/building)

Warszawa

ul. Biała 4

00-895

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department KW No. 65001, District Court of Rzeszów 7th Department of Perpetual Register Missing KW cooperative ownership title to commercial space Missing KW cooperative ownership title to commercial space KW No. 11743, District Court of Skarżysko-Kamienna Department of Perpetual Register KW No. SL1S/00033073/1, District Court of Słupsk 7th Department of Perpetual Register KW No. 24669, District Court of Sokółka 4th Department of Perpetual Register KW No. 34083, District Court of Sucha Beskidzka 4th Department of Perpetual Register

KW No. 10298, District Court of Szydłowiec 5th Department of Perpetual Register KW No. 38578, District Court of Świnoujście Department of Perpetual Register ownership KW No. 56512, District Court of Chrzanów 5th Department of Perpetual Register ownership KW No. 35723, District Court of Tychy 5th Department of Perpetual Register perpetual usufruct of land and KW No. 48968, District Court of ownership of building Wadowice Department of Perpetual Register ownership of commercial space KW No. WA4M/00345908/0, (subdivided property/building) District Court of WarszawaMokotów in Warszawa 10th Department of Perpetual Register

Plot(s) No. In land register

Share of plot(s) owned

plots No. 1013/14 1/1 and No. 1017/7

plots No. 1/18, 1/1 No. 3/11 and No. 3/12 plots No. 668/1 and No. 669/2

1/1

plots No. 829/1 and No. 829/2

1/1

plot No. 9528/6

1/1

plot No. 4153/5

370/2369,21

plot No. 77

plot No. 51/3

1/1

plots No. 928/59 70864/129794 and No. 931/51 plots No. 3112 and No. 49/7

1/1

plot No. 90

26/100

No.

Property description

Property type

City

Address

Postal code

cooperative ownership title to commercial space subdivided property/building

Warszawa

ul. Grochowska 124/126

04-301

Warszawa

ul. Migdałowa 4, Building "D"

02-796

Legal title held by the bank

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

Plot(s) No. In land register

Share of plot(s) owned

136

Bank Branch

137

Bank Branch

138

Bank Head Office and branch office buildings

plots of land and buildings

Warszawa

ul. Towarowa 25 and 25 a

00-958

139

Bank Branch

Warszawa

ul. Wolumen 18

01-912

140

Bank Branch

cooperative ownership title to commercial space plot of land and building

Wołomin

ul. Miła 8/12

05-200

141

Apartment

subdivided property/building

Wołomin

ul. Warszawska 7/3

05-200

142

Apartment

subdivided property/building

Wołomin

ul. Warszawska 7/4

05-200

143

Bank Branch

plot of land and building

Wrocław

ul. Mazowiecka 15/ul.Wybrzeże Słowackiego 12/14

50-411

144

Bank Branch

plot of land and building

Wrocław

Pl. Powstańców Śląskich 9

50-950

perpetual usufruct of land and ownership of building

KW No. 91792, District Court of plot No. 36/1 Wrocław-Krzyki 4th Department of Perpetual Register

1/1

145

Bank Branch

plot of land and building

Wrocław

ul. Ruska 51

50-079

perpetual usufruct of land and ownership of building

KW No. 97711, District Court of plot No. 13/1 Wrocław-Krzyki 4th Department of Perpetual Register

1/1

cooperative ownership title to commercial space

Missing KW cooperative ownership title to commercial space ownership of commercial space KW No. WA2M/00163037/9, (subdivided property/building) District Court of WarszawaMokotów in Warszawa 7th Department of Perpetual Register perpetual usufruct of land and KW No. WA4M/00142307/4, ownership of buildings District Court of WarszawaMokotów in Warszawa 10th Department of Perpetual Register cooperative ownership title to Missing KW cooperative commercial space ownership title to commercial space perpetual usufruct of land and KW No. ownership of building WA1W/00035261/3,District Court of Wołomin 4th Department of Perpetual Register ownership of apartment KW No. (subdivided property/building) WA1W/00033787/2,District Court of Wołomin 4th Department of Perpetual Register ownership of apartment KW No. (subdivided property/building) WA1W/00033786/5,District Court of Wołomin 4th Department of Perpetual Register share of perpetual usufruct of KW No. 53179, District Court of plots of land and co-ownership Wrocław-Krzyki 4th Department of building of Perpetual Register

plot No. 9/2

5291/10000

plots No. 37, No. 1/1 38, No. 39 and No. 40

plot No. 46

1/1

plot No. 3338/1

803/10000

plot No. 3338/1

990/10000

plot No. 17

103/1000

No.

Property description

Property type

City

Address

Postal code

146

Undeveloped plot

plot of land

Wyszków

ul. Sowińskiego 81 a

07-200

147

Bank Branch

Wyszków

ul. Sowińskiego 81 a

07-200

148

Bank Branch

Wyszków

ul. Sowińskiego 81 a

07-200

149

Bank Branch

cooperative ownership title to commercial space cooperative ownership title to commercial space plot of land and building

Zabrze

Pl. Warszawski 9

41-800

150

Bank Branch

plot of land and building

Zakopane

ul. Krupówki 19

34-500

151

Bank Branch / Corporate subdivided Banking Western property/building Macroregion Lubuskie Corporate Centre Zielona Góra Bank Branch subdivided property/buildings

Zielona Góra

ul. Podgórna 9a

65-213

Żagań

ul. Przyjaciół Żołnierza 24

68-100

152

Legal title held by the bank

Perpetual register (KW) No., court keeping the perpetual register, perpetual register department

Plot(s) No. In land register

KW No. OS1W/00030460/8, District Court of Wyszków 4th Department of Perpetual Register Missing KW cooperative cooperative ownership title to commercial space ownership title to commercial space cooperative ownership title to Missing KW cooperative commercial space ownership title to commercial space ownership KW No. 60, District Court of Zabrze 6th Department of Perpetual Register perpetual usufruct of land and KW No. 27848, District Court of ownership of building Zakopane 5th Department of Perpetual Register ownership of commercial space KW No. 68898, District Court of No. 1 (subdivided Zielona Góra 6th Department of property/building) Perpetual Register

plot No. 5861/1

1/1

plot No. 641/82

1/1

plot No. 100/1

1/1

plot No. 128/4

17059/23633

ownership of commercial space No. 1 (subdivided property/building) ownership of commercial space No. 3 (subdivided property/building) ownership of commercial space No. 2 (subdivided property/building) perpetual usufruct of land and ownership of building

plot No. 2378

308/1000

plot No. 2378

14/1000

plot No. 2378

307/1000

plot No. 1314

1/1

plot No. 2864/1

502/10000

plot No. 870/2

1/1

ownership

153

Bank Branch

plot of land and building

Żywiec

ul. Kościuszki 46

34-300

154

Apartment

subdivided property/building

Żywiec

Oś. Parkowe 19/2

34-300

ownership of apartment (subdivided property/building)

155

Empty

plot of land and building

Grajewo

Strażacka 6a

19-200

perpetual usufruct of land and ownership of building

KW No. 31410, District Court of Żagań 5th Department of Perpetual Register KW No. 31540, District Court of Żagań 5th Department of Perpetual Register KW No. 31634, District Court of Żagań 5th Department of Perpetual Register KW No. BB1Z/00002756/6, District Court of Żywiec 5th Department of Perpetual Register KW No. BB1Z/00088028/0, District Court of Żywiec 5th Department of Perpetual Register KW No. 20442, District Court of Grajewo Department of Perpetual Register of Grajewo

Share of plot(s) owned

BPH S.A.Spin-off Plan Table 11 List of real estate lease agreement the rights and obligations (liabilities and receivables) related to which are assigned to Pekao S.A. # 1 2 3 4

5 6 7 8 9 10 11

Description of property Bank branch Bank branch Bank branch Head Office Corporate Banking Metropolitan Macroregion Warsaw V-Północ Corporate Center Parking garage Bank branch Bank branch Bank branch

Type of property

Locality

Address

Post code 00-906 00-901 00-113 00-113

Comments Date agreement signed / Date agreement expires 16.08.1992 unspecified period 21.05.1997 unspecified period 01.10.2005 05.05.2014 01.10.2005 05.05.2009 Corporate Banking Metropolitan Macroregion Warsaw V - Północ Corporate Center

commercial premises commercial premises commercial premises commercial premises

Warsaw Warsaw Warsaw Warsaw

ul. Żwirki i Wigury 1 pl. Defilad 1 ul. Emilii Plater 53 ul. Emilii Plater 53

parking commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises

Warsaw Warsaw Warsaw Warsaw Warsaw Warsaw Warsaw

ul. Rondo ONZ 1 00-113 ul. Świętokrzyska 12 00-916 ul. Jasna 1 00-950 ul. A. Cieszkowskiego 1- 01-636 3 ul. J. Słowackiego 6-8 01-627 ul. Przylesie 3 03-153 ul. ks. Ignacego 00-987 Kłopotowskiego 15

28.12.2004 01.03.1996 01.06.1998 01.12.1997 01.03.1998 26.03.1999 15.09.1998 30.11.2004

unspecified period 31.12.2008 31.05.2008 31.12.2007 31.12.2007 unspecified period 15.09.2008 unspecified period Warsaw I - Wschód Corporate Center

road

Warsaw

00-987

21.09.1995

03-122 00-160 03-408 03-408

10.07.1997 26.05.2003 01.10.1997 14.02.2001

unspecified period Access road to branch at ul. ks. Ignacego Kłopotowskiego 15 unspecified period unspecified period unspecified period unspecified period Advertising for Branch at ul. Targowa 81

12

Bank branch Bank branch Bank branch Warsaw I-Wschód Corporate Center Plot of land

13 14 15 16

Bank branch Bank branch Bank branch Advertising

commercial premises commercial premises commercial premises advertising space

Warsaw Warsaw Warsaw Warsaw

ul. ks. Ignacego Kłopotowskiego 15 ul. Modlińska 197 ul. Nowolipki 2, 2a ul. Targowa 81 ul. Targowa 81

17

Auxiliary space

commercial premises

Warsaw

ul. Targowa 81

03-408

01.02.2000

18 19 20 21

Bank branch Bank branch Bank branch Archives

commercial premises commercial premises commercial premises commercial premises

Warsaw Poznań Poznań Poznań

ul. Pasłęcka 8d ul. Głogowska 26 pl. Wolności 18 ul. Marcinkowskiego 24

03-137 60-734 61-738 61-738

04.04.2006 01.08.1999 01.05.1999 09.11.2000

22 23 24 25 26 27

Parking Bank branch Bank branch Bank branch Parking Garage

parking commercial premises commercial premises commercial premises parking garage

Poznań Przeźmierowo Śrem Szczecin Szczecin Szczecin

pl. Wolności 18 ul. Rynkowa 75c ul. Przemysłowa 1 ul. Smolańska 4 ul. Smolańska 4 ul. Smolańska 4

61-738 62-081 63-100 70-026 70-026 70-026

01.07.1999 01.07.1999 09.03.1999 31.12.2004 01.08.1994 17.03.1998

unspecified period Heat supply node for Branch at ul. Targowa 81 04.04.2011 31.01.2007 30.04.2009 unspecified period Archives for Branch Poznań pl.Wolości 18 unspecified period unspecified period unspecified period unspecified period unspecified period Parking for Branch ul. Smolańska 4 unspecified period Garage for Branch ul. Smolańska 4

28 29

Bank branch Bank branch

commercial premises commercial premises

Kielce Poznań

30 31

Bank branch Archives

commercial premises commercial premises

Kościan Poznań

32 33

Bank branch Bank branch

commercial premises commercial premises

Przysucha Nowy Tomyśl

34

Archives

commercial premises

Nowy Tomyśl

35

Bank branch

commercial premises

Złocieniec

36

Bank branch

Poznań

37 38 39 40 41

Advertising Parking Bank branch Bank branch Bank branch

commercial premises commercial premises commercial premises advertising space parking commercial premises commercial premises commercial premises

Poznań Poznań Szczecin Golczewo Białobrzegi

42

Archives

commercial premises

Nakło n. Notecią

43

Garage

garage

Nakło n. Notecią

44 45 46 47 48 49

Archives Bank branch Bank branch Bank branch Bank branch Head Office Corporate Banking Western Macroregion Bank branch Bank branch Sub-branch (Punkt Obsługi Kasowej)

commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises

50 51 52

53

54 55

Head Office Western Pomerania Corporate Center - Szczecin Bank branch Bank branch

ul. Sandomierska 105 ul. Jana Henryka Dąbrowskiego 461 Rynek 32 ul. Wielka 19

25-324 60-451

26.05.1997 16.11.2005

unspecified period 15.11.2010

64-000 61-775

01.07.2005 01.05.1998

ul. Krakowska 33 ul. Adama Mickiewicza 15 ul. Adama Mickiewicza 15 ul. Bohaterów Warszawy 19 ul. Grunwaldzka 21

26-400 64-300

01.07.1998 01.09.1999

31.08.2010 unspecified period Archives for Branch Poznań ul. Stary Rynek 97/98 30.06.2008 unspecified period

64-300

16.05.2000

unspecified period

78-520

30.09.1998

30.09.2008

60-783

60-783 60-783 70-503 72-410 26-800

unspecified period unspecified period unspecified period unspecified period unspecified period 30.06.2010 31.10.2009 30.09.2007

89-100

02.04.2001

89-100

01.08.2003

Rogoźno Czersk Kruszwica Końskie Poznań Poznań

ul. Grunwaldzka 21 ul. Grunwaldzka 21 ul. Szczerbcowa 4 ul. Zwycięstwa 23 ul. Władysława Reymonta 46 ul. gen. Henryka Dąbrowskiego 17-23 ul. gen. Henryka Dąbrowskiego 17-23 ul. Kościuszki 37 ul. J. Ostrowskiego 2 ul. Niepodległości 13 ul. Krakowska 44 ul. Roosevelta 18 ul. Roosevelta 18

21.05.1996 01.04.1992 01.01.1995 13.07.1994 30.12.1992 20.03.2000 31.10.1996 01.10.1997

64-610 89-650 88-150 26-200 60-829 60-829

01.01.1999 01.07.1999 01.08.2002 01.12.1997 01.08.2003 23.05.2003

unspecified period rented Archives for Branch Dąbrowskiego 17-23 (owned) unspecified period garage rented for Branch Dąbrowskiego 17-23 (owned) unspecified period unspecified period unspecified period unspecified period 31.10.2009 30.10.2009 Corporate Banking Western Macroregion

commercial premises commercial premises commercial premises

Brusy Toruń Świerzno

ul. Na Zaborach 1 ul. Mickiewicza 33/39 Świerzno 13

89-632 87-100 72-405

01.10.2001 21.11.2000 30.03.1998

30.09.2011 unspecified period unspecified period Sub-branch (Punkt Obsługi Kasowej) of branch in Golczew ul. Zwycięstwa 23

commercial premises

Szczecin

ul. Piotra Skargi 14

15.10.1998

31.12.2008

commercial premises commercial premises

Stąporków Poznań

ul. J. Piłsudskiego 101 26-220 ul. Głogowska 132-140 60-243

01.01.2002 02.12.2004

unspecified period 01.12.2009

Whole building used by Western Pomerania Corporate Centre - Szczecin

56 57

Bank branch Auxiliary space

commercial premises commercial premises

Poznań Słupsk

ul. Bukowska 76 60-812 ul. Jana Kilińskiego 45a 76-200

23.11.2004 01.10.2002

58 59

Bank branch Bank branch

commercial premises commercial premises

Poznań Bydgoszcz

61-696 85-791

09.12.2004 29.09.2005

60 61 62 63

Bank branch Bank branch Bank branch Bank branch

commercial premises commercial premises commercial premises commercial premises

Poznań Błonie Góra Kalwaria Kozienice

61-563 05-870 05-530 26-900

04.07.2005 01.02.1998 02.02.1998 17.01.2005

03.07.2010 unspecified period 31.12.2008 unspecified period

64

Archives

commercial premises

Kozienice

Al. Solidarności 46 ul. Eugeniusza Kwiatkowskiego 2 ul. Górna Wilda 95 ul. Modlińska 10 ul. Wierzbowskiego 3 ul. Batalionów Chłopskich 32/34 ul. Kochanowskiego 28

23.11.2009 unspecified period Auxiliary space for Branch in Słupsk ul. Kilińskiego 45a 09.12.2009 29.09.2010

26-900

01.11.2005

31.10.2008

65 66

Bank branch Auxiliary space

commercial premises commercial premises

Lublin Łódź

20-854 90-514

01.11.2004 04.11.1968

67 68 69 70 71

Bank branch Bank branch Bank branch Bank branch Bank branch

commercial premises commercial premises commercial premises commercial premises commercial premises

94-003 90-413 91-104 24-140 26-420

01.04.1998 01.10.1997 17.12.2001 01.01.2002 15.07.1997

72

Bank branch

commercial premises

Łódź Łódź Łódź Nałęczów Nowe Miasto n. Pilicą Pabianice

unspecified period unspecified period auxiliary space for branch at Kościuszki 63 unspecified period unspecified period 30.09.2009 unspecified period unspecified period

95-200

01.01.2001

28.02.2009

73

Bank branch

commercial premises

Piaseczno

74 75 76 77 78 79 80 81

Bank branch Bank branch Bank branch Bank branch Bank branch Bank branch Advertising Auxiliary space

commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises advertising space part of building's facade

82 83

Bank branch Bank branch Warsaw I I - Południe Corporate Center Parking Bank branch Bank branch Warsaw I V - Zachód Corporate Center

84 85 86

ul. Żywnego 10 al. Tadeusza Kościuszki 61 ul. Piaski 4 ul. Piotrkowska 58 ul. Plantowa 1a al. Lipowa 3 ul. 11 Listopada 41

Archives for Branch Kozienice ul. Batalionów Chłopskich 32/34

05-500

05.07.1996

05.07.2008

Piastów Tarczyn Warka Warsaw Warsaw Warsaw Warsaw Warsaw

ul. J. Piłsudskiego 1315 ul. gen. L. Okulickiego 7/9 ul. Dworcowa 1 ul. Warszawska 11 ul. Franciszkańska 2 ul. Młynarska 16 ul. Jana Pawła II 23 Al. Jerozolimskie 2 Al. Jerozolimskie 2 Al. Jerozolimskie 2

05-820 05-555 05-660 01-194 00-854 00-400 00-400 00-400

01.04.1999 21.11.1997 21.11.1997 01.10.1998 01.09.2005 01.07.2002 08.11.2004 15.09.2005

commercial premises commercial premises

Warsaw Warsaw

Al. Jerozolimskie 181 ul. Krucza 24-26

02-222 00-950

01.04.2006 21.02.2005

unspecified period unspecified period unspecified period 30.09.2008 31.08.2010 unspecified period unspecified period unspecified period Part of Building's facade rented for fitting an air conditioning unit 31.03.2011 unspecified period Warsaw I I - Południe Corporate Center

parking commercial premises commercial premises

Warsaw Warsaw Warsaw

ul. Krucza 24-26 ul. J. Bema 89 ul. Chmielna 132-134

00-950 01-233 00-805

02.08.2006 01.09.1998 29.06.1995

unspecified period 02.09.2008 28.02.2008 Warsaw I V - Zachód Corporate Center

87

Bank branch

commercial premises

Warsaw

Warsaw Warsaw Warsaw Teresin

ul. Jarosława Dąbrowskiego 81 al. gen. A. Chruściela 28 ul. Grochowska 274 ul. Hanki Czaki 2 Al. Jerozolimskie 184 ul. Krakowskie Przedmieście 29 ul. KEN 46 ul. Malczewskiego 54 ul. Nowogrodzka 11 ul. 1 Maja 45

02-503

01.07.1998

30.06.2008

88

Bank branch

commercial premises

Warsaw

04-401

10.04.2000

10.04.2020

89 90 91 92

Bank branch Bank branch Bank branch Bank branch

commercial premises commercial premises commercial premises commercial premises

Warsaw Warsaw Warsaw Warsaw

03-841 01-588 02-486 00-071

16.10.1998 01.09.2006 22.12.1993 09.06.2000

unspecified period 31.08.2011 unspecified period 08.06.2010

93 94 95 96

Bank branch Bank branch Bank branch Archives

commercial premises commercial premises commercial premises commercial premises

02-797 02-622 00-950 02-495

27.04.2005 15.12.2000 01.05.1999 01.10.2000

ul. Nowogrodzka 50 ul. Korotyńskiego 9

00-693 02-121

03.08.1998 31.12.1996

02-787

02.01.2002

Warsaw Warsaw

ul. Nowoursynowska 166 ul. Nowy Świat 6/12 ul. Nowy Świat 6/12

26.04.2010 unspecified period 31.07.2010 unspecified period Archives of branch Warsaw ul. Nowogrodzka 11 31.12.2006 31.12.2006 Archives of branch Warsaw ul. Nowogrodzka 50 unspecified period

97 98

Bank branch Archives

commercial premises commercial premises

Warsaw Warsaw

99

Bank branch

commercial premises

Warsaw

100 101

Bank branch Advertising

commercial premises advertising space

00-400 00-400

29.09.1997 01.06.1992

commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises

Warsaw Warsaw Warsaw Warsaw Warsaw Warsaw Zwoleń Warsaw

ul. Ogrodowa 31/35 ul. Poligonowa 30 ul. Puławska 233 ul. Rakowiecka 25-27 ul. Wilcza 33 ul. Złota 44/46 ul. Jagiełły 17a ul. Wałbrzyska 48

00-893 04-051 02-715 02-517 00-544 00-120 26-700 02-739

31.07.1998 31.10.2003 14.03.2005 27.01.2000 01.09.2005 03.04.2000 01.12.1997 01.02.2001

Bank branch Advertising

commercial premises advertising space

Warsaw Warsaw

ul. Nałęczowska 64 ul. Nałęczowska 64

02-922 02-922

28.10.2005 07.06.2006

112 113

Bank branch Archives

commercial premises commercial premises

Łódź Warsaw

ul. Jana Karskiego 5 ul. Biała 4

91-071 00-895

16.05.2006 08.06.1990

114 115

Bank branch Bank branch

commercial premises commercial premises

Szczytno Gdynia

12-100 81-341

03.04.1998 01.02.1996

116 117

Bank branch Bank branch

commercial premises commercial premises

Władysławowo Wejherowo

ul. Sienkiewicza 6a ul. Tadeusza Wendy 79 ul. gen. Hallera 22 ul. dr. A. Jagalskiego 10

31.12.2006 unspecified period Advertising of branch Warsaw ul. Nowy Świat 6/12 31.07.2008 unspecified period 13.03.2010 26.01.2010 31.08.2010 Agreements with two owners 31.11.2006 Branch in liquidation unspecified period 30.11.2006 Outlet wound up, ATM left, premises to be returned to owner 30.11.2006. 28.10.2010 unspecified period Advertising for branch Warsaw ul. Nałęczowska 64 (roof surface) 16.05.2011 unspecified period Agreement continued pursuant to Civil Code provisions unspecified period 31.01.2010

102 103 104 105 106 107 108 109

Bank branch Bank branch Bank branch Bank branch Bank branch Bank branch Bank branch Unoccupied

110 111

84-120 84-200

21.02.1997 25.04.2005

20.02.2007 31.01.2007

118

Bank branch

commercial premises

Hel

ul. Wiejska 41

84-150

21.04.1997

20 April 2017

Termination possible after passage of 10 years, i.e. on 21.04.2007

119

Bank branch

commercial premises

Gdynia

ul. 10 Lutego 24

81-364

10.12.2001

120 121

Head Office Archives

commercial premises commercial premises

Gdynia Wrocław

ul. Śląska 53 Pl. Solny 16

81-364 50-062

01.02.2000 12.12.1996

122

Bank branch Lower Silesia Corporate Center

commercial premises

Wrocław

Rynek 1

50-109

15.10.1996 17.10.2002

123 124

Bank branch Auxiliary space

commercial premises basement

Wrocław Wrocław

ul. Dzielna 3 ul. Dzielna 3

54-125 54-125

30.04.2001 30.04.2001

125 126

Bank branch Bank branch

commercial premises commercial premises

Wrocław Wrocław

50-231 50-303

24.09.1999 01.12.2004

127

Bank branch

commercial premises

Wrocław

54-130

20.09.2004

20.09.2009

128

Head Office - Collection Department Bank branch Bank branch Archives

commercial premises

Wrocław

ul. Zakładowa 2-4 ul. Jedności Narodowej 203 ul. Horbaczewskiego 46 ul. Kościuszki 76 b

unspecified period Agreement also covers rental of 2 parking spaces 31.01.2010 30.04.2007 Archives for Branch Wrocław ul. Ruska 51 unspecified period One agreement concerns Corporate unspecified period Center Lower Silesia Corporate Center in Wrocław unspecified period unspecified period Auxiliary space (basement) for Branch Wrocław ul. Dzielna 3 unspecified period 01.12.2009

50-950

01.10.2004

unspecified period Premises for Collection Department

commercial premises commercial premises commercial premises

Środa Śląska Legnica Kobyla Góra

ul. Malczycka 1 55-300 ul. Jaworzyńska 65 59-220 ul. Wojska Polskiego 2 63-507

17.08.1999 14 .05.1991 01.07.2003

129 130 131 132 133 134 135 136

Bank branch Bank branch Bank branch Bank branch Head Office Corporate Center Gdańsk

commercial premises commercial premises commercial premises commercial premises commercial premises

Gdańsk Gdańsk Gdańsk Gdańsk Gdańsk

ul. Czyżewskiego 38 ul. Elżbietańska 4/8 ul. Jana Uphagena 27 ul. Milskiego 1 ul. Szymanowskiego 2

80-336 80-958 80-237 80-809

06.02.1997 31.03.2006 28.12.2000 22.04.1997 23.04.2003 23.04.2002

137

Bank branch

commercial premises

Pruszcz Gdański

83-000

30.05.2005

138

Bank branch

commercial premises

Gdańsk

80-809

26.10.2005

25.10.2010

139 140

Bank branch Bank branch

commercial premises commercial premises

Nidzica Wrocław

13-100 53-345

04.08.2000 14.11.1994

unspecified period unspecified period

141

Bank branch

commercial premises

Wrocław

50-950

01.10.1998

unspecified period

142 143

Bank branch Bank branch

commercial premises commercial premises

Wrocław Wrocław

ul. Wojciecha Kossaka 1 ul. Władysława Cieszyńskiego 36 ul. Wolności 7 ul. Komandorska 118120 ul. gen. Jana Henryka Dąbrowskiego 42 ul. J. Piłsudskiego 88 ul. Świeradowska 51/57

unspecified period 30.04.2010 unspecified period Archives for Branch Ostrzeszów ul. Piastowska 16a 06.02.2017 31.03.2011 31.12.2010 unspecified period 22.04.2007 Space for Corporate Center rented from 22.04.2007 two parties - two agreements for Gdańsk Corporate Center 29.05.2010

50-019 50-559

01.07.2005 05.10.2005

30.06.2010 04.10.2010

144

Bank branch

commercial premises

Wrocław

ul. Gubińska 15

54-434

03.08.2005

02.08.2010

145

Bank branch

146 147 148

Bank branch Bank branch Bank branch

commercial premises (unit being prepared for opening) commercial premises commercial premises commercial premises

Wrocław

ul. Karola Olszewskiego 51-462 75/77

03.08.2005

02.08.2010

ul. Zdrojowa 25 ul. Zdrojowa 18 pl. Kościuszki 1

57-320 57-350 16-200

20.05.2004 05.05.2004 26.10.1993

unspecified period unspecified period 26.10.2008

commercial premises

Polanica Zdrój Kudowa Zdrój Dąbrowa Białostocka Kolno

149

Bank branch

ul. Wojska Polskiego 46 18-500

22.08.1997

31.12.2009

150 151

Bank branch Bank branch

commercial premises commercial premises

Mońki Suwałki

19-100 16-400

30.12.1999 01.09.2003

31.12.2009 unspecified period

152 153

Bank branch Sub-Branch

commercial premises commercial premises

Jastrzębie Zdrój SkarżyskoKamienna

al. Niepodległości 9 ul. Gen. T. Kościuszki 56 al. Piłsudskiego 2a ul. Szydłowiecka 22

44-335 26-110

14.07.2000 30.12.1999

154 155 156 157

commercial premises commercial premises commercial premises commercial premises commercial premises

Dębica Szczyrk Rzeszów Tarnów

ul. 1 Maja 1 ul. Beskidzka 4 ul. 8 Marca 4 ul. Wałowa 10

39-200 43-370 35-959 33-100

30.09.1999 28.07.1999 01.07.1999 15.09.1990 28.10.1993

158 159 160 161 162 163 164

Bank branch Bank branch Bank branch Bank branch Małopolska Corporate Center Bank branch Bank branch Archives Bank branch Bank branch Parking Bank branch

unspecified period unspecified period Sub-Branch of Branch (Punkt Obsługi Kasowej) of Skarżysko Kanmienna ul. Bankowa 8 unspecified period unspecified period unspecified period unspecified period Małopolska Corporate Center unspecified period

commercial premises commercial premises commercial premises commercial premises commercial premises land commercial premises

Oświęcim Rzeszów Nowy Sącz Żywiec Kozy Trzebinia Zawiercie

32-600 35-078 33-300 34-300 43-340 32-540 42-400

01.06.1995 01.09.1995 20.10.1998 01.08.1999 20.04.1999 01.10.1997 12.02.1997

unspecified period unspecified period unspecified period unspecified period unspecified period 01.10.2022 unspecified period

165 166

Bank branch Bank branch

167 168 169

32-065 41-300

05.07.2000 09.01.2004 10.04.2000 16.03.2005

unspecified period 01.01.2007 Preparations for opening of Branch from 31.12.2006 ul. 3 Maja 11 to ul. 3 Maja 14 31.12.2009

Archives Bank branch Bank branch

ul. Chemików 1 ul. Hetmańska 120 ul. Kościuszki 13 ul. Fabryczna 5 ul. Krakowska 2 Rynek 23 ul. Obrońców Poczty Gdańskiej 95 commercial premises Krzeszowice Rynek 34 Dąbrowa Górnicza ul. 3 Maja 11 commercial premises commercial premises ul. 3 Maja 11 ul. 3 Maja 14 (unit being prepared for opening) commercial premises Bielsko-Biała ul. Ratuszowa 2 commercial premises Chrzanów ul. Henryka 20 commercial premises Libiąż ul. Wojska Polskiego 2

43-300 32-500 32-590

14.08.1997 31.10.1997 28.05.1999

unspecified period unspecified period unspecified period

170 171

Bank branch Bank branch

commercial premises commercial premises

Sędziszów Zawiercie

28-340 42-400

09.07.1999 01.07.1998

09.07.2009 30.06.2008

172 173

Unoccupied Bank branch

commercial premises commercial premises

Częstochowa Stalowa Wola

42-200 37-450

05.12.1997 21.09.2000

31.12.2007 31.12.2013

ul. Przemysłowa 9 ul. Powstańców Śląskich 13 al. NMP 17 ul. Poniatowskiego 4

ATM in operation Branch does not engage in operations

174

Bank branch

commercial premises

22-600

01.04.1998

31.12.2008

commercial premises

Tomaszów ul. Lwowska 53 Lubelski Dąbrowa Górnicza al. Piłsudskiego 90

175

Bank branch

41-308

31.12.2001

31.12.2007

176 177

Bank branch Unoccupied

commercial premises commercial premises

Jankowice ul. Równoległa 4 Dąbrowa Górnicza ul. Sobieskiego 3

44-264 41-308

16.12.1997 31.12.1998

unspecified period 30.06.2008

178 179 180 181 182 183 184 185 186

Unoccupied Bank branch Bank branch Bank branch Bank branch Bank branch Bank branch Bank branch Bank branch

Dębica Żory Mszana Dolna Mielec Rybnik Szczucin Rabka Zdrój Jejkowice Kraśnik

Parking

23-200

01.10.1998 05.05.2000 01.09.2006 01.03.1997 14.03.1994 06.12.1997 10.02.1999 15.05.1998 19.07.1991 01.12.2001 01.07.2005

01.10.2013 unspecified period 27.08.2009 unspecified period unspecified period 06.12.2007 unspecified period unspecified period 18.07.2011 unspecified period 30.06.2008

188

Archives

commercial premises

ul. Parkowa 10 Rynek 4 ul. Spadochroniarzy 6 ul. Partyzantów 25 ul. Rymera 4 Rynek 1 ul. Kilińskiego 1 ul. Główna 38a ul. Tadeusza Kościuszki 7 Kraśnik ul.Tadeusza Kościuszki 7 Dąbrowa Górnicza ul. Akademickiego 13

39-200 44-240 34-730 39-300 44-270 33-230 34-700 44-290 23-200

187

commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises parking

41-300

24.01.1997

189 190 191 192

Bank branch Bank branch Bank branch Bank branch

commercial premises commercial premises commercial premises commercial premises

Kraków Kraków Kraków Wieliczka

30-387 31-121 31-926 32-020

15.01.2005 10.09.1996 14.07.1997 10.12.2002

unspecified period Archives for Branch Dąbrowa Górnicza ul. 3 Maja 11 14.01.2010 unspecified period unspecified period 10.12.2012

193 194 195 196 197

Bank branch Bank branch Bank branch Bank branch Bank branch

commercial premises commercial premises commercial premises commercial premises commercial premises

31-465 31-939 31-725 31-610 34-130

01.06.1999 04.09.1997 12.07.1999 15.07.1999 04.05.1999

31.12.2010 unspecified period 31.12.2010 31.12.2009 04.05.2009

198 199 200 201

Bank branch Bank branch Bank branch Bank branch

commercial premises commercial premises commercial premises commercial premises

Kraków Kraków Kraków Kraków Kalwaria Zebrzydowska Niepołomice Kraków Skawina Kraków

32-005 31-429 32-050 31-621

01.02.1999 17.02.1997 01.07.1994 24.08.2005

unspecified period unspecified period unspecified period unspecified period

202

Bank branch

commercial premises

Kraków

30-074

25.02.1991

unspecified period

203 204 205

Bank branch Bank branch Bank branch

commercial premises commercial premises commercial premises

Sułkowice Kęty Myślenice

32-440 32-650 32-400

01.05.1999 03.07.1998 01.05.1999

unspecified period unspecified period unspecified period

206 207

Bank branch Bank branch

commercial premises commercial premises

Andrychów Mysłowice

34-120 41-400

13.07.2006 22.01.1996

13.07.2011 unspecified period

ul. Gronostajowa 3 ul. Czysta 21 os. Centrum B 1 ul. Władysława Sikorskiego 8 ul. Bajana 4 os. Kolorowe 10 os. Na Wzgórzach 32 os. Tysiąclecia 42 ul. Rynek 2 Rynek 16 ul. Łukasiewicza 3 ul. J. Piłsudskiego 10 os. Bohaterów Września 39 ul. Kazimierza Wielkiego 75 ul. 1 Maja 70 ul. T. Kościuszki 111 ul. Hipolita Cegielskiego 2 ul. Krakowska 140 ul. Świerczyny 3

208 209

Bank branch Auxiliary space

Imielin Kraków

ul. Imielińska 87 ul. Wielopole 1

41-407 31-072

01.03.1999 01.10.2004

01.03.2009 unspecified period

Bank branch Bank branch Parking Bank branch Bank branch Advertising Bank branch Bank branch

commercial premises lease of roof space for installing an aerial commercial premises commercial premises parking commercial premises commercial premises Advertising commercial premises commercial premises

210 211 212 213 214 215 216 217

Kraków Bukowno Bukowno Gliwice Kraków Kraków Kraków Balice

31-072 32-332 32-332 44-100 30-663 30-418 30-418 32-083

11.12.1998 09.10.1999 24.05.2006 10.07.1998 02.01.1996 01.11.2004 10.03.1998 01.12.2000

31.12.2008 unspecified period 31.05.2009 unspecified period unspecified period unspecified period 31.03.2008 unspecified period

218 219 220 221 222 223

Bank branch Bank branch Bank branch Bank branch Bank branch Archives

commercial premises commercial premises commercial premises commercial premises commercial premises commercial premises

Świątniki Górne Sosnowiec Kraków Gliwice Kraków Myślenice

ul. Wielopole 1 ul. Nowa 1 ul. Nowa 1 ul. A. Opla 1 ul. Wielicka 114 ul. Zakopiańska 58 ul. Zakopiańska 58 ul. kpt. M. Medweckiego 1 ul. Bruchnalskiego 4 ul. Małachowskiego 3 ul. Ujastek 1 ul. Błonie 6 ul. Rydlówka 5 ul. Gałczyńskiego 8

32-040 41-200 30-969 44-100 30-401 32-400

01.01.1997 01.10.1992 22.10.1996 14.10.1997 05.07.2006 30.06.2004

unspecified period unspecified period unspecified period unspecified period 05.07.2011 unspecified period Archives rented in Myślenice ul. Gałczyńskiego 8 for Branch at Myslenice ul. Rynek 4, owned by the Bank

224

Auxiliary space

commercial premises

Myślenice

ul. Gałczyńskiego 8

32-400

25.09.2003

25.09.2008

225 226 227 228 229 230 231 232

Bank branch Bank branch Advertising Bank branch Advertising Bank branch Bank branch Parking

commercial premises commercial premises Advertising commercial premises Advertising commercial premises commercial premises parking

Kraków Kraków Kraków Kraków Kraków Kraków Kraków Balice

31-501 31-536 31-635 30-149 31-926 31-946 30-552 32-083

01.05.1999 16.03.2005 01.01.2005 04.08.2005 01.10.2005 01.07.2004 28.11.2000 01.08.2006

30.04.2009 15.03.2010 unspecified period Advertising for branch Os. Centrum B1 04.08.2010 unspecified period 30.11.2008 unspecified period unspecified period

233 234 235

Parking Bank branch Unoccupied

parking commercial premises commercial premises

Kraków Kraków Żary

ul. Kopernika 36 ul. Podgórska 34 os. Oświecenia 21 ul. Balicka 18A os. Centrum B 1 os. Teatralne 19 ul. Wielicka 72 ul. kpt. M. Medweckiego 1 ul. Ujastek 1 ul. Gołębia 24 ul. Warszawska 5

30-969 31-007 68-200

01.01.2006 06.11.1995

unspecified period unspecified period

236

Archives

commercial premises

Oświęcim

ul. Parkowa 2

32-600

01.04.1999

237

Garage

garage

Kraków

ul. Vetulaniego 1a

31-227

01.05.1997

Outlet moved - use free of charge until 31.12.2007 - ATM is operational unspecified period Archives for Branch Oświęcim ul. Jagiełły 12 unspecified period Garage for Branch Kraków ul. Rynek 47

238

Advertising

Advertising

Kraków

ul. Mały Płaszów 4

30-721

01.09.2004

239

Garage

garage

Kraków

ul. Jerzmanowskiego 37 30-836

02.01.1995

Auxiliary space for Branch in Myślenice ul. Rynek 4 - incl. 2nd operations hall

unspecified period Advertising for Branch Kraków ul. Mały Płaszów unspecified period Garage for Branch ul. Józefińska 18

240

Plot of land

space under staircase

Wrocław

ul. Ruska 51

50-079

29.04.1996

241

Plot of land

space under entrance to branch

Wrocław

ul. Ruska 51

50-079

01.03.2002

242 243

Garage Garage

garage garage

Wrocław Radom

50-079 26-600

19.02.2002 01.01.1994

244

Auxiliary space

commercial premises

Warsaw

04-301

07.08.1998

07.08.2008

245 246 247

Bank branch Bank branch Bank branch

commercial premises commercial premises commercial premises

Warsaw Warsaw Bartoszyce

00-064 03-285 11-200

05.06.1998 06.01.1998 07.10.1998

31.07.2011 unspecified period unspecified period

248

Parking

parking

Bartoszyce

11-200

01.09.2002

unspecified period

249

Bank branch

commercial premises

Bielsko-Biała

ul. Ruska 51 ul. Tadeusza Kościuszki 2 ul. Grochowska 124/126 ul. Królewska 27 ul. Kondratowicza 20 ul. Bohaterów Monte Cassino 1 ul. Bohaterów Monte Cassino 1 ul. Grażyńskiego 141

unspecified period Lease of plot of land under staircase in Branch Wrocław ul. Ruska 51 - Bank property unspecified period Lease of plot of land under entrance to Branch Wrocław ul. Ruska 51 - Bank property unspecified period unspecified period

43-300

06.04.1995

250

Bank branch

commercial premises

Gdańsk

251

commercial premises

252

Head Office Corporate Banking Southern Macroregion Bank branch

253

additional space rented for Branch at ul. Grochowska 124/126 Warsaw

80-288

26.10.2005

Kraków

ul. Franciszka Rakoczego 17 al. Pokoju 1

unspecified period Sub-Branch (Punkt Obsługi Kasowej) for Branch Bielsko-Biała ul. Stojałowskiego 23 - cost-free 25.10.2010

31-548

22.05.1997

20.10.2007

commercial premises

Kraków

al. Pokoju 1

31-548

22.05.1997

20.10.2007

Bank branch

commercial premises

Lubochnia

ul. Tomaszowska 9

97-217

-

-

254 255

Bank branch Bank branch

commercial premises commercial premises

Myszyniec Sosnowiec

pl. Wolności 60 07-430 ul. Gen. Zaruskiego 11 41-200

28.04.1997 24.07.1996

256

Bank branch

commercial premises

Tychy

ul. Turyńska 100

43-100

20.06.1996

257

Bank branch

commercial premises

Wieliczka

ul. Park Kingi 1

32-020

12.03.1996

258

Unoccupied

commercial premises

Goleniów

ul. Przemysłowa 1

72-100

01.02.1998

unspecified period unspecified period Agreement with Magneti Marelli Poland S.A. - cost-free unspecified period Agreement with Fiat Auto Poland S.A. cost-free unspecified period Agreement with Wieliczka salt mines cost-free 01.02.2008 Premises used to house a wound up branch - agreement runs until 02.2008 ATM remains operational

The building in Kraków Al. Pokoju 1 houses the Bank's Head Office and a Branch - single lease agreement The building in Kraków Al. Pokoju 1 houses the Bank's Head Office and a Branch - single lease agreement Bank branch operates here - legal status being set right

259

Unoccupied

commercial premises

Doruchów

ul. Ostrzeszowska 3

63-505

03.07.1969

03.07.2068

Legal status unsettled - building erected undere a 99-year let-for-use agreement (agreement dated 03.07.1969). Land is not owned by the Bank, GS Samopomoc Chłopska in Doruchów entered in title and mortgage register as owner. Premises vacated by wound up outlet, now leased by the Bank to GS in Dorochów.

260

Unoccupied

commercial premises

Chełm

ul. Lubelska 69

22-100

10.11.1998

31.12.2007

261

Archives

commercial premises

Warsaw

ul. Bema 86

01-233

01.05.1998

unspecified period

262

Archives

commercial premises

Warsaw

ul. Świętokrzyska 18

00-916

25.10.1999

unspecified period

263

Archives

commercial premises

Olsztyn

ul. Warmińska 13 b-c

10-015

01.08.2000

unspecified period

264

Archives

commercial premises

Wieliczka

ul. Rynek Górny 5

32-020

02.01.2001

unspecified period

265

Bank branch

commercial premises Gdynia (unit being prepared for opening)

ul. Kartuska 9

81-044

24.11.2005

16.09.2011

266

Bank branch

commercial premises Warsaw (unit being prepared for opening)

ul. Przejazd 4

02-654

16.08.2006

30.11.2011

Premises used to house a wound up branch, ATM of Branch Chełm ul. Łuczkowskiego 15 still operates, rest of space leased by Bank to Energo-ZAM S.A. Archives of Branch Warsaw ul. Krucza 24/26 Archives of Branch Warsaw ul. Chmielna 132-134 Archives of Branch Olsztyn ul. Dąbrowszczaków 11 Archives of Branch Wieliczka ul. Sikorskiego 8 Preliminary agreement - unit being prepared for opening, estimated opening date 28.12.2006 (may be kept provided all the permits are obtained). Preliminary agreement - unit being prepared for opening, estimated opening date 1st quarter of 2007 (may be kept if ownership title is transferred on time to the lessee)

267

Unoccupied

commercial premises

Al. 3 Maja 2

97-300

29.09.2005

30.09.2010

268

Advertising

lease of facade

Piotrków Trybunalski Warsaw

02-503

15.07.2005

269 270

Advertising Advertising

lease of facade lease of facade

Łódź Płock

ul. Jarosława Dąbrowskiego 81 ul. Piaski 4 ul. Walecznych 4

94-003 09-402

01.02.1999 02.01.2003

271

Advertising

lease of land

Poznań

former Krzywoustego brak street (no longer exists)

29.12.2003

272

Advertising

lease of facade

Wrocław

ul. Gubińska 15

01.03.2006

unspecified period Signage of Branch Warsaw ul. Dąbrowskiego 81 unspecified period Signage of Branch Łódź, ul. Piaski 4 unspecified period Signage of Branches at Walecznych 4 and Gierżyńskiego 17 unspecified period Signage for Branch Poznań ul. Wolności 18. Billboard placed along rebuilt section of motorway dz. Nr 4 /2 unspecified period Signage of Branch Wrocław ul. Gubińska 15

54-434

273

Advertising

lease of facade

Gdańsk

ul. Uphagena 27

20-237

31.04.2004

274

Bank branch

commercial premises

Leszno

ul. Matejki 8

64-100

275

Head Office - storage

storage space

Warsaw

ul. Postępu 4

02-676

276 277

Head Office - storage Head Office - storage

storage space storage space

Warsaw Łomianki

ul. Garażowa 4 ul. Łąkowa 19

02-651 05-092

278

Advertising

advertising surface

Chrzanów

ul. Mieszka I 9

32-590

12.02.1996 15.03.1993 11.01.2001 16.08.1999 11.10.2001 15.09.2005 no contract signed 20.09.2001

279

Archives

commercial premises

Warsaw

ul. Królewska 27

00-064

1997-02-10

280

Garage

garage

Kraków

ul. Wrzesińska 13

31-031

no contract signed

unspecified period Signage of Branch Gdańsk ul. Uphagena 27 31.10.2006 Agreement ended, premises not restored 31.10.2006 to original condition 31.10.2006 unspecified period unspecified period unspecified period no contract signed unspecified period ATM sign concerns ATM in Chrzanów ul. Mieszka I 9, który przechodzi do Pekao (dotąd przypisany dla O/Chrzanów Henryka 55) unspecified period Archives for Branch Świętokrzyska 14 enter via Branch Warsaw Królewska 27 (Pekao) no contract signed The Bank has been using the land with no contract signed, we only have the facility monitoring agreement. The garage is used by Head Office (6 parking spaces)

BPH S.A. Spin-off Plan Table 12 List of trademarks the rights to which are vested into Pekao S.A.

Trademark type Bank BPH

Trademark representation

Filed on

Notification number

Registration number registration decision issued

2003.12.10

Z-273711

Bank BPH

2003.12.10

Z-273712

registration decision issued

Bank BPH

2003.12.10

Z-273713

Bank BPH

2003.12.10

Z-273714

registration decision issued registration decision issued

2004.05.31 priority: 2003.12.10

003854221 (CTMEU trademark)

trademark registered

2002.03.04 2003.12.10

Z-247192 Z-273715

abandoned registration decision issued

original in green Bank BPH

HVB BANK Bank BPH

Verbal

BPH S.A. Spin-off Plan Table 13 List of copyrights allocated to Pekao S.A. COPYRIGHTS COPYRIGHT TO MASTERCARD CORPORATE PAYMENT CARD COPYRIGHT TO MAESTRO BUSINESS PAYMENT CARD COPYRIGHTS - A HAND SIGNING A DOCUMENT

BPH SA Spin-off Plan Table 14 List of administrative decisions, permits, concessions and allowances assigned to Pekao S.A. l.p.

Body/entity which issued decision Patent Office of the Republic of Poland Department for Trade Marks Research Al. Niepodległości 188/192, 00-950 Warszawa Patent Office of the Republic of Poland Department for Trade Marks Research Al. Niepodległości 188/192, 00-950 Warszawa

Decision’s addressee Bank BPH S.A.

Subject of the decision

Bank BPH S.A.

Granting protection right to the trade mark of Bank BPH reported of Bank BPH reported on 2003-12-10 under the number of Z-273712; reservations: black, red

04.08.2006 Reported under the number of Z273712

3.

Patent Office of the Republic of Poland Department for Trade Marks Research Al. Niepodległości 188/192, 00-950 Warszawa

Bank BPH S.A.

Granting protection right to the trade mark of Bank BPH reported on 2003-12-10 under the number of Z-273713; 10 under the number of Z-273712; reservations: black, red

04.08.2006 Reported under the number of Z273713

4.

Patent Office of the Republic of Poland Department for Trade Marks Research Al. Niepodległości 188/192, 00-950 Warszawa

Bank BPH S.A.

Granting protection right to the trade mark of Bank BPH reported on 2003-12-10 under the number of Z-273712; reservations: black, red Z-273714; reservations: green red

04.08.2006 Reported under the number of Z273714

5.

Patent Office of the Republic of Poland Department for Trade Marks Research

Bank BPH S.A.

Granting protection right to the trade mark of Bank BPH reported on 2003-12-10 under the number of Z-273715; reservations: dark blue

04.08.2006 Reported under the number Z273715

1.

2.

Granting protection right to the trade mark of Bank BPH reported on 2003-12-10 under the number of Z-273711; reservations: dark blue, red, blue

Date of decision’s issuance/number 04.08.2006 Reported under the number of Z-273711

Al. Niepodległości 188/192, 00-950 Warszawa 6.

Office for harmonization in the internal market (trade marks and designs) Alicante, Hiszpania

Bank BPH S.A.

Granting protection right to the trade mark of Bank BPH, CTM EU trade mark, number 003854221

Registration procedure was completed but Bank BPH S.A. awaits the registration certificate

BPH S.A. Spin-off Plan Table 14 continuation

Item

1

2 3

Specification of administrative decisions related to the Transferred Branches Date granted and number of the decision Subject of the decision Name of outlet Organ issuing decision 21.08.2006. No Branch in Bielsko-Biała ul. ks. President of the City of Bielsko- UA 7353Permission to modernize the branch in Stanisława Stojałowskiego 23 Biała 20/87/06/RD Bielsko-Biała Permission to drive in Dyrekcyjna street - applies to the car used by the Branch in Katowice al. Wojciecha employee of Bank BPH - Bogusława Korfantego 56 President of the City of Katowice 04.08.2006. Rejowicz Branch in Wadowice ul. Lwowska 19.05.2005. No 9 Starost of Wadowice 315/2005 Construction permission

4 Branch in Trzebinia Rynek 23

Voivodship Office for Roads Administration in Kraków

Branch in Świątniki Górne ul. 5 Bruchnalskiego 4

Poviat Office for Roads Administration in Kraków Conservator of Monuments for Małopolskie Voivodship 6 Branch in Kraków ul. Pijarska 1 State Inspector for Building 7 Branch in Kraków ul. Balicka 18a Supervision Branch in Kraków os. Bohaterów President of the City of Kraków 8 Września 39

30.12.2005. No Permission to occupy a road lane in ZDW/K/697/165/III/0 order to install an ATM coffer in ul. 5 Piłsudskiego in Trzebinia Permission to place a 23.10.2001. telecommunication line connection over No Z.D.P.K. the poviat road: Bruchnalskiego street 3/437/333/6581/2001 in Świątniki Górne 11.10.2006.

Conservator's permission

23.01.2006.

Permission for use

23.04.2002. 1. 31.08.2006. 1.Gmina of Kraków 01.12.2005. 2. Conservator of Monuments for 757/05 Branch in Kraków Rynek Główny Małopolskie Voivodship 3. 20.11.2005. President of the City of Kraków 2071/05 9 47

Permission for use 2. No 1. Permission to occupy a road lane in 3. order to set up scaffolding No 2. Conservator's permission 3. Construction permission

10.07.2003. No President of the City of Rzeszów AN.II.54.7355/30/03 10.07.2001. No ABranch in Zabrze pl. Warszawski 73510a/177/3661/22 President of the Town of Zabrze 24/2001/GD 11 9 Branch in Dąbrowa Górnicza al. President of the Town of 20.07.2006. No Dąbrowa Górnicza 361/2005 12 Piłsudskiego 90 Branch in Rzeszów ul. 10 Bernardyńska 7

13 Branch in Myślenice Rynek 4

Poviat Inspector for Building Supervision

Branch in Wieliczka ul. 14 Władysława Sikorskiego 8

1. Poviat Inspector for Building Supervision in Wieliczka 2. Mayor of Town and Gmina of Wieliczka

Branch in Limanowa ul. Jana 15 Pawła II 19

16 Branch in Nowy Targ Rynek 4

Poviat Office for Roads Administration in Limanowa Administration Office for Green and Recreation Areas in Nowy Targ

06.08.2004. No PINB.7353/U/43/04 1. 23.12.2003. No PINB7353e/W/m/55/03 2. 25.05.2006. No WGK 5548/DP/R/8/2006 18.01.2006. No PZD/2211/7/KIT/06 10.03.2006. ZG/W-28/06

11.08.2006. Branch in Zakopane ul. Krupówki Poviat Headquarters of the State No PZ.5580/DZ Fire Department in Zakopane 31/06 17 19 Branch in Bochnia ul. Kazimierza State Labour Inspection District Labour Inspector 18 Wielkiego 9 Branch in Ciechanów Plac Jana 19 Pawła II 8

President of the Town of Ciechanów

No

Permission to use the 2nd floor of the building

Permission for use Construction permission

Permission for use

1. Permission to use the building 2. Permission to occupy a road lane with the aim of installing an ATM coffer Permission to occupy a road lane with the aim of installing an ATM coffer (in M.B. Bolesnej street) Permission to occupy a road lane with the aim of installing an ATM coffer Order to remove defects in the air conditioning system, adjusting the general communication passageways to requirements of the fire protection provisions

31.10.2005. No Adjusting the branch to requirements of 1E-07039-K69-N1/05 the labour law Permission to occupy a road lane with 12.01.2006. the aim of installing an ATM coffer in ul. No 13/06 Warszawska

Branch in Przasnysz ul. 3 Maja 20 13

Starost of Przasnysz

Branch in Działdowo pl. 21 Mickiewicza 2/3

05.09.2006. Mayor of the Town of Działdowo 13/R/9/06

22 Branch in Nidzica ul. Wolności 7

Town Office in Nidzica

1. City Office in Gdańsk 23 Branch in Gdańsk ul. Ogarna 116 2. City Office in Gdańsk Branch in Warszawa ul. 24 Rakowiecka 25-27 Branch in Nakło nad Notecią ul. gen. Henryka Dąbrowskiego 1725 23 Branch in Kołobrzeg ul. Ppor. 26 Edmunda Łopuskiego 6

Approval for the construction design and granting permission to perform construction works aimed at renovating elevation of the building located in Przasnysz at 13, 3 maja Street.

12.05.2006. No 206/06

No Permission to occupy a road lane with the aim of installing an ATM coffer

17.01.2006. No TI 5548-11/06

Permission to occupy a road lane with the aim of installing an ATM coffer

1. Construction permission (reconstruction of the staircase and social rooms on the 5th floor, together with reconstruction of the payment around the building, damp-proofing of 1. 27.09.2006. the basement walls and making a No WUAiOZ-Iconnection to the rainwater drainage 7353/2143/2006/4system) 2. Construction KN 2. permission (reconstruction of the 05.04.2006. No customer service rooms on the 1st floor, WUAiOZ-Itogether with sanitary and electrical 7353/584/2006/4-IRP installations)

President of the Capital City of Warsaw

Branch in Nowy Tomyśl ul. 27 Adama Mickiewicza 15

01.09.2006. No 5/04/2006 14.09.2006. Mayor of the Town and Gmina in No GK 7040aNakło on Noteć 99/2006 13.06.2006. No Poviat Starostship in Kołobrzeg B.7351-609/2006 23.08.2004. No KIRiOŚ Town Office in Nowy Tomyśl 7040/35/03

Branch in Poznań Stary Rynek 28 97/98

President of the City of Poznań

02.06.2006. 1189/2006

Permission to occupy a road lane with the aim of installing an ATM coffer Permission to occupy a road lane with the aim of installing an ATM coffer Permission for reconstruction (of the 24h zone) Permission to drive in Mickiewicza street in order to supply goods and to transport cash No Construction permission 1.

Branch in Wrocław pl. 29 Powstańców Śląskich 9

31.12.2002. No 495/02 1 City Office in Wrocławia 2. 30.12.2004. 2. President of the City of No 2120/04 Wrocław 3. State 3. 29.07.2005. Labour Inspection District Labour No 1C-16080-5116Inspectorate in Wrocław 614/05

Branch ine Wrocław ul. J. 30 Piłsudskiego 88 Branch in Kudowa Zdrój ul. 31 Zdrojowa 18

1. Administration Office for Roads and City Transportation in Wrocław 2. Administration Office for Roads and City Transportation in 3. City Office in Wrocław Poviat Inspectorate for Building Supervision

Branch in Wrocław ul. Gubińska 32 15

Branch in Wrocław ul. Jedności 33 Narodowej 203

Poviat Inspectorate for Building Supervision for the City of Wrocław 1. Poviat Inspectorate for Building Supervision for the City of Wrocław 2. Administration Office for Roads and City Transportation in Wrocław

1. 12.01.2006. No 154434/05 2. 12.01.2006. No 13/4434/05 3. 10.05.2001. No 25.11.2004.

1.Permission to use the rooms of the Regional Cash Center of Bank BPH PBK S.A. at 9 Powstańców Śląskich Square 2. Construction permission 3. Order to remove the detected faults related to work safety and hygiene conditions 1. Permission to occupy a road lane with the aim of installing an ATM coffer at 88 Piłsudskiego street, from the side of ul. Stawowa 2. Permission to occupy a road lane with the aim of installing an ATM coffer at 88 Piłsudskiego street 3. Permission to use the Bank sub-branch in the building located at 88 Piłsudskiego street

09.05.2006. No 180-IV/06

Providing a building for use Permission to use the rooms after reconstruction for the needs of Bank BPH, situated on the ground floor in the building at 15 Gubińska street

1. 30.05.2005. No 277-II/2005 2. 12.01.2006. No 15/4436/06

1. Permission to use the premises 2. Permission to occupy a road lane with the aim of installing an ATM coffer

1. President of the City of Zielona Góra 2. President of the City of Zielona Góra Branch in Zielona Góra ul. 3. President of the City of Zielona Góra 34 Podgórna 9a 1. State Fire Brigade Chief for the City of Wrocław 2.State Branch ine Wrocław ul. gen. Jana Fire Brigade Chief for the City of Wrocław 35 Henryka Dąbrowskiego 42 Branch in Złocieniec ul. 36 Bohaterów Warszawy 19

Mayor of Town and Gmina of Złocieniec

1. 13.03.2002. No 180/02 2. 05.07.2004. No RM.II.7353475/04 3. 12.04.2005. No 186/05 1.12.05.2005. No 183/2005 2.13.05.2005 No 184/2005 01.09.2006. No GK.II.5548/53/2006

1. Construction permission 2. Permission to perform construction works 3. Permission to perform construction works 1.Order to remove defects violating the fire protection provisions 2.Order to remove defects violating the fire protection provisions Permission to occupy a road lane with the aim of installing an ATM coffer

BPH S.A. Spin-off Plan Table 15 List of court civil proceeding including employee, settlement and bancruptcy proceedings connected with TRANSFERRED UNITS as at 1st October 2006.

C - active civil matters (Bank is a plaintiff) B - passive civil matters (Bank is a defendant) UP - bankruptcy proceedings UK - settlement proceedings P - labour law proceedings NOTE! The list does not contain the BPH S.A.branches which are not involved in any court proceedings in any of the above types of matters The list does not include court proceedings conducted and supervised by the Retail Workout Deprtament and Workout Department (concerns collection of outstanding balances from retail customers assigned to TRANSFERRED UNITS (BRANCHES) and collection of outstanding balances from corporate customers) The listed proceedings shall be taken over by Pekao S.A. together with all TRANSFERRED UNITS (BRANCHES). C B Branch in Kielce al. 1000-lecia Państwa Polskiego 4 ref. number

court

ref. number IC 181/04 IC 883/06 IC 885/06

court

ref. number

C

Branch in Końskie ul. Zamkowa 12 ref. number

C

Branch in Nowy Sącz ul. Jagiellońska 26 ref. number Nc 459/06 VGC 781/06 Branch in Dobre Miasto ul. Warszawska 12

court

ref. number ICa 1039/04

ref. number not assigned (K. Sudek) Branch in Kraków Rynek Główny 47

court

ref. number

ref. number IC 130/06

court District Court Wadowice C

ref. number

ref. number

court

ref. number XIIGO 400/06

C

Branch in Sucha Beskidzka ul. Adama Mickiewicza 48

ref. number VIIIU 3442/06 Branch in Polanica Zdrój ul. Zdrojowa 25 ref. number VII U 1812/05 Branch in Lublin ul. Krakowskie Przedmieście 72

court District Court VIII Section US Lublin C

ref. number

court District Court Nowy Sącz

ref. number

UP

ref. number U 15/02

ref. number

court

ref. number

court

ref. number U-125/01/S

court

ref. number

ref. number

court

ref. number

ref. number

court

ref. number

court

ref. number

court

ref. number

court

ref. number

ref. number

court

ref. number

court

ref. number

court

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court District Court Civil Section I Poznań District Court Civil Section I Poznań District Court Wrocław Śródmieście District Court Civil Section I Poznań

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court District Court Sectioniał VII WPiUS Puławy P

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court ref. number District Court Section XV G Bydgoszcz District Court Section XV G Poznań District Court Section XV G Poznań

court P

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court District Court Section Pr Ostrowia Mazowiecka P

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court District Court Wyd.Pracy Ostrowia Maz. P

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ref. number IVP 542/06 IV P 530/06 IV P 390/06

court District Court Section IV Pr Zabrze District Court Section IV Pr Zabrze District Court Section IV Pr Zabrze P

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court District Court SP Dąbrowa Górnicza P

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UK

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ref. number VIIP 1889/05 VIIP 289/06 VIIP 1/06

UK

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District Court Kielce District Court Kielce C

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Branch in Olkusz ul. Króla Kazimierza Wielkiego 49

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C

Branch in Ostrów Mazowiecka ul. Grota Roweckiego 1

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not assigned (ZUS) District Court SPiUS Lublin

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Branch in Kraśnik ul. Tadeusza Kościuszki 7

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District Court Kraków Nowa Huta C

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court SA Kraków

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B ref. number IC 2049/05

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Branch in Krakowie os. Centrum B 1

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court District Court Nowy Sącz District Court Kraków Śródmieście C

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court District Court Civil Section I Kraków District Court Civil Section I Kraków District Court Civil Section I Kraków B

UK

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P court District Court Section VI Pr Poznań

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ref. number IIC 1278/05 not assigned (R. Zieliński)

ref. number IAca 146/01 II C 1444/05 IC 764/05 IIC 338/05 IC 852/04 IC 425/05 IIC 1078/05 IAca 452/06 I Aca 947/06

court ref. number SA Civil Section I Łódź XIIU 87/03 District Court Civil Section II Łódź Śródm. District Court Civil Section I Łódź Widzew District Court Civil Section II Łódź Śródm. District Court Civil Section I Łódź Śródm. District Court Civil Section I Łódź Widzew District Court Civil Section II Łódź SA Civil Section I Łódź SA Civil Section I Łódź B

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IAca 257/06 C

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ref. number XP 696/06 VIIPa 276/06 VII Pa 275/06

court District Court Section X P Pr Łódź Śródm. District Court Section VII SPiUS Łódź District Court Section VII SPiUS Łódź

court

ref. number XIMp 118/06

court District Court XI Section P Pr Łódź Śródm. P

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court District Court XI Section P Pr Łódź Śródm.

UK

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court District Court Warszawa -Śródmieście P

court

ref. number VIII P 171/05 XP 137/05 VIII P 169/05 VIII P 166/06 VIIIP 170/06 VII P 2173/00 VIIP 1552/02 VIIIP 4028/05 P

court District Court Section VIII P Pr Warszwa Śródmieście District Court Section X P Pr Warszawa Śródmieście District Court Section Vi P Pr Pruszków District Court Section VIII P Pr Warszwa Śródmieście District Court Section VIII P Pr Warszawa Śródmieście District Court Warszawa Praga District Court Section VIII P Pr Warszawa Śródmieście District Court Warszawa

court

ref. number VIIP 1078/06 VIIIP 778/05 VIII P 776/05 VIIP 427/06 VIIIP 1195/06 IVP 3995/05/N XXIP 670/06 VIIP 3820/06

court District Court Section VII P Pr Warszawa Śródmieście District Court Section VIII P Pr Warszawa Śródmieście District Court Section VIII P Pr Warszawa Śródmieście District Court Section VII P Pr Warszawa Śródmieście District Court Warszawa Śródmieście District Court Kraków Nowa Huta District Court Warszawa District Court dla m.st.Warszawa P

court

ref. number VIIIP 39/06 VIII P 4227/05 VIIIP 4026/05

court District Court Section VIII P Pr Warszawa Śródmieście District Court Warszawa Śródmieście District Court Warszawa P

court

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court

ref. number IVP 204/05 IVP 214/05 IVP 231/05 IVP 240/05 IVP 234/05 IVP 237/05 IVP 333/05 IV 207/05 IVP 201/05 IVP 221/05 IVP 211/05 IVP 244/05 IVP 443/05 IVP 3230/05 IVP 224/05 IVP 223/05

court District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków

UK

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court

UK

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court District Court Civil Section II Warszawa District Court Civil Section I Warszawa

court District Court Sectioniał VII US Warszawa District Court Warszawa District Court Warszawa District Court Warszawa District Court Warszawa-Śródmiescie District Court Warszawa-Śródmiescie District Court Warszawa-Praga District Court Warszawa-Praga District Court Warszawa-Praga District Court Warszawa District Court Warszawa-Praga District Court Warszawa District Court Warszawa-Śródmieście

UK

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C

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ref. number XXII P 2123/05 XXII P 2669/05 VIIIP 2530/05 VIIIP 2586/05 VIIIP 3228/05 VIIIP 591/06 VIIIP 1772/05 VIIP 1890/04 VIIIP 360/05 XP 2578/05 VIP 298/06 VIIP 1060/06 VIIIP 1261/05 P

UK

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P court

UK

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B ref. number VIIP 4322/00

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court District Court Civil Section III Warszawa District Court Civil Section I Warszawa

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Branch in Warszawa ul. Emilii Plater 53

court

B ref. number IIIC 1487/01 IC 512/06

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Branch in Warszawa ul. Nowogrodzka 50

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UK

court ref. number District Court Section XII Łódź Śródmieście

District Court Civil Section I Radom SA Civil Section I Łódź

ref. number Branch in Warszawa ul. Wilcza 33

UP

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court District Court Civil Section II Łódź

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Branch in Warszawa ul. Żwirki i Wigury 1

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C

Branch in Łódź ul. Pilota Stanisława Wigury 21

Branch in Warszawa pl. Defilad 1

District Court Civil Section III Poznań B

C

Branch in Łódź ul. Piaski 4

Branch in Warszawa ul. Jasna 1

IIIC 10/05/1 C

Branch in Łódź al. Tadeusza Kościuszki 63

UK

IVP 227/05 IVP 220/05 IVP 241/05 IVP 213/05 IVP 217/05 IVP 242/05 IVP 242/05 IVP 242/05 IVP 232/05 (4 spr) IVP 202/05 (3 spr) IVP 212/05 (5 spr) IV 222/05 (4 spr) C

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ref. number VGC 482/06

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court District Court Białystok

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Branch in Warszawa ul. Towarowa 25

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court District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok

UK court

District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Section IV Pruszków District Court Pruszków District Court Pruszków District Court Pruszków District Court Pruszków District Court Pruszków District Court Pruszków District Court Pruszków P

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Branch in Warszawa ul. Chmielna 132-134

District Court Poznań District Court Section XVIII Poznań C court

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court District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok P

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court District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok P

UK

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court District Court Section XII Cyw Poznań District Court Civil Section III Poznań District Court Civil Section I Poznań

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Branch in Poznań Stary Rynek 97/98

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District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok District Court Section VI Białystok P

UK court

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C

Branch in Dąbrowie Białostockiej pl. Kościuszki 1

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court District Court Civil Section I Kraków B

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Branch in Olecko ul. 11 Listopada 8

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B

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Branch in Rybnik ul. 3 Maja 10

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B

C

Branch in Bydgoszcz ul. Trybunalska 2

UP court

VIP 1511/04 VIP 2367/04 VIP 2371/04 VIP 2362/04 VIP 2366/04 VIP 1159/05 VIP 1526/04 VIP 1459/04

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court District Court Warszawa P court District Court Warszawa P court

Branch in Warszawa ul. Migdałowa 4

Branch in Bielsku-Białej ul. ks. Stanisława Stojałowskiego 23

C ref. number C ref. number IV Cupr/324/06/K XC 408/05 XC 290/06 XNc 3392/05

Branch in Warszawa ul. Nowogrodzka 11 ref. number

Branch in Warszawa ul. Królewska 27

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court District Court IVW.Grodz.Kraków District Court Section.Gr Bielsko B. District Court Section.Gr Bielsko B. District Court Section.Gr Bielsko B. C court

IIC 823/06

District Court Warszawa

B ref. number IIIC 372/02

court District Court Warszawa

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ref. number IIC 583/00 IC 157/96

C ref. number

Branch in Warszawa ul. Nowy Świat 6/12

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Branch in Warszawa ul. Młynarska 16

Branch in Szczecin ul. Szczerbcowa 4

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Branch in Kołobrzegu ul. Ppor. Edmunda Łopuskiego 6

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Branch in Gdynia ul. 10 Lutego 24 ref. number

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Branch in Gdańsk ul. Ogarna 116 ref. number VI Ns 1/02 IC 1210/05

Branch in Gdańsk ul. Jana Uphagena 27

Branch in Kościan Rynek 32

Branch in Jędrzeów ul. Partyzantów 3

court

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B court District Court Gdańsk

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UK

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C ref. number IACa 465/06

Branch in Grójec ul. Bankowa 11 ref. number

Branch in Wołomin ul. Miła 8/12

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ref. number IVP 196/05 IVP 119/05 IVP 252/05 IVP 97/05 IVP 141/05 IVP 275/05 IVP 261/05

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UK

UP

court District Court Gdańsk District Court Gdańsk P

P

UK court

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UK

XIIPa 216/05 Branch in Warszawa ul. Targowa 81

court

P

UK

court ref. number District Court Section V G Leszno UP court ref. number Kielce Łódź UP court ref. number

court District Court Gdańsk P

P

UK ref. number

court District Court Waszawa Żoliborz P court District Court court Pracy i Ubezp Społ Szczecin P court District Court Kołobrzeg District Court Kołobrzeg District Court Kołobrzeg District Court Kołobrzeg District Court Kołobrzeg District Court Kolobrzeg District Court Kołobrzeg P court District Court Szczecin District Court Szczecin P court

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P

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court District Court Olsztyn District Court Olsztyn District Court Gdańsk District Court Elbląg District Court Olsztyn District Court Gdańsk UP court

court

P

UK

ref. number XU 38/06 Upadł

court

P

UK

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court District Court Warszawa

P

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B

C ref. number

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Branch in Warszawa ul. ks. Ignacego Kłopotowskiego 15

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B

C

Branch in Gorzowie Wielkopolskim ul. Fabryczna 12

court

UK ref. number

UP ref. number

B court

UK ref. number

UP

court District Court Civil Section I Warszawa B court

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court

UP ref. number

B

C ref. number

B court District Court Civil Section II Warszawa District Court Koszalin B court

UP ref. number

B

C ref. number

court

UP ref. number

UK

court District Court Warszawa-Praga Labour Section XII P court P court District Court Labour Section IV Grójec District Court Labour Section IV Grójec District Court Labour Section IV Grójec District Court Labour Section IV Grójec District Court Labour Section IV Grójec District Court Labour Section IV Grójec District Court Labour Section IV Grójec P court

Inc 2477/06 Branch in Piasecznie ul. Jana Pawła II 2

Południe

IC 340/05 C

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Branch in Ciechanowie Plac Jana Pawła II 8

Branch in Pułtusku ul. 17 Sierpnia 37

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Branch in Nasielsku ul. Elektronowa 8-10

court

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Branch in Dębicy ul. Tadeusza Kościuszki 6 ref. number Branch in Rzeszowie ul. Juliusza Słowackiego 5

Branch in Słupsku ul. Jana Kilińskiego 45a

court

ref. number IC 359/06

court

ref. number IC 339/04 IC 1055/04

court

ref. number IC 515/04

C ref. number C

Corporate Center in Kielce ref. number

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ref. number XGC 28/05

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court

ref. number VIIC upr 212/06 IVGNc 1020/06 XVGNc 736/05 VGNc 530/06 ICo 1500/06 IACa 242/06 not assigned (D. Adamczak

court District Court VII Section Cyw Radom District Court Section IV Gosp District Court Warszawa District Court Ciechanów District Court Warszawa Praga SN District Court Opole Section.I.cyw.

ref. number

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VIIIGC 684/04 XXGC 401/06

District Court Section VIII G Szczecin District Court XX Section G Warszawa

court

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ref. number VU 13/02

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court

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court

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court

ref. number IVP 1103/05

court

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court District Court Section IV Pr Kielce P court P

court

ref. number VIPa 330/06 VIP 7/06/02

court District Court Section VI Pr Poznań District Court Section VI Pr Poznań P

court

ref. number VIP 928/05

court District Court Section VI Pr Białystok P

court

ref. number

court P

court

ref. number

court

court

VIP 19/04

District Court Szczecin P

ref. number VIP 170/06 VIP978/06 XXIP 465/06 VIIP 2633/06 VIIIP2239/05 VIIP 1189/06 VIIIP 4028/05

court District Court Warszawa Praga Pd District Court Warszawa Praga Pd District Court Warszawa District Court Warszawa Żoliborz District Court Warszawa District Court Warszawa District Court Warszawa

XXIIP 2065/05 VIIP 3878/06 XXIIP 2767/05 XXIIP 2602/05 XXPa 389/05 VIIP 2117/03 VIIPupr 280/05 VIIPupr 418/05 VII Np. 755/05 VIIP 237/05 VIIP 241/05 VIIP 99/05 VIIP 1854/05 VIIPupr 482/06 VIIP Pupr 367/06 IC 1017/05 INc 5822/05 VIP 41/06 VIIP 431/06 VIIIP 4926/05 VIIP794/06 XIIP 5396/04 XP 235/01 VIIP 1693/06 XIIPa 72/05 P 1351/05 P 1383/05 P 1382/05

District Court Warszawa Praga District Court dla m.st.Warszawy District Court Section VII SPiUS Warszawa District Court Section VII SPiUS Warszawa District Court Section XII P Warszawa District Court Section VII SPiUS Lublin District Court Section VII SPiUS Lublin District Court Section VII SPiUS Lublin District Court Section VII SPiUS Lublin District Court Section VII SPiUS Lublin District Court Section VII SPiUS Lublin District Court Section VII SPiUS Lublin District Court Section VII SPiUS Lublin District Court Section VII SPiUS Lublin District Court Section VII SPiUS Lublin District Court Section I C Lublin District Court Section Grodz Lublin District Court Section VI P Białystok District Court Section VII P District Court Warszawa Śródm District Court Warszawa District Court Warszawa District Court Warszawa Praga Pd District Court Warszawa District Court Warszawa District Court Section SPiUS Szczecin District Court Section SPiUS Szczecin District Court Section SPiUS Szczecin

UK court

court P

UK court

court

P

UK court

P court District Court dla m.st Warszawa District Court Warszawa District Court dla m.st.Warszawy P court District Court Section Pracy Ciechanów District Court Ciechanów District Court Ciechanów P court District Court Section VIII Pracy Warszawa Śródm District Court Section Pracy Ostrowia Mazow P court District Court Warszawa-Żoliborz P court P

UK

UP

ref. number

court

UK

UP court

ref. number VIIP 2826/06

UK

court District Court Płock UP

ref. number

court

UK

UP

court

ref. number VIIIP 4763/05 IVP 580/05 (7 spraw)

UK

court

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court

UK

UP

court District Court Section X G Wrocław B

ref. number IVP 266/05 (15 spraw) IVP 2/05 (2 sprawy) IVP 417/05 (15 spraw)

UK

UP ref. number

court

UK

UP ref. number

ref. number VIIP 836/06 XXIIIP 2821/05 VIIP 1180/06

UK

UP court

SA Warszawa

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court

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B ref. number VIACa 492/06

court

court

UK

UP

court District Court Civil Section I Rzeszów District Court Civil Section I Rzeszów B court District Court Civil Section I Poznań B

ref. number

C

ref. number

UP

B

C

Corporate Center in Szczecin

court

UP

B

C

Corporate Center in Wrocław

ref. number

B

C

Corporate Center in Białystok

court

court

ref. number

ref. number

UP

B

C

Corporate Center in Poznań

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SA Rzeszów B

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C

Corporate Center in Ciechanów

court

B

C ref. number

ref. number

B

C

UK court

UP court

B

C ref. number

UP ref. number

B

C ref. number

Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office Head office

ref. number

C ref. number

Head office Head office Head office Head office Head office Head office Head office Head office

court

District Court Civil Section I Wołomin B court

Head office Head office Head office Head office Head office Head office Head office Head office

P 1386/05 P 1373/05 P 1375/05 P 1374/05 P 1372/05 P 1368/05 P 1369/05 P 1371/05

District Court Section SPiUS Szczecin District Court Section SPiUS Szczecin District Court Section SPiUS Szczecin District Court Section SPiUS Szczecin District Court Section SPiUS Szczecin District Court Section SPiUS Szczecin District Court Section SPiUS Szczecin District Court Section SPiUS Szczecin

BPH S.A. Spin-off Plan Table 16 List of locations of ATMs the rights to use is vested in Pekao. No. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57

ATM BPHW0002 BPHW0004 BPHW0005 BPHW0006 BPHW0007 BPHW0008 BPHW0009 BPHW0010 BPHW0011 BPHW0012 BPHW0013 BPHW0014 BPHW0015 BPHW0017 BPHW0018 BPHW0021 BPHW0022 BPHW0023 BPHW0024 BPHW0025 BPHW0026 BPHW0027 BPHW0028 BPHW0029 BPHW0030 BPHW0031 BPHW0032 BPHW0033 BPHW0034 BPHW0035 BPHW0037 BPHW0038 BPHW0039 BPHW0040 BPHW0041 BPHW0042 BPHW0043 BPHW0044 BPHW0045 BPHW0046 BPHW0047 BPHW0048 BPHW0049 BPHW0050 BPHW0052 BPHW0053 BPHW0054 BPHW0055 BPHW0056 BPHW0057 BPHW0058 BPHW0060 BPHW0061 BPHW0062 BPHW0064 BPHW0066 BPHW0067

Town Kraków Kraków Kraków Kraków Kraków Kraków Bielsko-Biała Bielsko-Biała Dąbrowa Górnicza Wieliczka Gorlice Gorlice Katowice Kęty Kęty Olkusz Oświęcim Sosnowiec Sosnowiec Trzebinia Chrzanów Libiąż Trzebinia Limanowa Nowy Targ Zakopane Kraków Kraków Kraków Kraków Oświęcim Kraków Kraków Kraków Kraków Kraków Kraków Kraków Mysłowice Tychy Dąbrowa Górnicza Zawiercie Dąbrowa Górnicza Oświęcim Kędzierzyn Koźle Rybnik Andrychów Wadowice Olkusz Boguchwała Myślenice Wrocław Bochnia Tarnów Rzeszów Rzeszów Rzeszów

Address Rynek Główny 47 Al. Pokoju 1 ul. Pijarska 1 ul. Gołębia 24 Centrum B bl. 1- Nowa Huta ul. Ujastek 1 ul. Ks. Stojałowskiego 23 ul. Grażyńskiego 141 ul. 3-go Maja 11 Władysława Sikorskiego 8 ul. Kościuszki 24 ul. Jagiełły 6 al. Wojciecha Korfantego 56 ul. Mickiewicza 6b ul. Kościuszki 111 ul. Kazimierza Wielkiego 49 ul. Wróblewskiego 1 ul. Niwecka 1 ul. Małachowskiego 3 Rynek 23 al. Henryka 20 ul. Wojska Polskiego 2 ul. Sikorskiego 71 ul. Jana Pawła II 19 ul. Rynek 4 ul. Krupówki 19 ul. Broniewskiego 1 oś. Kolorowe 10 ul. Kazimierza Wielkiego 75 al. Mickiewicza 30 ul. Jagiełły 12 ul. Budryka 6 (MiasteczkoStudenckie) ul. Rakowicka 29 ul. Józefińska 18 ul. Jasnogórska 2 ul. Dajwór 27 ul. Lubicz 25 ul. Kalwaryjska 9-15 ul. Świerczyny 3 ul. Turyńska 100 ul. Sobieskiego 24 ul. Obr. Poczty Gdańskiej 95 al. Piłsudskiego 92 ul. Chemików 1 Centrum Sprzedaży ul. 3-go Maja 10 ul. Krakowska 140 ul. Lwowska 9 ul. Rynek 11 ul. Techniczna 1 ul. Gałczyńskiego 9 ul. Piłsudskiego 88 ul. Kazimierza Wielkiego 9 ul. Wałowa 10 ul. Słowackiego 5 ul. Matuszczaka ul. 8 Marca 4

Location in the branch in the branch in the branch in the branch in the branch in the branch in the branch outside the branch in the branch in the branch outside the branch in the branch in the branch in the branch outside the branch in the branch in the branch outside the branch in the branch in the branch in the branch in the branch outside the branch in the branch in the branch in the branch outside the branch in the branch in the branch outside the branch in the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch in the branch in the branch in the branch outside the branch outside the branch in the branch in the branch in the branch in the branch in the branch outside the branch in the branch

58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122

BPHW0068 BPHW0071 BPHW0074 BPHW0075 BPHW0076 BPHW0077 BPHW0078 BPHW0079 BPHW0080 BPHW0081 BPHW0082 BPHW0083 BPHW0084 BPHW0087 BPHW0088 BPHW0089 BPHW0090 BPHW0091 BPHW0092 BPHW0093 BPHW0094 BPHW0095 BPHW0097 BPHW0098 BPHW0099 BPHW0100 BPHW0103 BPHW0104 BPHW0105 BPHW0106 BPHW0107 BPHW0108 BPHW0111 BPHW0113 BPHW0114 BPHW0115 BPHW0118 BPHW0119 BPHW0120 BPHW0122 BPHW0123 BPHW0124 BPHW0125 BPHW0126 BPHW0127 BPHW0128 BPHW0130 BPHW0132 BPHW0133 BPHW0135 BPHW0136 BPHW0137 BPHW0138 BPHW0140 BPHW0141 BPHW0142 BPHW0144 BPHW0147 BPHW0148 BPHW0149 BPHW0150 BPHW0151 BPHW0152 BPHW0154 BPHW0155

Sandomierz Ostrowiec Świętokrz. Ostrowiec Świętokrz. Skarżysko Kamienna Końskie Dębica Dębica Dębica Żagań Zielona Góra Zielona Góra Gubin Żagań Wrocław Opole Kraków Kraków Kraków Kraków Kraków Kraków Skoczów Bielsko-Biała Bielsko-Biała Bielsko-Biała Gliwice Gliwice Knurów Gliwice Gliwice Rzeszów Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Lublin Gorlice Jędrzejów Sucha Beskidzka Żywiec Łódź Gorzów Wielkopolski Bydgoszcz Szczecin Gdynia Gdynia Augustów Pruszków Szczucin k. Tarnowa Chrzanów Zawiercie Dębica Mielec Knurów Stąporków Kraków Kraków Kraków Legnica Łódź Nowy Sącz Nowy Targ

ul. Mickiewicza 34 ul. 11-go Listopada 6 ul. Wardyńskiego 11 ul. Bankowa 8 ul. Zamkowa 12 ul. Kościuszki 6 ul. Kwiatkowskiego 2 ul. Kościuszki 6 ul. Warszawska 24 ul. Podgórna 9a ul. Jedności 59 ul. Nowa 2 ul. Przyj. Żołnierza 24 ul. Dąbrowskiego 42 ul. Sosnkowskiego 4a ul. Wielicka 114 ul. Jana Pawła II 19 ul. Rakowicka 16 ul. Kuźnicy Kołłątajowskiej 13 Rynek Główny 47 ul. Wielopole 1 ul. Bielska 15 ul. Grażyńskiego 141 ul. Dmowskiego 16 ul. 11 Listopada 11/16 ul. Prymasa Wyszyńskiego 6 ul. Mechaników 9 ul. Wilsona 8 ul. A. Opla 1 ul. A. Opla 1 ul. Bohaterów 12 ul. Chmielna 132/134 ul. Biała 4 ul. Młynarska 16 ul. Słowackiego 6/8 ul. Targowa 81 ul. Królewska 27 ul. Nowogrodzka 11 ul. Krakowskie Przed. 72 ul. Michalusa 1 ul. Partyzantów 3 ul. Mickiewicza 12 ul. Kościuszki 46 ul. Wigury 21 ul. Fabryczna 12 ul. Trybunalska 2 ul. 3-go Maja Dworzec PKP ul. Śmidowicza 48 Rynek Augusta 27 ul. Powstańców 44 Rynek 1 Rynek 5 ul. Leśna 10 ul. Krakowska 1 ul. Wojska Polskiego 3 ul. Ogana 5 ul. Piłsudskiego 101 ul. Rydlówka 5 ul. Zakopiańska 72 ul. Ujastek 1 ul. Najświętszej Marii Panny 3 ul. Kasprzaka 8 ul. Grodzka 44 ul. Rynek 4

outside the branch outside the branch in the branch in the branch in the branch in the branch outside the branch in the branch outside the branch in the branch outside the branch in the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch in the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch in the branch outside the branch outside the branch outside the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch outside the branch in the branch outside the branch in the branch in the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch

123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187

BPHW0156 BPHW0157 BPHW0158 BPHW0159 BPHW0160 BPHW0161 BPHW0164 BPHW0165 BPHW0166 BPHW0167 BPHW0168 BPHW0171 BPHW0172 BPHW0173 BPHW0174 BPHW0176 BPHW0177 BPHW0180 BPHW0181 BPHW0182 BPHW0183 BPHW0185 BPHW0186 BPHW0187 BPHW0188 BPHW0189 BPHW0190 BPHW0192 BPHW0193 BPHW0194 BPHW0195 BPHW0196 BPHW0197 BPHW0198 BPHW0199 BPHW0201 BPHW0202 BPHW0203 BPHW0204 BPHW0205 BPHW0206 BPHW0207 BPHW0208 BPHW0209 BPHW0210 BPHW0212 BPHW0214 BPHW0215 BPHW0216 BPHW0217 BPHW0218 BPHW0219 BPHW0220 BPHW0221 BPHW0222 BPHW0225 BPHW0226 BPHW0227 BPHW0229 BPHW0230 BPHW0232 BPHW0233 BPHW0234 BPHW0236 BPHW0237

Klucze Bukowno Szczecin Poznań Rybnik Rzeszów Szczecin Kalwaria Zebrzydowska Wieliczka Wrocław Ostrzeszów Rzeszów Bielsko-Biała Kozy Bochnia Trzebinia Oświęcim Hel Gliwice Knurów Gorlice Kędzierzyn Koźle Kielce Środa Śląska Kraków Kraków Kraków Kraków Kraków Kraków Miechów Pabianice Mysłowice Imielin Myślenice Rabka Opole Chełmek Poznań Śrem Skarżysko Kamienna Skarżysko Kamienna Szczecin Brzesko Wadowice Zakopane Niepołomice Wrocław Żary Żywiec Bukowno Bielsko-Biała Żagań Opole Brzesko Bielsko-Biała Bielsko-Biała Szczyrk Trzebinia Kraków Dębica Gdańsk Przejazdowo Gliwice Gliwice

ul. Zawierciańska 10 ul. Nowa 1 ul. P. Skargi 14 ul. Serbska 51 ul. Rymera 4 ul. Podwisłocze 30 ul. Smolańska 4 Rynek 2 ul. Powst. Warszawskiego 12 ul. Podwale 35/37 ul. Sienkiewicza 17 ul. Słowackiego 5 ul. Mostowa 5 ul. Krakowska 2 ul. Kazimierza Pułaskiego ul. Kopalniana 2 ul. Leszczyńska 12 ul. Wiejska 50 ul. Krzywoustego 4 ul. Górnicza 1 ul. 3 Maja 2 ul. Chopina 19 ul. Sandomierska 105 pl. Wolności 22 Centrum B bl. 1- Nowa Huta os. Bohaterów Września 39 ul. Warszawska 24 ul. Pijarska 1 Rynek Główny 47 ul. Kopernika 36 ul. Szpitalna 3 ul. Piłsudskiego 13/15 ul. Mikołowska 6 ul. Imielińska 87 ul. Słoneczna ul. Kilińskiego 1 ul. Oleska 48 ul. Brzozowa 1 ul. Jarochowskiego 39A ul. Przemysłowa 1 ul. Krasińskiego 21 ul. Legionów 122 ul. Unii Lubelskiej 1 ul. Mickiewicza 29 ul. Legionów 22 ul. Krupówki 19 Rynek 16 ul. Komandorska 118/120 al. Warszawska 5 ul. Dworcowa 23 ul. Kolejowa 37 ul. Klubowa 185 ul. Świerkowa 21 pl. Wolności 3 ul. Kościuszki 68 ul. Regera 30 ul. Warszawska 7 - hala ROLL ul. Beskidzka 4 ul. Fabryczna 22 ul. Podgórska 34 ul Pustków 3 ul. Czyżewskiego 12 ul. Główna 8 ul. Prymasa Wyszyńskiego 6 ul. Kopernika 18

in the branch in the branch outside the branch outside the branch in the branch outside the branch in the branch in the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch in the branch outside the branch in the branch in the branch in the branch outside the branch in the branch in the branch in the branch outside the branch in the branch outside the branch in the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch outside the branch outside the branch in the branch outside the branch

188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252

BPHW0238 BPHW0239 BPHW0243 BPHW0244 BPHW0245 BPHW0246 BPHW0247 BPHW0248 BPHW0249 BPHW0250 BPHW0252 BPHW0253 BPHW0254 BPHW0255 BPHW0256 BPHW0257 BPHW0258 BPHW0261 BPHW0262 BPHW0263 BPHW0264 BPHW0267 BPHW0268 BPHW0270 BPHW0271 BPHW0272 BPHW0274 BPHW0275 BPHW0276 BPHW0277 BPHW0278 BPHW0280 BPHW0281 BPHW0282 BPHW0284 BPHW0285 BPHW0286 BPHW0287 BPHW0288 BPHW0289 BPHW0292 BPHW0293 BPHW0294 BPHW0295 BPHW0296 BPHW0297 BPHW0298 BPHW0299 BPHW0300 BPHW0301 BPHW0302 BPHW0303 BPHW0305 BPHW0306 BPHW0307 BPHW0309 BPHW0310 BPHW0311 BPHW0312 BPHW0313 BPHW0315 BPHW0316 BPHW0317 BPHW0318 BPHW0319

Sędziszów k. Jędrzejowa Jędrzejów Kęty Kielce Knurów Końskie Kraków Ostrowiec Świętokrz. Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Kraków Legnica Libiąż Limanowa Lublin Mysłowice Piaseczno Sułkowice Nowa Sól Nowy Sącz Ostrowiec Świętokrz. Ostrzeszów Oświęcim Oświęcim Płock Poznań Sosnowiec Przeźmierowo Rybnik Rzeszów Rzeszów Rzeszów Skawina Szczecin Tarnów Trzebinia Andrychów Wadowice Ostrowiec Świętokrz. Jordanów Warszawa Wrocław Szczytna Kłodzka Wrocław Zakopane Żywiec Kraków Limanowa Wieliczka Kęty Lublin Krosno Kraków Kraków Chrzanów Wrocław Częstochowa Olkusz Szczecin

ul. Dworcowa ul. Chrobrego 8 os. 700-lecia 1 ul. Transportowców 15 ul. Witosa 8 ul. 1-go Maja 57 ul. Gronostajowa 3 os. Ogrody 37 ul. Teligi 24 ul. Beskidzka 30D os Bajana 4 os. II-go Pułku Lotniczego, Pawilon A2 os. Tysiąclecia 42 os. Wzgórza Krzesławickie 32 ul. Wielopole 1 ul. Kielecka 2 ul. Rakowicka 51 ul. Jaworzyńska 65 ul. Górnicza 23 ul. Krakowska 8 ul. Wieniawska 14 ul. Mikołowska 6 ul. Jana Pawła II 2 ul. 1-go Maja 70 ul. 1 Maja 18b ul. Barska 9 ul. Kopernika 53 ul. Piastowska 16a ul. Szarych Szeregów 12 ul. Śniadeckiego 24 ul. Walecznych 4 Plac Wolności 18 ul. Norwida 1 ul. Rynkowa 75 c ul. Żorska 60 ul. Hetmańska 120 ul. Płk. Lisa-Kuli 19 ul. Bernardyńska 7 ul. Ks. Popiełuszki 17 ul. Niedziałkowskiego 24 ul. Sikorskiego 5 ul. Handlowa 7 ul. Włókniarzy 2a ul. Lwowska 9 al. 3 Maja 6 Rynek 16 ul. Rakowiecka 25/27 Rynek 1 ul. Leśna 3 ul.KARKONOSKA 8 ul. Jagiellońska ul. Południowa 19 ul. Kazimierza Wielkiego 75 ul. Matki Boskiej Bolesnej 2 ul. Krakowska Rynek 21 ul. T. Zana 19 ul. Staszica 6 ul. Podgórska ul. Prądnicka 78 ul. Sikorskiego 2 ul. Zakładowa 2-4 ul. Jagielońska 38/40 ul. Kazimierza Wielkiego 49 ul. Południowa 8

outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch in the branch in the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch in the branch in the branch in the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch in the branch in the branch outside the branch in the branch outside the branch in the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch

253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 307 308 309 310 311 312 313 314 315 316 317

BPHW0320 BPHW0321 BPHW0322 BPHW0323 BPHW0324 BPHW0325 BPHW0327 BPHW0328 BPHW0330 BPHW0331 BPHW0332 BPHW0333 BPHW0334 BPHW0336 BPHW0337 BPHW0338 BPHW0339 BPHW0340 BPHW0341 BPHW0343 BPHW0345 BPHW0346 BPHW0347 BPHW0348 BPHW0349 BPHW0350 BPHW0352 BPHW0353 BPHW0354 BPHW0355 BPHW0356 BPHW0357 BPHW0358 BPHW0359 BPHW0360 BPHW0361 BPHW0362 BPHW0363 BPHW0364 BPHW0365 BPHW0367 BPHW0372 BPHW0373 BPHW0375 BPHW0378 BPHW0379 BPHW0380 BPHW0381 BPHW0382 BPHW0383 BPHW0385 BPHW0386 BPHW0391 BPHW0392 BPHW0395 BPHW0396 BPHW0397 BPHW0398 BPHW0399 BPHW0401 BPHW0402 BPHW0403 BPHW0404 BPHW0406 BPHW0407

Tarnów Kraków Władysławowo Lublin Libiąż Nowy Sącz Myślenice Bielsko-Biała Skarżysko Kamienna Augustów Białystok Chrzanów Cieszyn Kęty Kielce Końskie Wejherowo Bielany Wrocławskie Kraków Libiąż Mysłowice Oświęcim Rzeszów Rzeszów Wadowice Wrocław Zabrze Żywiec Oświęcim Grybów Kudowa Zdrój Kraków Sosnowiec Bochnia Maków Podhalański Warszawa Bydgoszcz Żory k. Rybnika Lublin Warszawa Tychy Wolbrom Warszawa Jastrzębie Zdrój Gorlice Skarżysko Kamienna Oświęcim Oświęcim Kraków Dębica Krzeszowice Bochnia Kraków Myślenice Łódź Białystok Rzeszów Rzeszów Chojnice Katowice Nowy Sącz Gdynia Sosnowiec Kraków Opole

ul. Wałowa 10 Wawel 5 ul. Hallera 22 ul. Radziszewskiego 10 ul. Oświęcimska 59 ul. Jagiellońska 26 ul. Tarnówka 13 ul. Jutrzenki 24 ul. Sokoła 18 ul. Wybickiego 2 ul. Sienkiewicza 81/3 ul. Mieszka I 9 ul. Korfantego 22 os. Nad Sołą al. 1000-lecia PP 4 ul. Piłsudskiego 26 Plac Wejhera 20 ul. Tyniecka 3 ul. Czysta 21 ul. Paderewskiego 1 ul. Spacerowa 2 ul. Dąbrowskiego 12 ul. Ofiar Katynia 15 ul. Rejtana 69 ul. Dr Putka 9 Pl .Powstańców Śląskich 9 Al. Korfantego 17 ul. Zielona 3 ul. Piłsudskiego 4 ul. Kościuszki 2 ul. Zdrojowa 18 ul. Wielicka 72 ul. Warszawska 18 ul. Kazimierza Wielkiego 9 ul. 3-go Maja Al. Jerozolimskie 184 ul. Jana Pawła II 123 ul. Rynek 4 ul. Chemiczna 5 ul. Krakowskie Przedmieście 29 ul. Dębowa 12 ul. 1 Maja 100 ul. 17 Stycznia 39 al. Piłsudskiego 2a ul. Biecka 10 ul. Bankowa 8 ul. Wyzwolenia 1 ul. Nideckiego ul. Witosa 39 ul. Piłsudskiego 20 Rynek 34 Rynek 16 ul. Kniaźnina ul. Rynek 4 ul. Tuwima 20 / Sienkiewicz 36 ul. JP II 92 ul. Okulickiego 10 ul. Powstańców Warszawy ul. Kościerska ul. Pukowca 25 ul. Zielona 27 ul. Hutnicza 8 ul. Długosza 80 al. 29 Listopada 46 Partyzancka 84

in the branch outside the branch in the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch in the branch outside the branch in the branch outside the branch in the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch

318 319 320 321 322 323 324 325 326 327 328 329 330 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360 361 362 363 364 365 366 367 368 369 370 371 372 373 374 375 376 377 378 379 380 381 382

BPHW0408 BPHW0409 BPHW0410 BPHW0411 BPHW0412 BPHW0414 BPHW0415 BPHW0416 BPHW0420 BPHW0421 BPHW0422 BPHW0423 BPHW0424 BPHW0425 BPHW0426 BPHW0427 BPHW0428 BPHW0429 BPHW0430 BPHW0431 BPHW0432 BPHW0433 BPHW0434 BPHW0435 BPHW0440 BPHW0498 BPHW0500 BPHW0504 BPHW0508 BPHW0509 BPHW0512 BPHW0517 BPHW0521 BPHW0523 BPHW0526 BPHW0529 BPHW0535 BPHW0538 BPHW0540 BPHW0542 BPHW0544 BPHW0545 BPHW0549 BPHW0555 BPHW0556 BPHW0557 BPHW0558 BPHW0560 BPHW0562 BPHW0564 BPHW0567 BPHW0572 BPHW0573 BPHW0575 BPHW0577 BPHW0578 BPHW0580 BPHW0582 BPHW0586 BPHW0589 BPHW0590 BPHW0594 BPHW0595 BPHW0596 BPHW0597

Nowy Targ Bielsko-Biała Kraków Chełmek Kielce Lublin Gdynia Busko Zdrój Wyszków Mysłowice Gorlice Kraków Poznań Zielona Góra Zielona Góra Nowy Targ Warszawa Mszana Dolna Gniezno Leszno Warszawa Szczecin Sucha Beskidzka Krzeszowice Mława Mielec Kraków Tomaszów Lubelski Dębica Łódź Warszawa Częstochowa Olsztyn Nałęczów Inowrocław Olsztyn Nakło n. Notecią Wrocław Słupsk Szczytno Zabrze Stalowa Wola Polanica Zdrój Zawiercie Chełm Kołobrzeg Dąbrowa Białostocka Szydłowiec k. Radomia Bydgoszcz Warszawa Nowy Sącz Rybnik Olecko Warszawa Płock Nidzica Szczecin Warszawa Kraśnik Lubelski Kraków Sokółka Golczewo Kruszwica Lublin Piastów

ul. Krzywa 1 ul. Stojałowskiego 25 ul. Nowohucka 52 ul. Krakowska 26 ul. Jagiellońska 25 ul. Krakowskie Przedmieście 72 ul. 10-go Lutego 24 pl. Zwycięstwa 22 ul. Gen. Sowińskiego 81/a ul. Obrzeżna Północna 24 ul. Armii Krajowej 2 ul. Rakowicka 27 ul. Roosvelta 18 ul. Makowa 14 ul. Podgórna 9A pl. Evry ul. Górczewska 89 ul. Kolbego 2 ul. Chrobrego 44 ul. Jana Pawła II 16 ul. Poligonowa 30 ul. Malczewskiego 10/12 ul. Mickiewicza 48 Kościuszki 54 ul. 3 Maja 5 Al. Niepodległosci 7 ul. Mały Płaszów 4 ul. Lwowska 53 ul. Krakowska 91 ul. Piaski 4 ul. Cieszkowskiego 1/3 al. NMP 17 ul. Mickiewicza 2 al. Lipowa 3 ul. Poznańska 10 ul. Dąbrowszczaków 11 ul. Dąbrowskiego 17 ul. Dzielna 3 ul. Kilińskiego 45 A ul. Sienkiewicza 6 A pl. Warszawski 9 ul. Poniatowskigo 4 ul. Zdrojowa 25 ul. Powstańców Śląskich 13 ul. Lubelska 69 ul. Łopuskiego 6 pl. Kościuszki 1 pl. Marii Konopnickiej 7 ul. Jagiellońska 34 ul. Dąbrowskiego 81 Rynek 12 ul. Bolesława Chrobrego 8 ul. 11-go Listopada 8 ul. Wolumen 18 ul. Tysiąclecia 10 pl. Wolności 7 pl. Orła Białego 1 ul. Towarowa 25 ul. Kościuszki 7 os. Teatralne 19 ul. Piłsudskiego 5 ul. Zwycięstwa 23 ul. Niepodległości 13 ul. Żywnego 10 ul. Dworcowa 1

outside the branch in the branch outside the branch outside the branch outside the branch in the branch in the branch outside the branch in the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch outside the branch outside the branch in the branch in the branch outside the branch in the branch in the branch outside the branch in the branch in the branch outside the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch outside the branch in the branch in the branch in the branch in the branch in the branch outside the branch in the branch in the branch in the branch in the branch in the branch outside the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch

383 384 385 386 387 388 389 390 391 392 393 394 395 396 397 398 399 400 401 402 403 404 405 406 407 408 409 410 411 412 413 414 415 416 417 418 419 420 421 422 423 424 425 426 427 428 429 430 431 432 433 434 435 436 437 438 439 440 441 442 443 444 445 446 447

BPHW0601 BPHW0604 BPHW0605 BPHW0606 BPHW0607 BPHW0608 BPHW0609 BPHW0610 BPHW0612 BPHW0613 BPHW0614 BPHW0615 BPHW0617 BPHW0618 BPHW0621 BPHW0622 BPHW0623 BPHW0624 BPHW0628 BPHW0629 BPHW0630 BPHW0632 BPHW0633 BPHW0634 BPHW0635 BPHW0637 BPHW0638 BPHW0640 BPHW0641 BPHW0642 BPHW0643 BPHW0644 BPHW0645 BPHW0646 BPHW0647 BPHW0648 BPHW0649 BPHW0650 BPHW0655 BPHW0656 BPHW0657 BPHW0658 BPHW0659 BPHW0660 BPHW0662 BPHW0663 BPHW0666 BPHW0667 BPHW0668 BPHW0669 BPHW0670 BPHW0671 BPHW0672 BPHW0673 BPHW0675 BPHW0677 BPHW0679 BPHW0680 BPHW0683 BPHW0684 BPHW0685 BPHW0686 BPHW0687 BPHW0688 BPHW0690

Rogoźno Wielkopolskie Kozienice Knurów Dąbrowa Górnicza Nowy Tomyśl Kolno Warszawa Kolbudy Dolne Wyszków Brusy Czersk Bartoszyce Gdańsk Gdynia Góra Kalwaria Ostrołęka Łódź Warszawa Warszawa Suwałki Suwałki Piaseczno Radom Grodzisk Mazowiecki Warszawa Warszawa Łódź Warszawa Warszawa Łódź Łódź Warszawa Warszawa Grodzisk Mazowiecki Warszawa Maków Mazowiecki Pułtusk Radom Białystok Białystok Białystok Białystok Bielsk Podlaski Bielsk Podlaski Ciechanów Ciechanów Dobre Miasto Dobre Miasto Działdowo Działdowo Działdowo Ełk Ełk Ełk Gdańsk Sopot Giżycko Giżycko Mońki Grajewo Grodzisk Mazowiecki Grójec Nowe Miasto n. Pilicą Tarczyn k. Warszawy Grudziądz

ul Kościuszki 37 ul. Kochanowskiego 28 ul. Szpitalna 42 ul. Sobieskiego 3 ul. Mickiewicza 15 ul. Wojska Polskiego 46 ul . Bema 89 ul. Wybickiego 32 C ul. Sowińskiego 81 A ul. Na Zaborach 1 ul. J. Ostrowskiego 2 ul. Bohaterów Monte Casino 1 ul. Jana Uphagena 27 ul. Śląska 53 ul. Wierzbowskiego 3 ul. Artyleryjska 4 ul. Plantowa 1A ul. Gen. Chruściela 28 ul. Malczewskiego 54 ul. Kościuszki 56 ul. Mickiewicza 17 ul. Jana Pawła II 2 ul. Kościuszki 2 ul. Poniatowskiego 5 ul. Przylesie 3 ul. Wałbrzyska 48 ul. Haśka 11 ul. Żwirki i Wigury 1 ul. Towarowa 25a al. Kościuszki 63 al. Kościuszki 63 ul. Jasna 1 ul. Nowy Świat 6/12 ul. Armii Krajowej 16 pl. Defilad 1 PKiN ul. Przasnyska 18 ul. 17 Sierpnia 37 ul. Kościuszki 2 Rynek Kosciuszki 7 Rynek Kosciuszki 7 ul. Mazowiecka 5 ul. Pałacowa 4 ul. Mickiewicza 46 ul. Mickiewicza 53 Plac Jana Pawła II 8 ul. Powstańców Wlkp. 2a ul. Grudziądzka 9 ul. Warszawska 12 PL. Mickiewicza 2/3 ul. Księżodworska 10 ul. Nidzicka 28 ul. Grota Roweckiego 6 ul. Mariampolska 6 ul. Słowackiego 16 ul. Ogarna 116 ul. Hestii 1 Plac Grunwaldzki 1 ul. Dąbrowskiego 12 al. Niepodległosci 9 ul. Wojska Polskiego 42 pl. Wolności 5 ul. Bankowa 11 PL. Ojca Honorata Kaźmińskiego ul. Warszawska 11 ul. Legionów 43

in the branch outside the branch outside the branch outside the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch outside the branch in the branch outside the branch in the branch in the branch in the branch in the branch outside the branch in the branch in the branch outside the branch in the branch outside the branch outside the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch outside the branch outside the branch outside the branch in the branch in the branch outside the branch outside the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch in the branch in the branch outside the branch outside the branch in the branch in the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch

448 449 450 451 452 453 454 455 456 457 458 459 460 461 462 463 464 465 466 467 468 469 470 471 472 473 474 475 476 477 478 479 480 481 482 483 484 485 486 487 488 489 490 491 492 493 494 495 496 497 498 499 500 501 502 503 504 505 506 507 508 509 510 511 512

BPHW0691 BPHW0692 BPHW0695 BPHW0696 BPHW0697 BPHW0698 BPHW0699 BPHW0700 BPHW0702 BPHW0703 BPHW0705 BPHW0706 BPHW0707 BPHW0708 BPHW0709 BPHW0711 BPHW0712 BPHW0714 BPHW0715 BPHW0717 BPHW0719 BPHW0720 BPHW0721 BPHW0722 BPHW0724 BPHW0726 BPHW0727 BPHW0728 BPHW0729 BPHW0730 BPHW0731 BPHW0732 BPHW0733 BPHW0734 BPHW0735 BPHW0738 BPHW0739 BPHW0742 BPHW0743 BPHW0745 BPHW0746 BPHW0747 BPHW0748 BPHW0752 BPHW0753 BPHW0754 BPHW0755 BPHW0757 BPHW0759 BPHW0760 BPHW0761 BPHW0763 BPHW0766 BPHW0767 BPHW0772 BPHW0773 BPHW0776 BPHW0777 BPHW0783 BPHW0784 BPHW0788 BPHW0791 BPHW0792 BPHW0793 BPHW0794

Hajnówka Kalisz Kielce Kołobrzeg Kołobrzeg Koszalin Świerże Górne Zwoleń Kraków Balice Kraków Świątniki Górne Kraśnik Lubelski Kraśnik Lubelski Kościan Lubartów Kraków Ciechanowiec Łomża Mława Krynica Olsztyn Olsztyn Olsztyn Ostrołęka Ostrów Mazowiecka Konstancin Jeziorna Piaseczno Piaseczno Piaseczno Piaseczno Piotrków Trybunalski Piotrków Trybunalski Kętrzyn Pisz Płock Poznań Poznań Poznań Pruszków Przasnysz Białobrzegi Radomskie Przysucha Siedlce Dąbrowa Górnicza Olkusz Sosnowiec Goleniów Stargard Szczeciński Suwałki Złocieniec Toruń Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Warszawa Suwałki Warszawa Warszawa Warszawa Warszawa Warszawa

ul. 3-go Maja 34 ul. Śródmiejska 20 ul. Sienkiewicza 44 ul. Łopuskiego 6 ul. Sikorskiego 8 ul. Zwycięstwa 98 Brama Główna Zakładu ul. Jagielly 17A ul. J. Dunajewskiego 8 ul. Medweckiego 1 ul. Zakopianska 62 ul. Bruchnalskiego 5 ul. Fabryczna 6 ul. Urzedowska 44a ul. Rynek 32 ul. Lubelska 57 a ul. Siostry Faustyny 3 Pl.3-go Maja 25 ul. Ksiecia Janusza Pierwszego 1 ul. Stary Rynek 13 ul. Nowotarska 9/3 ul. Boenigka 29 ul. Wańkowicza 9 ul. Żołnierska 18 ul. Gomulickiego 5a ul. Grota Roweckiego 1 ul. Mirkowska 45 ul. Gen. Okulickiego 7/9 ul. Kościuszki 5 ul. Powstańców Warszawy 12 ul. Puławska 46 ul. Słowackiego 148 ul. Wojska Polskiego 121 ul. Obrońców Westerplatte 1 pl. Daszyńskiego 12 ul. Kazimierza Wielkiegio 13 Stary Rynek 97/98 ul. Głogowska 26 ul. Grunwaldzka 21 ul. Wojska Polskiego 23 ul. 3 Maja 13 ul. Reymonta 46 ul. Krakowska 33 ul. Bohaterow Getta 1 Al. Piłsudskiego 90 ul. M. Skłodowskiej - Curie 7 al. Zwycięstwa 20 ul. Przemyslowa 1 ul. Szczecińska 45/47 ul. Noniewicza 48 ul. Bohaterów Warszawy 19 ul. Mickiewicza 33/39 ul. Kondratowicza 20 ul. Modlińska 197 al. Niepodległości 77/85 al. Solidarności 119-125 ul. Podleśna 52 ul. Świętokrzyska 12 al. Jerozolimskie 2 ul. Kowalskiego 2 ul. Ogrodowa 31/35 ul. Żwirki i Wigury 61 ul. Nowolipki 2/2a ul. Emilii Plater 53 al. Jerozolimskie 144

in the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch in the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch outside the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch in the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch outside the branch in the branch in the branch outside the branch

513 514 515 516 517 518 519 520 521 522 523 524 525 526 527 528 529 530 531 532 533 534 535 536 537 538 539 540 541 542 543 544 545 546 547 548 549 550 551 552 553 554 555 556 557 558 559 560 561 562 563 564 565 566 567 568 569 570 571 572 573 574 575 576 577

BPHW0796 BPHW0797 BPHW0799 BPHW0800 BPHW0803 BPHW0804 BPHW0807 BPHW0808 BPHW0810 BPHW0812 BPHW0816 BPHW0837 BPHW0900 BPHW0903 BPHW0904 BPHW0905 BPHW0906 BPHW0907 BPHW0910 BPHW0911 BPHW0913 BPHW0914 BPHW0916 BPHW0923 BPHW0925 BPHW0929 BPHW0930 BPHW0933 BPHW0934 BPHW0935 BPHW0936 BPHW0937 BPHW0938 BPHW0939 BPHW0941 BPHW0943 BPHW0944 BPHW0945 BPHW0946 BPHW0947 BPHW0948 BPHW0949 BPHW0950 BPHW0951 BPHW0952 BPHW0953 BPHW0955 BPHW0958 BPHW0959 BPHW0961 BPHW0962 BPHW0965 BPHW0966 BPHW0967 BPHW0968 BPHW0970 BPHW0971 BPHW0972 BPHW0973 BPHW0974 BPHW0975 BPHW0976 BPHW0980 BPHW0981 BPHW0982

Warszawa Warszawa Warszawa Warszawa Warszawa Wołomin Wrocław Wrocław Gliwice Zabrze Kalisz Warszawa Kobyłka Sucha Beskidzka Rzeszów Wrocław Myślenice Brodnica Warka Wrocław Poznań Poznań Poznań Warszawa Błonie Kraków Wejherowo Warszawa Kozienice Wrocław Wrocław Wrocław Bydgoszcz Poznań Pruszcz Gdański Gołdap Śrem Jasionka k. Rzeszowa Jarosław Dębica Kraków Warszawa Kraków Olsztyn Warszawa Gdańsk Pyskowice Mostki k. Świebodzina Szczecin Kraków Warszawa Nasielsk Poznań Wołów Pruszków Zielona Góra Łódź Warszawa Mińsk Mazowiecki Zduńska Wola Bielsko-Biała Sucha Beskidzka Kęty Hajnówka Warszawa

ul. Krucza 24/26 ul. Mokotowska 49 ul. Migdałowa 4 ul. Nowoursynowska 166 al. Jerozolimskie 181 ul. Miła 8/12 ul. Ruska 51 ul. Wybrzeże J. Słowackiego 14 ul. Błonie 6 ul. Makoszowska 24 ul. Hanki Sawickiej 23 ul. Nowogrodzka 50 ul. Warszawska 12a ul. Handlowa 2 Al. Armii Krajowej 92 ul. Hrobaczewskiego 4-6 Rynek 20 ul. Hallera 3/5 ul. Franciszkańska 2 ul. Jedności Narodowej 203 ul. Bukowska 76 ul. Głogowska 132/140 ul. Serbska 46 ul. Komisji Edukacji Narodowej 46 Sienkiewicza 3 ul. Krzywdy 1 I Brygady Pancernej WP 28 ul. Puławska 233 ul. Batalionów Chłopskich 32/34 Gubińska 15 Świeradowska 51/57 ul. Karola Olszewskiego 75/77 Kwiatkowskiego 2 Górna Wilda 95 Kossaka 1 pl. Zwycięstwa 18 1 maja 23 Jasionka 942 3 Maja 23A Kolejowa 19 ul. Heleny 18 ul. Jasna 1 Na Kozłówku 10 Lubelska 26 ul. Wilcza 33 ul. Cieszyńskiego 36 ul. Chopina 1 Mostki ul. Szczerbcowa 4 ul. Balicka 18 a Grochowska 124-126 ul.Tylna 1 ul. Dąbrowskiego 461 ul. Piłsudskiego 1/3 ul.Wojska Polskiego 23 ul. Gorzowska 2 ul. Karskiego 5 ul. Nałęczowska 64 ul. Warszawska 115 ul. Łaska 49 ul. Leszczyńska 9 ul. Szpitalna 22 ul. Mickiewicza 6B ul. 3 Maja 51a ul. Pasłecka 8D

in the branch outside the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch outside the branch outside the branch in the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch in the branch in the branch in the branch in the branch in the branch in the branch outside the branch outside the branch outside the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch outside the branch in the branch in the branch outside the branch outside the branch in the branch in the branch in the branch outside the branch in the branch outside the branch in the branch outside the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch

578 579 580 581 582 583 584 585 586 587 588 589 590 591 592

BPHW0983 BPHW0984 BPHW0985 BPHW0986 BPHW0987 BPHW1020 BPHW1051 BPHW1072 BPHW1117 BPHW1175 BPHW1223 BPHW1260 BPHW1314 BPHW1770 BPHW2765

Warszawa Gdańsk Ciechanów Limanowa Łódź Nowy Sącz Katowice Kielce Warszawa Busko Zdrój Ząbki k. Warszawy Krosno Alwernia Warszawa Warszawa

ul. Hanki Czaki 2 ul. Rakoczego 17 ul. Warszawska 8 ul. Targowa 2 ul. Andrzejewskiej 5 ul. Jagiellońska 26 ul. Mickiewicza 4 ul. 1000 lecia PP4 ul. Grochowska 274 ul. Rzewuskiego 1 ul. Wolności 50 ul. Tysiąclecia 13 ul. Gęsikowskiego 7 ul. Grochowska 124-126 ul. Kłopotowskiego 15

in the branch in the branch outside the branch outside the branch outside the branch in the branch outside the branch in the branch in the branch outside the branch outside the branch outside the branch outside the branch in the branch in the branch

Attachment no. 1 to the Spin-off Plan Resolution No ...... of the General Meeting of Bank Polska Kasa Opieki Spółka Akcyjna on the integration of Bank Polska Kasa Opieki S.A. with its seat in Warsaw (“Bank Pekao S.A.”) with Bank BPH S.A. having its registered seat in Kraków (“Bank BPH S.A.”), performed in a way of the spin-off of Bank BPH S.A. by transferring a part of Bank BPH S.A. property in a form of an organized part of enterprise to Bank Pekao S.A.

Pursuant to art. 541 § 6 of the Commercial Companies Code (“KSH”) and § 13 items 8, 9, 12 and § 28 section 3 of Bank Pekao S.A. Statute, the General Meeting has resolved as follows: §1 1. The General Meeting has decided to conduct integration of Bank Pekao S.A. with Bank BPH S.A., in accordance with art. 529 § 1 item 4 of KSH, i.e. in a way of Bank BPH S.A.’s spin-off by transferring a part of Bank BPH S.A. property to Bank Pekao S.A. in exchange for Bank Pekao S.A. shares which will be taken up by Bank BPH S.A. shareholders (“Division by Spin-off”). 2. The Division by Spin-off of Bank BPH S.A. shall be performed according to the principles specified in detail in the Spin-off Plan, agreed by Bank Pekao S.A. and Bank BPH S.A. on [ ] November 2006, announced in the Court and Economic Journal (“Monitor Sądowy i Gospodarczy”) No [ ] of [ ] (“Spin-off Plan”). 3. The General Meeting of Bank Pekao S.A. hereby consents to the Spin-off Plan. §2 1. In exchange for the part of Bank BPH S.A. property in a form of an organized part of enterprise, Bank BPH S.A. shareholders shall take up Bank Pekao S.A. Series I ordinary bearer shares with the nominal value of 1,- (one) PLN each, issued in relation to the integration of Bank Pekao S.A. with Bank BPH S.A., performed through the Division by Spin-off (“Shares of Spin-off Issue”), in observance of the ratio 1 : 3.3 (one to three and three tenth) (“Share Allocation Ratio”), which means that by virtue of holding each one Bank BPH S.A. share, the shareholder of Bank BPH S.A. shall receive 3.3 (three and three tenth) Shares of Spin-off Issue, while maintaining the hitherto shareholding in Bank BPH S.A. 2. Shares of Spin-off Issue shall be allotted to Bank BPH S.A. shareholders through the National Depository for Securities (Krajowy Depozyt Papierów Wartościowych – “KDPW”), in accordance with Share Allocation Ratio and the rules set forth in the Spinoff Plan and herein, pursuant to the state of possession of Bank BPH S.A. shares on the day which, shall be the reference day (“Reference Day”). The Reference Day shall be

indicated by the Bank Pekao S.A. Management Board, in accordance with the binding regulations. 3. In the case where the product of the number of Bank BPH S.A. shares possessed by a shareholder on a securities account and the number 3.3 is not an integer, the number of Shares of Spin-off Issue issued to the shareholder shall be rounded down to the nearest integer, and for the non-issued fraction part of Shares of Spin-off Issue the shareholder shall receive from Bank Pekao S.A. an additional cash payment calculated according to the formula indicated in the Spin-off Plan. 4. The amount of additional cash payments will be set on a basis of the value of one Share of Spin-off Issue equal to the average market price of Pekao S.A. share from the period of 30 (thirty) consecutive days of quotations, preceding the Reference Day; the average market price shall mean a price being the arithmetic average of average, daily prices weighted by the turnover volume. 5. The total amount of additional cash payments cannot exceed 10% of the balance-sheet value of the granted Shares of Spin-off Issue, determined according to the statement attached as appendix No. 6 to the Spin-off Plan. 6. The additional cash payments made according to the principles set forth herein will be covered from the supplementary capital of Bank Pekao S.A. §3 1. In relation to the integration of Bank Pekao S.A. with Bank BPH S.A., performed through the Division by Spin-off, the share capital of Bank Pekao S.A. shall be increased with the amount of 94,763,559 (ninety four million seven hundred sixty three thousand five hundred and fifty nine) zlotys, i.e. up to the amount of 261,571,816 (two hundred sixty one million five hundred seventy one thousand eight hundred and sixteen) zlotys, by the issuance in a public offer of 94,763,559 (ninety four million seven hundred sixty three thousand five hundred and fifty nine) Series I ordinary bearer shares with the nominal value of 1,- (one) PLN each, in order to allot Shares of Spin-off Issue to Bank BPH S.A. shareholders who shall also become the Bank Pekao S.A. shareholders on the spin-off day. 2. The Shares of Spin-off Issue will entitle to participation in the profits disbursed commencing from January 1, 2008. 3. All the Shares of Spin-off Issue will be de-materialized according to the principles set forth in appropriate legal regulations. 4. The necessary actions will be taken in order to introduce the Shares of Spin-off Issue to the regulated trading carried out by the Stock Exchange in Warsaw. §4 1. The Meeting of Shareholders grant their consent to the proposed changes to the Statute of Bank Pekao S.A., as specified in Attachment no. 3 to the Spin-off Plan.

2. In relation to the above, the Statute of Bank Pekao S.A. shall be amended as follows: 1) In § 6, after point 35, the spot is changed by coma and the point 36 shall be added: “36) conducting brokerage activity.”, 2) In § 14 sections 3, 4 and 5 shall be amended as follows: „3. At least half of the members of the Supervisory Board, including the Chairman of the Supervisory Board, should possess good knowledge of the banking market in Poland due to the joint fulfilment of the following criteria: 1) possession of professional experience on the Polish market suitable for the performed supervisory function in the Bank, 2) permanent place of domicile in Poland, 3) knowledge of the Polish language. 4. Independent members shall constitute at least half of the composition of the Supervisory Board. The independent members of the Supervisory Board shall be free of any associations that might bear a material impact upon its capacity to take impartial decisions. 5. An independent member of Supervisory Board is considered to be a person, who meets jointly the following conditions: 1) is not and has not been in the period of the last 3 years employed at the Bank, its subsidiaries or parent company, 2) does not perform and has not performed in the period of the last 3 years in the Bank, its subsidiaries or parent company a function of a member of the Management Board or other managerial function, irrespective of the legal form of employment, 3) is not and has not been in the period of the last 3 years a chartered public accountant or an employee of an entity providing auditing services in favour of the Bank, its subsidiaries or parent company, 4) is not a shareholder holding more than 5 % of votes at the General Meeting of Shareholders nor is employed by such shareholder, 5) is not receiving any additional remuneration, apart from the remuneration for membership in the Supervisory Board or any other proprietary benefits from the Bank, its subsidiaries or parent company, with the exception of benefits due to its as a consumer who concluded with the Bank, its subsidiary or parent company an agreement on standard terms and conditions, 6) is not and has not been during the period of the last 3 years a spouse, commonlaw spouse, relative or a kinsman of a member of the Management Board or an employee holding a managerial position in the Bank, 7) it not a management board member in another company in which the member of the Management Board of the Bank is a supervisory board member, 8) does not have significant business relationships with the Bank, its subsidiaries or the parent company which could affect his/her independence, and

9) additionally, in the event that the date of appointment falls within 3 years from the date of the entry of the share capital increase of the Bank in the registry for the purpose of issuing shares to the shareholders of Bank BPH S.A in the context of the division by spin-off of Bank BPH S.A., is free of the relations referred to in point 1, 2, 3 and 6 with respect to Bank BPH S.A., its subsidiaries and parent companies” 3) in § 14 the current sections 5, 6 and 7 shall become sections 6, 7 and 8 respectively, 4) in § 18: a) in item 17 the full-stop is replaced by a comma, b) the following item 18 shall be added: „18) Approval of motions of the Management Board of the Bank related to outsourcing in areas of banking activity strategic for the Bank or to the ordering of services for amounts not lower than 1,000,000 euro.”, 5) § 20 section 2 shall be amended as follows: „ 2. At least half of the members of the Management Board of the Bank, including the President of the Management Board of the Bank should possess good knowledge of the banking market in Poland due to the joint fulfilment of the following criteria: 1) possession of professional experience on the Polish market suitable for the performed managerial function in the Bank, 2) permanent domicile in Poland, 3) knowledge of the Polish language.” 6) in § 20 the current sections 2, 3 and 4 shall become sections 3, 4 and 5 respectively, 7) § 25, section 2, item 2 shall be amended as follows: “4) The fund for conducting brokerage activity.”, 8) in §25 section 2, item 2, the hitherto points 4-6, receive, respectively, the numbers points 5-7, 9) § 27 section 1 shall be amended as follows: „1. The share capital of the Bank amounts to 261,571,816 (two hundred sixty one million five hundred seventy one thousand eight hundred and sixteen) PLN and is divided into 137.650.000 (one hundred thirty seven million six hundred and fifty thousand) Series A bearer shares with the nominal value of 1,- (one) PLN per share, 7.690.000 (seven million six hundred and ninety thousand) Series B bearer shares of the Bank with the nominal value of 1,- (one) PLN per share, 10.630.632 (ten million six hundred thirty thousand six hundred and thirty two) Series C bearer shares with the nominal value of 1,- (one) PLN per share, 9.777.571 (nine million seven hundred seventy seven thousand five hundred and seventy one)

Series D bearer shares with the nominal value of 1,- (one) PLN per share, 373.644 (three hundred seventy three thousand six hundred and forty four) Series E bearer shares with the nominal value of 1 (one) PLN per share, 326.570 (three hundred twenty six thousand five hundred and seventy) Series F bearer shares with the nominal value of 1,- (one) PLN per share and 359.840 (three hundred fifty nine thousand eight hundred and forty) Series H bearer shares with the nominal value of 1,- (one) PLN per share and 94,763,559 (ninety four million seven hundred sixty three thousand five hundred and fifty nine) Series I bearer shares with the nominal value of 1,- (one) PLN each”. 10) § 33 section 1, item 4 shall be amended as follows: “4) The fund for conducting a brokerage activity.”, 11) In § 33 section 1, the hitherto points 4-6, receive, respectively, the numbers points 5-7. 3. The General Meeting adopts an unified text of Bank Pekao S.A. Statute encompassing amendments made by this resolution, in a wording determined in the attachment to this resolution. §5 The General Meeting hereby authorizes and obligates the Bank Pekao S.A. Management Board to perform all legal and factual acts necessary to execute this resolution, among other things to prepare, conduct and register the Division by Spin-off, to prepare and conduct the public offer for Shares of Spin-off Issue, to admit Shares of Spin-off Issue to regulated trading carried out by the Stock Exchange in Warsaw (Giełda Papierów Wartościowych w Warszawie S.A.), and in particular: 1) to conclude with KDPW an agreement for registration of Shares of Spin-off issue in the depository for securities maintained by KDPW and its de-materialization, 2) to prepare the appropriate information document according to the requirements of law of 29 July 2005 on public offer and the terms and conditions of introducing financial instruments into organised trading system and on public companies (Journal of Laws No 184, Item 1539), 3) to submit a motion to the Management Board of Warsaw Stock Exchange regarding the introduction of the Shares of Spin-off Issue to the trade on regulated market, 4) to indicate for KDPW the Reference Day, referred to in § 2 section 2, taking into consideration KDPW’s regulations regarding the rules for indicating this day, 5) to specify in detail the procedure for assigning Shares of Spin-off Issue to the extent not regulated in the Spin-off Plan and herein, 6) to set forth detailed rules for making additional cash payments, referred to in § 2 section 3, to the extent not regulated in the Spin-off Plan and herein, and also to use supplementary capital of Bank Pekao S.A. for the needs of additional cash payments within the limits defined in Commercial Companies Code (KSH) and herein, 7) to undertake any actions aimed at the disposal to the chosen persons of Shares of Spin-off Issue, which will not be allotted to the shareholders of Bank BPH S.A. due to the application of rules on the allotment of the Shares of Spin-off Issue determined in this resolution and the Spin-off Plan.. §6 1. The Resolution shall come intro force on the day it is passed.

2. Integration of Bank Pekao with Bank BPH S.A. according to the procedure set forth herein shall be performed upon obtaining all the consents and permissions required by the provisions of law, as of the day of entry into register of entrepreneurs of the National Court Registry of the increase of the share capital of Bank Pekao S.A. by the issuance of the Shares of Spin-off Issue.

Appendix no. 2 to the Spin-off Plan

Resolution no. ……. of the General Shareholders Meeting of Bank BPH S.A. regarding integration of Bank BPH S.A. seated in Krakow ( “Bank BPH S.A.” ) with Bank Polska Kasa Opieki S.A. seated in Warsaw ( „Bank Pekao S.A.” ), realized in a way of Bank BPH S.A. spin-off by transferring a part of Bank BPH S.A. property in the form of an organized part of an enterprise to Bank Pekao S.A. Pursuant to art. 541 § 1 and § 6 of the Commercial Companies Code ( “CCC” ) and § 20 pt 4 of the Bank BPH S.A.’s Articles of Association, the General Shareholders Meeting resolves as follows:

1.

2.

3.

4.

§1 The General Shareholders Meeting decides on conducting integration of Bank BPH S.A. with Bank Pekao S.A., realized in the mode of art. 529 § 1 pt 4 CCC, i.e. in a way of Bank BPH S.A spin-off by transferring a part of Bank BPH S.A. property to Bank Pekao S.A. in exchange for shares of Bank Pekao S.A., which shall be taken up by Bank BPH S.A shareholders ( “Division by Spin-off” ). The Division by Spin-off shall be performed on the basis of rules specified in detail in the Spin-off Plan, agreed by Bank BPH S.A. and Bank Pekao S.A. on [ ] November 2006, announced in Judicial and Commercial Monitor no. [ ] of [ ] ( “Spin-off Plan”) The General Shareholders Meeting hereby consents to the Spin-off Plan and disposal by Bank BPH S.A. in favor of Bank Pekao S.A. elements of Bank BPH S.A. property in the form of an organized part of an enterprise, described in the Spin-off Plan. Decreasing, as a result of Division by Spin-off, net assets of Bank BPH S.A. is balanced by decreasing on the day of the Spin-off, in the meaning of Art. 530 § 2 CCC, pursuant to art. 396 § 5 in connection with art. 542 § 4 CCC and § 4 pt 5 of Regulations on using reserve capital of Bank BPH S.A., the following items of the Bank BPH S.A. own capitals:

1) Spare capital by 97% 2) Reserve capital by 66% 3) Brokerage activity fund by 80% 4) General risk fund for unidentified banking activity risk by 80% 5) Actualization of the tangible assets fund by 70% 6) Undivided past year’s income by 0.4% §2 1. In exchange for the transferred to Bank Pekao S.A. part of Bank BPH S.A. property in the form of an organized part of Bank BPH S.A. enterprise, the shareholders of Bank BPH S.A. shall take up series I ordinary bearer shares of Bank Pekao S.A., of the nominal value of 1, – zl ( one ) zloty each, issued in connection with integration of Bank Pekao S.A. and Bank BPH S.A., realized in a manner of the Division by Spin-off ( “Shares of Spin-off Issue” ), with

ratio’s preservation 1 : 3.3 (one to three and three tenth) ( “Share Allocation Ratio” ), what means that by virtue of ownership of each share of Bank BPH S.A. a shareholder shall obtain 3.3 (three and three tenth) Shares of Spin-off Issue, while maintaining the hitherto shareholding in Bank BPH S.A. 2. Shares of Spin-off Issue shall be allocated to Bank BPH S.A. shareholders through the agency of National Deposit of Securities ( “KDPW” ) according to the Share Allocation Ratio and rules set in the Spin-off Plan and in this resolution, by the state of ownership of Bank BPH S.A. shares on the day which shall constitute a reference day ( “Reference Day” ). The Reference Day shall be indicated according to the appropriate regulations by the Management Board of Bank Pekao S.A. 3. In case when the ratio of Bank BPH S.A shares number owned by a shareholder on the securities account and the number 3.3 does not constitute an integer, a number of the Shares of Spin-off Issue issued to the shareholder shall be rounded down to a closest total number, and for not issued fractional part of the Share of Spin-off Issue a shareholder shall acquire from Bank Pekao S.A. an additional cash payment, calculated according to the formula indicated in the Spin-off Plan. 4. The amount of additional cash payments will be set on a basis of the value of one Share of Spin-off Issue equal to the average market price of Bank Pekao S.A. share from the period of 30 ( thirty ) consecutive days of quotations, preceding the Reference Day; the average market price shall mean a price being the arithmetic average of average, daily prices weighted by the turnover volume. 5. The total amount of additional cash payments cannot overdraw 10% of the balance value of the granted Shares of Spin-off Issue, defined by statement, constituting attachment no. 6 to the Spin-off Plan. §3 1. The Shares of Spin-off Issue shall entitle to participation in income disbursed beginning from 1 January 2008. 2. All Shares of Spin-off Issue shall be dematerialized and shall be introduced to the trade in the regulated market conducted by the Warsaw Stock Exchange S.A. §4 The Extraordinary General Shareholders Meeting consents to the proposed amendments of Bank Pekao S.A. Articles of Association, according to the content of attachment no. 3 to the Spin-off Plan.

§5 The General Meeting acknowledges and accepts, that the Management Board of Bank Pekao S.A., will be authorized: 1) to conclude with KDPW an agreement for registration of Shares of Spin-off issue in the depository for securities maintained by KDPW and its de-materialization,

2) to prepare the appropriate information document according to the requirements of law of 29 July 2005 on public offer and the terms and conditions of introducing financial instruments into organised trading system and on public companies (Journal of Laws No 184, Item 1539), 3) to submit a motion to the Management Board of Warsaw Stock Exchange regarding the introduction of the Shares of Spin-off Issue to the trade on regulated market, 4) to indicate for KDPW the Reference Day, referred to in § 2 section 2, taking into consideration KDPW’s regulations regarding the rules for indicating this day, 5) to specify in detail the procedure for assigning Shares of Spin-off Issue to the extent not regulated in the Spin-off Plan and herein, 6) to set forth detailed rules for making additional cash payments, referred to in § 2 section 3, to the extent not regulated in the Spin-off Plan and herein, 7) to undertake any actions aimed at the disposal to the chosen persons of Shares of Spin-off Issue, which will not be allotted to the shareholders of Bank BPH S.A. due to the application of rules on the allotment of the Shares of Spin-off Issue determined in this resolution and the Spin-off Plan. §6 1. The Resolution comes into force as of the day of approval. 2. The integration of Bank Pekao S.A. with Bank BPH S.A. in a manner defined in this resolution shall be performed after obtaining all consents and approvals, required by law, on the day of registering the increase of the share capital of Bank Pekao S.A. by issuance of the Shares of Spin-off Issue, in entrepreneurs register of the National Court Register.

Attachment No. 3 to the Spin-off Plan

Draft amendments to the Statute of Bank Pekao S.A. 1. §6 of the Statute: Current wording: „§ 6 The scope of the activities shall comprise the conducting of the following activities in Poland and abroad:--------------------------------------------------------------------------------------------------1)Accepting cash as demand deposits or term deposits and keeping Deposit accounts,---------2)Keeping other bank accounts,-------------------------------------------------------------------------3)Granting credits and loans,-----------------------------------------------------------------------------4)Performing financial settlements in all forms accepted in domestic and international bank relations,-----------------------------------------------------------------------------------------------------5)Performing banking operations regarding bills of exchange and cheques,----------------------6)Accepting and making deposits in domestic and foreign banks,----------------------------------7)Giving and confirming sureties and bank guarantees and opening and confirming letters of credit, --------------------------------------------------------------------------------------------------------8)Conducting purchase and sale of foreign exchange values,----------------------------------------9)Servicing state loans and managing funds on order,------------------------------------------------10)Issuing banking securities, trading in such securities and keeping securities accounts,------11)Performing ordered activities related with the issue of securities,-------------------------------12)Safe-keeping of objects, documents and securities, and making available safe deposit boxes,--------------------------------------------------------------------------------------------------------13)Organising and participating in bank syndicates,--------------------------------------------------14)Trading and agency in financial debts,--------------------------------------------------------------15)Performing term financial operations,---------------------------------------------------------------16)Providing trustee services,----------------------------------------------------------------------------17)Issuing payment cards and performing operations with the use of such cards,----------------18)Keeping housing savings,-----------------------------------------------------------------------------19)Providing consulting and advisory services in financial matters,--------------------------------20)Acquiring or purchasing shares and rights arising from shares of stock of another legal entity other than a bank, or investment in investment funds,-----------------------------------------21)Taking up obligations relating to issuance of securities,------------------------------------------22)Trading and agency in securities,--------------------------------------------------------------------23)Carrying out conversion of debt into the debtor’s property components, on terms and conditions agreed with the debtor,-----------------------------------------------------------------------24)Purchasing and selling real estate,-------------------------------------------------------------------25)Dealing in derivative instruments on own account and on order,-------------------------------26)Conducting acquisition activities pursuant to regulations of the act on organisation and operation of pension funds,-------------------------------------------------------------------------------27)Organising and rendering financial services in leasing and factoring,--------------------------28)Agency sale of participation units or certificates of investments in the understanding of the law on investment funds,----------------------------------------------------------------------------------29)Performing activities in insurance brokerage,------------------------------------------------------30)Rendering services in transportation of valuables,-------------------------------------------------

31)Running the securities accounts,---------------------------------------------------------------------32)Performance of the function of a depository pursuant to provisions of the act on organisation and operation of pension funds and the act on investment funds,--------------------33)Acting as an intermediary in carrying out money transfers and settlements in foreign exchange payments,----------------------------------------------------------------------------------------34)Issuing the instrument of electronic money,--------------------------------------------------------35)Conducting vindication activity by order of banks.”----------------------------------------------Proposed wording: “§ 6 The scope of the activities shall comprise the conducting of the following activities in Poland and abroad:--------------------------------------------------------------------------------------------------1)Accepting cash as demand deposits or term deposits and keeping Deposit accounts,---------2)Keeping other bank accounts,-------------------------------------------------------------------------3)Granting credits and loans,-----------------------------------------------------------------------------4)Performing financial settlements in all forms accepted in domestic and international bank relations,-----------------------------------------------------------------------------------------------------5)Performing banking operations regarding bills of exchange and cheques,----------------------6)Accepting and making deposits in domestic and foreign banks,----------------------------------7)Giving and confirming sureties and bank guarantees and opening and confirming letters of credit, --------------------------------------------------------------------------------------------------------8)Conducting purchase and sale of foreign exchange values,----------------------------------------9)Servicing state loans and managing funds on order,------------------------------------------------10)Issuing banking securities, trading in such securities and keeping securities accounts,------11)Performing ordered activities related with the issue of securities,-------------------------------12)Safe-keeping of objects, documents and securities, and making available safe deposit boxes,--------------------------------------------------------------------------------------------------------13)Organising and participating in bank syndicates,--------------------------------------------------14)Trading and agency in financial debts,--------------------------------------------------------------15)Performing term financial operations,---------------------------------------------------------------16)Providing trustee services,----------------------------------------------------------------------------17)Issuing payment cards and performing operations with the use of such cards,----------------18)Keeping housing savings,-----------------------------------------------------------------------------19)Providing consulting and advisory services in financial matters,--------------------------------20)Acquiring or purchasing shares and rights arising from shares of stock of another legal entity other than a bank, or investment in investment funds,-----------------------------------------21)Taking up obligations relating to issuance of securities,------------------------------------------22)Trading and agency in securities,--------------------------------------------------------------------23)Carrying out conversion of debt into the debtor’s property components, on terms and conditions agreed with the debtor,-----------------------------------------------------------------------24)Purchasing and selling real estate,-------------------------------------------------------------------25)Dealing in derivative instruments on own account and on order,-------------------------------26)Conducting acquisition activities pursuant to regulations of the act on organisation and operation of pension funds,-------------------------------------------------------------------------------27)Organising and rendering financial services in leasing and factoring,--------------------------28)Agency sale of participation units or certificates of investments in the understanding of the law on investment funds,----------------------------------------------------------------------------------29)Performing activities in insurance brokerage,------------------------------------------------------30)Rendering services in transportation of valuables,-------------------------------------------------

31)Running the securities accounts,---------------------------------------------------------------------32)Performance of the function of a depository pursuant to provisions of the act on organisation and operation of pension funds and the act on investment funds,--------------------33)Acting as an intermediary in carrying out money transfers and settlements in foreign exchange payments,----------------------------------------------------------------------------------------34)Issuing the instrument of electronic money,--------------------------------------------------------35)Conducting vindication activity by order of banks,-----------------------------------------------36)Conducting brokerage activity. ----------------------------------------------------------------------2. § 14 of the Statute: Current wording: “§14 1.The Supervisory Board consists of seven to nine members appointed by the General Meeting of Shareholders for the period of their common term of office, which shall last three years. --------------------------------------------------------------------------------------------------------2. The number of members of the Supervisory Board shall be determined by the General Meeting of Shareholders.----------------------------------------------------------------------------------3.The Supervisory Board shall include at least two independent members. The independent members of the Supervisory Board shall. be free of any associations with the Bank and its shareholders or employees that might bear a material impact upon the capacity of an independent member to take impartial decisions.------------------------------------------------------4.An independent member of Supervisory Board is considered to be a person, who on the day of election to the Supervisory Board meets jointly the following conditions:---------------------1) is not and has not been in the period of the last 3 years employed at the Bank, its subsidiaries or parent company as a Board member or on any other managerial position,--2) is not and has not been in the period of the last 3 years a chartered public accountant or an employee of an entity providing auditing services who examined the financial reports of the Bank, its subsidiaries or parent company,--------------------------------------------------3) is not a shareholder holding indirectly or directly 5 % or more shares of the Bank and is not a member of the Management Board, Supervisory Board or an employee holding a managerial position with any such shareholder,---------------------------------------------------4) is not receiving any additional remuneration, apart from the remuneration for membership in the Supervisory Board or any proprietary benefits from the Bank, its subsidiaries or parent company, ---------------------------------------------------------------------------------------5) is not a person close to any member of the authorities of the Bank or to any employee of the Bank employed in a managerial position nor a person close to a shareholder, being a natural person, holding directly or indirectly 5 % or more shares of the Bank,---------------6) does not have significant business relationships with the Bank, its subsidiaries or the parent company which could affect his/her independence.-----------------------------------------------5. Members of the Supervisory Board shall perform their duties only in person.-----------------6. The Supervisory Board shall elect its Chairman, two Deputy Chairmen and Secretary from among its members. The Deputy Chairman may simultaneously perform the function of the Secretary.----------------------------------------------------------------------------------------------------7. The Supervisory Board shall act in accordance with the Rules of Procedure adopted by it.”-

Proposed wording: Ҥ14 1.The Supervisory Board consists of seven to nine members appointed by the General Meeting of Shareholders for the period of their common term of office, which shall last three years. -----------------------------------------------------------------------------------------------2. The number of members of the Supervisory Board shall be determined by the General Meeting of Shareholders.-------------------------------------------------------------------------------3. At least half of the members of the Supervisory Board, including the Chairman of the Supervisory Board, should possess good knowledge of the banking market in Poland due to the joint fulfillment of the following criteria: --------------------------------------------------1) possession of professional experience on the Polish market suitable for the performed supervisory function in the Bank,-------------------------------------------------------------------2) permanent place of domicile in Poland, --------------------------------------------------------3) knowledge of the Polish language.---------------------------------------------------------------4. Independent members shall constitute at least half of the composition of the Supervisory Board. The independent members of the Supervisory Board shall be free of any associations that might bear a material impact upon their capacity of to take impartial decisions.----------5. An independent member of Supervisory Board is considered to be a person, who meets jointly the following conditions:-------------1) is not and has not been in the period of the last 3 years employed at the Bank, its subsidiaries or parent company, --------------------------------------------------------------------2) does not perform and has not performed in the period of the last 3 years in the Bank, its subsidiaries or parent company a function of a member of the Management Board or other managerial function, irrespective of the legal form of employment, --------------------------3) is not and has not been in the period of the last 3 years a chartered public accountant or an employee of an entity providing auditing services in favour of the Bank, its subsidiaries or parent company,------------------------------------------------------------------------------------4) is not a shareholder holding more than 5 % of votes at the General Meeting of Shareholders nor is employed by such shareholder,--------------------------------5) is not receiving any additional remuneration, apart from the remuneration for membership in the Supervisory Board or any other proprietary benefits from the Bank, its subsidiaries or parent company, with the exception of benefits due to its as a consumer who concluded with the Bank, its subsidiary or parent company an agreement on standard terms and conditions, ---------------------------------------------------------------------------------6) is not and has not been during the period of the last 3 years a spouse, common-law spouse, relative or a kinsman of a member of the Management Board or an employee holding a managerial position in the Bank,--------------------------------------------------------------------7) it not a management board member in another company in which the member of the Management Board of the Bank is a supervisory board member, ------------------------------8) does not have significant business relationships with the Bank, its subsidiaries or the parent company which could affect his/her independence, and,-----------------------------------------9) in the event that the date of appointment falls within 3 years from the date of entry of the share capital increase of the Bank in the registry for a purpose of issuing shares to the shareholders of Bank BPH S.A in connection with the de-merger by spin-off of Bank BPH S.A., is free of the relations referred to in point 1, 2, 3 and 6 with respect to Bank BPH S.A., its subsidiaries and parent companies. -----------------------------------------------6. Members of the Supervisory Board shall perform their duties only in person.-----------------7. The Supervisory Board shall elect its Chairman, two Deputy Chairmen and Secretary from among its members. The Deputy Chairman may simultaneously perform the function of the Secretary.-----------------------------------------------------------------------------------------------------

8. The Supervisory Board shall act in accordance with the Rules of Procedure adopted by it.”3. § 18 of the Statute: Current wording: „§ 18 Besides the rights and obligations provided for in the Code of Commercial Companies and the Bank’s Statute, the following matters shall fall in particular into the authority of the Supervisory Board:----------------------------------------------------------------------------------------1) Review of the report of the Management Board on activities of the Bank and review of the Bank’s financial report for the previous reporting year,----------------------------------------------2) Review of the motions of the Management Board regarding distribution of profits or covering losses,---------------------------------------------------------------------------------------------3)Review of the report on activities and financial report of the Bank’s Capital Group, ---------4)Submitting to the General Meeting of Shareholders a written report on the results of reviews referred to in item (1) to (3),------------------------------------------------------------------------------5)Preparation of the report on activities of the Supervisory Board for the previous reporting year-----------------------------------------------------------------------------------------------------------6)Applying to the Banking Supervisory Commission for approval to appoint two members of the Management Board, including the President of the Management Board,----------------------7)Appointing, upon approval of the Banking Supervisory Commission, and recalling the President of the Management Board of the Bank in a secret ballot,---------------------------8)Appointing and recalling in a secret ballot at the request of the President of the Management Board, the Deputy Presidents and members of the Management Board of the Bank, including the appointment of one member of the Management Board upon obtaining the approval of the Banking Supervisory Commission,-------------------------------------------------------------------9)Suspending in their duties for significant reasons individual or all members of the Management Board, ----------------------------------------------------------------------------------10)Delegating the members of the Supervisory Board for a period not exceeding three months, to perform the duties of the members of the Management Board, which were dismissed, resigned, or for other reasons are incapable of performing their duties --------------11)Determining the terms of contracts regulating employment or other legal relationships between members of the Management Board and the Bank,-----------------------------------------12) Issue opinions on motions of the Management Board of the Bank regarding the establishing and access by the Bank as a shareholder (stockholder) into other companies, and selling shares (stocks) should such investments be of long-term and strategic nature,-----------13) Issue of opinions on motions of the Bank’s long-term development plans and annual financial plans of the Bank,-------------------------------------------------------------------------------14) Issue of approval for creation and liquidation of foreign branches and representative offices of the Bank,----------------------------------------------------------------------------------------15) Adoption of regulations concerning the creation and use of funds provided for in the Bank’s Statute on request of the Management Board,------------------------------------------------16) Approving motions of the Management Board of the Bank regarding acquisition, encumbering or sale of real estate or a share in real estate, or perpetual usufruct, in the event that its value exceeds 2,000,000 PLN. In other cases decisions are adopted by the Management Board of the Bank without necessity of acceptance of the Supervisory Board, --17) Approval of motions of the Management Board concerning incurring obligations or disposal of assets which overall value in relation to one entity exceeds 5 % of equity funds of the Bank.”----------------------------------------------------------------------------------------------------

Proposed wording: „§ 18 Besides the rights and obligations provided for in the Code of Commercial Companies and the Bank’s Statute, the following matters shall fall in particular into the authority of the Supervisory Board:----------------------------------------------------------------------------------------1) Review of the report of the Management Board on activities of the Bank and review of the Bank’s financial report for the previous reporting year,----------------------------------------------2) Review of the motions of the Management Board regarding distribution of profits or covering losses,---------------------------------------------------------------------------------------------3)Review of the report on activities and financial report of the Bank’s Capital Group, ---------4)Submitting to the General Meeting of Shareholders a written report on the results of reviews referred to in item (1) to (3),------------------------------------------------------------------------------5)Preparation of the report on activities of the Supervisory Board for the previous reporting year-----------------------------------------------------------------------------------------------------------6)Applying to the Banking Supervisory Commission for approval to appoint two members of the Management Board, including the President of the Management Board,----------------------7)Appointing, upon approval of the Banking Supervisory Commission, and recalling the President of the Management Board of the Bank in a secret ballot,---------------------------8)Appointing and recalling in a secret ballot at the request of the President of the Management Board, the Deputy Presidents and members of the Management Board of the Bank, including the appointment of one member of the Management Board upon obtaining the approval of the Banking Supervisory Commission,-------------------------------------------------------------------9)Suspending in their duties for significant reasons individual or all members of the Management Board, ----------------------------------------------------------------------------------10)Delegating the members of the Supervisory Board for a period not exceeding three months, to perform the duties of the members of the Management Board, which were dismissed, resigned, or for other reasons are incapable of performing their duties --------------11)Determining the terms of contracts regulating employment or other legal relationships between members of the Management Board and the Bank,-----------------------------------------12) Issue opinions on motions of the Management Board of the Bank regarding the establishing and access by the Bank as a shareholder (stockholder) into other companies, and selling shares (stocks) should such investments be of long-term and strategic nature,-----------13) Issue of opinions on motions of the Bank’s long-term development plans and annual financial plans of the Bank,-------------------------------------------------------------------------------14) Issue of approval for creation and liquidation of foreign branches and representative offices of the Bank,----------------------------------------------------------------------------------------15) Adoption of regulations concerning the creation and use of funds provided for in the Bank’s Statute on request of the Management Board,------------------------------------------------16) Approving motions of the Management Board of the Bank regarding acquisition, encumbering or sale of real estate or a share in real estate, or perpetual usufruct, in the event that its value exceeds 2,000,000 PLN. In other cases decisions are adopted by the Management Board of the Bank without necessity of acceptance of the Supervisory Board, --17) Approval of motions of the Management Board concerning incurring obligations or disposal of assets which overall value in relation to one entity exceeds 5 % of equity funds of the Bank.-----------------------------------------------------------------------------------------------------18) Approval of motions of the Management Board of the Bank related to outsourcing in strategic areas of business activity conducted by the Bank or in case of the commission of services having the value not lower than Euro 1,000,000.”------------------------------------------4. § 20 of the Statute

Current wording: “§ 20 1. The Management Board consists of 5 to 9 members.----------------------------------------------The Management Board of the Bank shall consist of the:--------------------------------------------1)President of the Management Board of the Bank,---------------------------------------------------2)Deputy Presidents of the Management board of the Bank,----------------------------------------3) Members of the Management Board of the Bank.--------------------------------------------------2. The Management Board of the Bank shall operate on the basis of the Rules of procedure adopted by it. Rules of procedure shall in particular define the matters which require joint consideration by the Management Board, as well as the procedure for adopting a resolution in writing.-------------------------------------------------------------------------------------------------------3.Resolutions of the Bank Management Board may be adopted after all members have been duly notified of the Management Board meeting. Resolutions are deemed valid when adopted in the presence of at least half of the Management Board members.-------------------------------4. Resolutions shall be adopted by an absolute majority of votes unless the provisions of law stipulate otherwise.”---------------------------------------------------------------------------------------Proposed wording: „§ 20 1. The Management Board consists of 5 to 9 members.----------------------------------------------The Management Board of the Bank shall consist of the:--------------------------------------------1)President of the Management Board of the Bank,---------------------------------------------------2)Deputy Presidents of the Management board of the Bank,----------------------------------------3) Members of the Management Board of the Bank.--------------------------------------------------2. At least half of the members of the Management Board of the Bank, including the President of the Management Board of the Bank should possess good knowledge of the banking market in Poland due to the joint fulfillment of the following criteria: ------------------------------------1) possession of professional experience on the Polish market suitable for the performed managerial function in the Bank, -----------------------------------------------------------------------2) permanent place of domicile in Poland, ------------------------------------------------------------3) knowledge of the Polish language. ------------------------------------------------------------------3. The Management Board of the Bank shall operate on the basis of the Rules of procedure adopted by it. Rules of procedure shall in particular define the matters which require joint consideration by the Management Board, as well as the procedure for adopting a resolution in writing.-------------------------------------------------------------------------------------------------------4. Resolutions of the Bank Management Board may be adopted after all members have been duly notified of the Management Board meeting. Resolutions are deemed valid when adopted in the presence of at least half of the Management Board members.-------------------------------5. Resolutions shall be adopted by an absolute majority of votes unless the provisions of law stipulate otherwise.”---------------------------------------------------------------------------------------5. § 25 Sec. 2 of the Statute Current wording: “2. The basic funds of the Bank are:--------------------------------------------------------------------1) Statutory capital,----------------------------------------------------------------------------------------2) Obligatory reserve equity,------------------------------------------------------------------------------

3) Reserve equities,----------------------------------------------------------------------------------------4) General risk fund for unidentified risk of the bank activity,------------------------------------5) Retained profit from previous years,-----------------------------------------------------------------6) Profit under approval and net profit of the current reporting period, calculated in accordance with the applicable accounting principles, minus any anticipated charges and dividends whose amounts should not exceed the amount of the net profit, as verified by expert auditors.”--------------------------------------------------------------------------------------------Proposed wording: “2. The basic funds of the Bank are:--------------------------------------------------------------------1) Statutory capital,----------------------------------------------------------------------------------------2) Obligatory reserve equity,-----------------------------------------------------------------------------3) Reserve equities,----------------------------------------------------------------------------------------4) The fund for conducting brokerage activity,-----------------------------------------------5) General risk fund for unidentified risk of the bank activity,------------------------------------6) Retained profit from previous years,-----------------------------------------------------------------7) Profit under approval and net profit of the current reporting period, calculated in accordance with the applicable accounting principles, minus any anticipated charges and dividends whose amounts should not exceed the amount of the net profit, as verified by expert auditors.”--------------------------------------------------------------------------------------------6. § 27 Sec. 1 of the Statute Current wording: „1.The statutory capital of the Bank amounts to 166,808,257 (one hundred sixty six million eight hundred and eight thousand and two hundred fifty seven) PLN and is divided into 137.650.000 (one hundred thirty seven million six hundred and fifty thousand) Series A bearer shares with the nominal value of 1,- (one) PLN per share, 7.690.000 (seven million six hundred and ninety thousand) Series B bearer shares of the Bank with the nominal value of 1,- (one) PLN per share, 10.630.632 (ten million six hundred thirty thousand six hundred and thirty two) Series C bearer shares with the nominal value of 1,- (one) PLN per share, 9.777.571 (nine million seven hundred seventy seven thousand five hundred and seventy one) Series D bearer shares with the nominal value of 1,- (one) PLN per share, 373.644 (three hundred seventy three thousand six hundred and forty four) Series E bearer shares with the nominal value of 1 (one) PLN per share, 326.570 (three hundred twenty six thousand five hundred and seventy) Series F bearer shares with the nominal value of 1,- (one) PLN per share and 359.840 (three hundred fifty nine thousand eight hundred and forty) Series H bearer shares with the nominal value of 1,- (one) PLN per share.” ------------------------------Proposed wording: „1.The statutory capital of the Bank amounts to 261,571,816 (two hundred sixty one million five hundred seventy one thousand eight hundred and sixteen) PLN and is divided into 137.650.000 (one hundred thirty seven million six hundred and fifty thousand) Series A bearer shares with the nominal value of 1,- (one) PLN per share, 7.690.000 (seven million six hundred and ninety thousand) Series B bearer shares of the Bank with the nominal value of 1,(one) PLN per share, 10.630.632 (ten million six hundred thirty thousand six hundred and thirty two) Series C bearer shares with the nominal value of 1,- (one) PLN per share,

9.777.571 (nine million seven hundred seventy seven thousand five hundred and seventy one) Series D bearer shares with the nominal value of 1,- (one) PLN per share, 373.644 (three hundred seventy three thousand six hundred and forty four) Series E bearer shares with the nominal value of 1 (one) PLN per share, 326.570 (three hundred twenty six thousand five hundred and seventy) Series F bearer shares with the nominal value of 1,- (one) PLN per share and 359.840 (three hundred fifty nine thousand eight hundred and forty) Series H bearer shares with the nominal value of 1,- (one) PLN per share and 94,763,559 (ninety four million seven hundred sixty three thousand five hundred and fifty nine) Series I bearer shares with the nominal value of 1,- (one) PLN each. “----------------------------------------------7. §33 Sec.1 of the Statute Current wording: 1.Annual net profit may be allocated for the following purposes, in amounts to be resolved upon by the General Meeting of Shareholders:--------------------------------------------------------1) Obligatory reserve fund,-------------------------------------------------------------------------------2) General risk fund,---------------------------------------------------------------------------------------3) Reserve equities,----------------------------------------------------------------------------------------4) Dividend,-------------------------------------------------------------------------------------------------5) Special funds,--------------------------------------------------------------------------------------------6) Other purposes.------------------------------------------------------------------------------------------Proposed wording: “1.Annual net profit may be allocated for the following purposes, in amounts to be resolved upon by the General Meeting of Shareholders:--------------------------------------------------------1) Obligatory reserve fund,-------------------------------------------------------------------------------2) General risk fund,---------------------------------------------------------------------------------------3) Reserve equities,-----------------------------------------------------------------------------------------

4) Fund for conducting brokerage activity-----------------------------------------------------5) Dividend,-------------------------------------------------------------------------------------------------6) Special funds,--------------------------------------------------------------------------------------------7) Other purposes.”-----------------------------------------------------------------------------------------

Attachment no. 4 to the Spin-off Plan

Valuation of Bank BPH S.A. as of 1st October, 2006 1.

Preamble

Bank Pekao S.A. (“Pekao”) and Bank BPH S.A. (“BPH”) envisage integrating their respective banking businesses (the “Transaction”). The Transaction shall be conducted in a manner of art. 529 § 1 pkt 4 of the Code of Commercial Companies, i.e., in a way of Bank BPH S.A.’s spin-off by the transfer of a part of Bank BPH S.A.’s property in a form of an organized part of enterprise onto Bank Pekao S.A. in exchange of shares of Bank Pekao S.A., which will be taken up by the shareholders of Bank BPH S.A. (division through the spin-off). The report summarises the work connected with the valuation of BPH pursuant to Article 534 par. 2.3 of the Polish Code of Commercial Companies in the context of the Transaction (the “Valuation”). The Valuation was carried out in October and November 2006 and determined on the basis of various standard valuation methodologies with respect to the valuation of financial institutions, which were applied to the latest available business plan projections for BPH. The Valuation presented was prepared on the basis of: -

Latest available business plan projections for BPH, approved by BPH’s corporate bodies in July 2006;

-

BPH Financial Statement as of 1st of October

-

Historical information publicly available on BPH; and

-

Other publicly available information.

The management of BPH, providing the information not publicly available, which constitutes the basis for the Valuation, confirmed their accuracy, completeness and reliability. No external verification of the accuracy, completeness and reliability of these sources was performed.

2.

Valuation Methodologies

2.1. Overview of Valuation Methodologies The Valuation was determined on the basis of multiple standard methodologies applied to financial institutions, applied to the latest available business plan projections approved by BPH’s corporate bodies. The methodologies applied to assess the Valuation are indicated below and described in the following paragraphs: -

Trading market multiples analysis;

-

Regression analysis;

-

Dividend Discount Model (“DDM”).

2.2. Trading market multiples analysis The trading market multiples methodology is based on the analysis of the stock market valuations of a sample of banks deemed comparable to the one being valued and the application of comparables’ stock market multiples (e.g. price / earnings), deemed to be relevant in the sector analysed, to the latter. The samples of comparable banks selected for the assessment of the Valuation are indicated below: -

Polish public banks: PKO BP, Zachodni, Handlowy, Slaski, BRE Bank, Millennium, Kredyt; and

-

Selected CEE plus Polish public banks: Polish public banks, Komercni, Erste Bank, Raiffeisen International.

Median price / earnings multiples of the above samples of comparable banks, based on Reuters Consensus for 2006E, 2007E and 2008E, have been applied to the business plan projected earnings of BPH.

2.3. Regression analysis The regression analysis methodology is based on the assumption of a linear statistical correlation between the stock market valuations, as measured by certain stock market multiples deemed significant in the sector analysed (e.g. price / book value), and the expected future profitability (e.g. return on average equity) for the sample of comparable banks analysed. A regression analysis price / book value vs return on average equity of the same samples of comparable banks selected for the trading market multiples analysis, based on Reuters Consensus for 2006E, 2007E and 2008E has been applied to the business plan return on average equity of BPH.

2.4. Dividend Discount Model The DDM methodology assumes that the equity value of a bank is equal to the sum of: -

The discounted value of future cash flows generated over a certain time period and distributable to shareholders (i.e. dividends), in excess of a target capital base deemed necessary to sustain the future activities of the bank in accordance to the regulatory requirements; and

-

The terminal value, discounted to the valuation date, calculated applying a perpetual growth rate to the cash flow of the last year of projections.

The cash flows have been discounted to the valuation date of 12 November 2006 assuming (i) a target capital adequacy ratio of 10%, in line with Polish banking requirements and (ii) a cost of equity of 9.50-10.50%, based on a equity risk premium of 5.00%, a risk free rate of 5.00% and a beta of 0.90 – 1.10. For the calculation of the terminal value, a perpetual growth rate of 1.503.50% has been applied.

3.

Valuation Results

The Valuation of BPH has been established in the range of PLN17.8bn to PLN20.6bn, with a mid-point of PLN19.2bn, based on the following valuation findings: -

Trading market multiples analysis: PLN18.7-21.7bn based on Polish listed banks and PLN17.2-20.8bn based on Polish plus CEE listed banks;

-

Regression analysis: PLN18.5-20.5bn based on Polish listed banks and PLN17.7-19.8bn based on Polish plus CEE listed banks;

-

Dividend Discount Model (“DDM”): PLN17.1-20.1bn based on the above mentioned assumptions

4.

Appendices

A. BPH Business Plan Projections: Key Items B. Trading Market Multiples Analysis: Main Findings C. Regression Analysis: Main Findings D. Dividend Discount Models: Main Assumptions and Findings

4.A Appendices - BPH Business Plan Projections: Key Items

Table A: Business Plan Projections Data in PLNm

2006

2007

2008

CAGR ‘06-‘08

Net Revenues

3,333

3,575

3,842

7.4%

o/w Net Interest Income

2,044

2,156

2,242

4.7%

(1,636)

(1,749)

(1,831)

5.8%

Operating Income

1,697

1,826

2,012

8.9%

LLPs

(275)

(340)

(386)

18.6%

Profit Before Taxes

1,422

1,487

1,625

6.9%

Net Income

1,096

1,129

1,235

6.2%

RWA

42,201

47,270

52,335

11.4%

Shareholders’ Equity

6,558

6,734

7,039

3.6%

Net Revenues / RWA

7.9%

7.6%

7.3%

Net Interest Income / RWA

4.8%

4.6%

4.3%

Cost / Income Ratio

49.1%

48.9%

47.6%

LLPs / RWA

65.1

71.9

73.8

Tier I Ratio

12.1%

11.2%

10.6%

CAR

11.5%

10.7%

10.1%

Operating Expenses

Main Ratios

Source: BPH

4.B Appendices - Trading Market Multiples Analysis: Main Findings Table B: Trading Multiples - Polish Listed Banks Market Cap (PLNm)

’06E

’07E

’08E

’06E

’07E

’08E

’06E

’07E

’08E

EPS CAGR ’06-’08

PKO BP

40,000

19.8x

18.0x

16.3x

23.9%

23.3%

22.8%

4.46x

3.96x

3.53x

10.0%

Zachodni

14,971

20.0x

17.4x

15.2x

24.4%

25.6%

26.6%

4.66x

4.26x

3.83x

14.7%

Handlowy

10,048

16.8x

15.8x

13.4x

12.4%

12.9%

14.9%

2.06x

2.02x

1.97x

11.7%

Slaski

9,758

15.8x

15.9x

16.4x

18.6%

17.1%

15.2%

2.83x

2.62x

2.36x

(1.7%)

BRE Bank

8,543

23.9x

18.2x

16.8x

16.3%

18.1%

16.8%

3.62x

3.02x

2.66x

19.1%

Millennium

5,970

23.4x

18.8x

13.5x

12.2%

14.0%

17.7%

2.86x

2.62x

2.39x

31.6%

Kredyt

4,659

15.9x

13.2x

13.5x

16.0%

16.5%

14.1%

2.36x

2.03x

1.80x

8.4%

19.8x

17.4x

15.2x

16.3%

17.1%

16.8%

2.86x

2.62x

2.39x

11.7%

Median

P/E

ROAE

P/BV

2006E

2007E

2008E

BPH Stand-Alone Net Income (PLNm)

1,096

1,129

1,235

Comps’ Median

19.8x

17.4x

15.2x

21,698

19,643

18,711

Implied Value (PLNm)

Table C: Trading Multiples - Polish and CEE Listed Banks Market Cap (PLNm)

’06E

’07E

’08E

’06E

’07E

’08E

’06E

’07E

’08E

Erste

62,840

18.1x

14.0x

11.7x

12.4%

14.5%

15.4%

2.14x

1.92x

1.70x

24.4%

Raiffeisen

47,741

21.0x

18.1x

14.3x

19.8%

19.5%

20.9%

3.84x

3.26x

2.74x

21.3%

PKO PB

40,000

19.8x

18.0x

16.3x

23.9%

23.3%

22.8%

4.46x

3.96x

3.53x

10.0%

Komercni

17,958

14.3x

13.1x

12.2x

20.8%

20.4%

19.7%

2.83x

2.54x

2.30x

8.1%

Zachodni

14,971

20.0x

17.4x

15.2x

24.4%

25.6%

26.6%

4.66x

4.26x

3.83x

14.7%

Handlowy

10,048

16.8x

15.8x

13.4x

12.4%

12.9%

14.9%

2.06x

2.02x

1.97x

11.7%

Slaski

9,758

15.8x

15.9x

16.4x

18.6%

17.1%

15.2%

2.83x

2.62x

2.36x

(1.7%)

BRE Bank

8,543

23.9x

18.2x

16.8x

16.3%

18.1%

16.8%

3.62x

3.02x

2.66x

19.1%

Millennium

5,970

23.4x

18.8x

13.5x

12.2%

14.0%

17.7%

2.86x

2.62x

2.39x

31.6%

Kredyt

4,659

15.9x

13.2x

13.5x

16.0%

16.5%

14.1%

2.36x

2.03x

1.80x

8.4%

18.9x

16.6x

13.9x

17.4%

17.6%

17.2%

2.85x

2.62x

2.38x

13.2%

Median

P/E

ROAE

2006E BPH Stand-Alone Net Income (PLNm) Comps’ Median Implied Value (PLNm)

1,096

EPS CAGR ’06-’08

P/BV

2007E 1,129

2008E 1,235

18.9x

16.6x

13.9x

20,754

18,791

17,165

Source: BPH, Companies’ data and FactSet. Prices as of 3 November 2006

4.C Appendices - Regression Analysis: Main Findings Table D: Regression Analysis - Polish Listed Banks P/BV ‘07E

2

R : 87.1%

4.50x

Zachodni

PKO PB

4.00x 3.50x BRE Bank

3.00x

Milennium

2.50x

BPH

Slaski

Handlowy Kredyt

2.00x 1.50x 1.00x 10%

15%

20%

25%

30%

ROAE ‘07E 2006E Comps’ R

2

BPH Stand-Alone RoAE BPH Stand-Alone Book Value (PLNm) Implied Value (PLNm)

2007E

2008E

74.8%

87.1%

93.3%

19.8%

19.7%

20.7%

5,636

5,809

6,112

20,467

18,578

18,527

Table E: Regression Analysis - Polish and CEE Listed Banks P/BV ‘07E

2

R : 78.7%

4.5x

Zachodni

4.0x

3.0x 2.5x

PKO PB

Raiffeisen

3.5x Millennium

BRE Bank

BPH Slaski

Handlowy Kredyt

2.0x 1.5x

Komercni

Erste

1.0x 10%

15%

20%

25%

30%

ROAE ‘07E 2006E Comps’ R

2

BPH Stand-Alone RoAE BPH Stand-Alone Book Value (PLNm) Implied Value (PLNm)

2007E

2008E

68.2%

78.7%

83.6%

19.8%

19.7%

20.7%

5,636

5,809

6,112

19,817

17,956

17,675

Source: BPH, Companies’ data and FactSet. Prices as of 3 November 2006

4.D Appendices – Dividend Discount Model: Main Projections Table F: DDM – Main Projections Long Term Projections

Business Plan

2006E

(Data in PLNm)

2007E

2008E

2009F

2010F

2011F

2012F

2013F

2014F

CAGR 06-08

2015F

CAGR 08-15

CAGR 06-15

Net Revenues

3,305

3,555

3,836

4,185

4,545

4,913

5,317

5,648

5,887

6,035

7.7%

6.7%

6.9%

o/w Net Interest Income

2,044

2,156

2,242

2,417

2,602

2,786

2,999

3,168

3,284

3,366

4.7%

6.0%

5.7%

(28)

(20)

(7)

-

-

-

-

-

-

-

n.m.

n.m.

n.m.

(1,636)

(1,749)

(1,831)

(1,977)

(2,125)

(2,272)

(2,433)

(2,556)

(2,649)

(2,716)

5.8%

5.8%

5.8%

Operating Income

1,669

1,806

2,005

2,207

2,420

2,641

2,885

3,092

3,238

3,319

9.6%

7.5%

7.9%

Loan Loss Provisions (LLPs)

(275)

(340)

(386)

(416)

(445)

(474)

(509)

(536)

(554)

(568)

18.6%

5.7%

8.4%

Profit Before Taxes

1,395

1,466

1,618

1,791

1,975

2,167

2,376

2,556

2,684

2,751

7.7%

7.9%

7.8%

Net Income

1,074

1,113

1,230

1,361

1,501

1,647

1,805

1,942

2,039

2,090

7.0%

7.9%

7.7%

n.m.

3.6%

10.5%

10.7%

10.3%

9.7%

9.6%

7.6%

5.0%

2.5%

n.m.

n.m.

n.m.

5,003

5,478

6,060

6,600

7,168

7,760

8,375

8,892

9,284

9,483

10.1%

6.6%

7.4%

4,220

4,727

5,233

5,783

6,361

6,966

7,593

8,124

8,530

8,743

11.4%

7.6%

8.4%

42,201

47,270

52,335

57,830

63,613

69,656

75,925

81,240

85,302

87,435

11.4%

7.6%

8.4%

10.0%

10.0%

10.0%

10.0%

10.0%

10.0%

10.0%

10.0%

10.0%

10.0%

4.8%

4.6%

4.3%

4.2%

4.1%

4.0%

4.0%

3.9%

3.9%

3.9%

Net Revenues/RWA

7.8%

7.5%

7.3%

7.2%

7.1%

7.1%

7.0%

7.0%

6.9%

6.9%

(6)

49.5%

49.2%

47.7%

47.3%

46.8%

46.3%

45.8%

45.3%

45.0%

45.0%

65.1

71.9

73.8

72.0

70.0

68.0

67.0

66.0

65.0

65.0

o/w Capital Shortage Cost(1) Operating Expenses

Growth Y-o-Y (2)

Shareholders' Equity (3)

Total Capital RWA Key Ratios

Capital Adquacy Ratio(3) (4)

Net Interest Margin

(5)

Cost/Income Ratio (7)

LLPs/RWA(bps) Tax Rate

21.4%

21.8%

21.9%

21.9%

21.9%

21.9%

21.9%

21.9%

21.9%

21.9%

Post-Tax RoAE(8)

20.5%

21.2%

21.3%

21.5%

21.8%

22.1%

22.4%

22.5%

22.4%

22.3%

Table G: DDM – Dividends Paid (Data in PLNm)

Dividend Growth YoY

2006E

2007E

2008E

2009F

2010F

2011F

2012F

2013F

1,533

606

643

821

933

1,054

1,191

1,424

1,647

1,891

n.m.

(60.5%)

6.0%

27.7%

13.6%

13.0%

13.0%

19.6%

15.6%

14.8%

Source: Company’s BP at forecast exchange rate, adjusted for target regulatory position (1) Funding cost on dividend excess vs BP dividend payments, assuming a cost of funding of 4.50% (risk free rate - 50 bps) (2) Shareholders’ equity projections assumed to be driven by retained earnings, assuming distribution of capital excess at 10% CAR (3) BPH projections adjusted for distribution of capital in excess to a 10% CAR. Beyond 2008, assumed to be driven by retained earnings and minority interest only (4) Net interest income in % of RWA (5) Net Revenues in % of RWA (6) Operating expenses in % of net revenues (7) Loan loss provisions in % of RWA (in bps) (8) Net income in % of average shareholders’ equity

2014F

2015F

4.E Appendices – Dividend Discount Assumptions and Valuation Findings

Model:

Main

Table H: DDM - Main Assumptions Risk Free Rate:

5.00%

Equity Risk Premium:

5.00%

Beta Range:

0.90 – 1.10

Cost of Equity:

9.50% - 10.50%

Target Min. CAR:

10.0%

Valuation Date:

12 November 2006

First Dividend Payment Date:

June 2007

Table I: DDM - Valuation Findings BPH Equity Value at a Perpetual Growth Rate of Disc. Rate

NPV Div. 2006-2015F

1.50%

2.00%

2.50%

3.00%

3.50%

9.50%

7,220

18,185

18,974

19,875

20,915

22,128

9.75%

7,140

17,565

18,293

19,120

20,071

21,173

10.00%

7,061

16,983

17,655

18,417

19,287

20,292

10.25%

6,983

16,435

17,057

17,760

18,559

19,477

10.50%

6,907

15,919

16,496

17,145

17,881

18,722

ATTCHMENT NO. 5 TO THE SPIN-OFF PLAN

Financial statements of Bank BPH SA INCOME STATEMENT OF BANK BPH SA PLN’000

Notes Interest income

1 Jan. 2006 – 1 Oct. 2006 2 369 389

Interest expenses

-821 603

Net interest income

1

Impairment charges

2

1 547 786 -192 255

Net interest income after impairment charges

1 355 531

Fee and commission income

1 117 512

Fee and commission expenses Net fee and commission income

-198 725 3

918 787

Net trading result

4

-391

General administrative expenses

5

-1 158 343

Other operating income and expenses

6

-23 868

Operating profit Net income from investments Goodwill impairment Result on other income and expenses Profit from ordinary activities Income tax Net income (loss)

Net profit (loss) (PLN)

1 091 716 7

8 824 0 -3 191 1 097 349 -215 822 881 527

881 527 000

Weighted average number of ordinary shares Earnings (losses) per ordinary share (PLN)

28 716 230

Weighted average diluted number of ordinary shares

28 716 230

Diluted earnings (loss) per ordinary share (in PLN)

30.70

30.70

BALANCE SHEET OF BANK BPH SA PLN’000

Notes

As at 1 October 2006

Assets Cash and balances with the central bank

8

1 695 323

Trading assets

9

2 583 618

Loans and advances to, and placements with banks

10

13 240 015

11

32 629 519

Loan impairment Loans and advances to customers

-589

Loan impairment

-1 319 918

Other financial assets

12

10 822 003

Property and equipment

13

920 166

Intangible assets

14

282 522

Assets of disposal group classifield as held for sale

239 370

Other assets

872 932

Tax assets

548 113

Total assets

63 285 468

Notes

As at 1 October 2006

Liabilities Amounts owed to the Central Bank

94 181

Amounts owed to banks

15

7 634 046

Amounts owed to customers

16

38 633 121

Liabilities evidenced by certificates

17

7 675 496

Provisions

18

577 334

19

1 154 517

Income tax provision Trading liabilities

477 509

Other liabilities

1 171 191

Shareholders’ equity

6 345 582

Total liabilities and shareholders’ equity

Capital adequacy ratio Book value Number of shares Book value per share (in PLN) Diluted number of shares Diluted book value per share (in PLN)

63 285 468

11.25 6 345 582 000 28 716 230 220.98 28 716 230 220.98

STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY OF BANK BPH SA PLN’000 SHARE CAPITAL

Opening balance of shareholders' equity on 1 January 2006 Increases due to revaluation of securities available for sale (net of tax)

OTHER RESERVES

REVALUATIO N RESERVE

RETAINED PROFITS

SHAREHOLDE RS' EQUITY

143 581

4 827 916

260 742

1 071 199

6 303 438

0

0

142 505

0

142 505

Net income on sale of securities available for sale

0

0

-1 076

0

-1 076

Net income of hedging derivatives (net of tax)

0

0

-119 325

0

-119 325

Divestment of fixed assets

0

0

-139

139

0

Net income

0

0

0

881 527

881 527

TOTAL INCOME IN 2006

143 581

4 827 916

282 707

1 952 865

7 207 069

Charge for 2005 dividend

0

0

0

-861 487

-861 487

General risk fund charge

0

106 464

0

-106 464

0

Changes of accounting policies

0

-94 661

0

94 661

0

Brokerage fund charge

0

22 000

0

-22 000

0

143 581

4 861 719

282 707

1 057 575

6 345 582

Closing balance on 1 October 2006

NOTES TO THE FINANCIAL STATEMENTS

1) NET INTEREST INCOME PLN’000

1 Jan. 2006 – 1 Oct. 2006 Interest income from: loans and money market transactions dividends other Interest expenses for: deposits, loans received and money market transactions other Result from leasing transactions income expenses NET INTEREST INCOME

2 366 741 2 034 664 289 577 42 500 -820 983 -764 258 -56 725 2 028 2 648 -620 1 547 786

2) LOSSES ON LOANS AND ADVANCES PLN’000

1 Jan. 2006 – 1 Oct. 2006 Allocations to

-538 989

provisions for loans and advances

-537 761

provisions for contingent liabilities

-1 228

Releases from

346 734

provisions for loans and advances

335 782

provisions for contingent liabilities

10 952

NET CHARGE FOR LOSSES ON LOANS AND ADVANCES

-192 255

3) NET FEE AND COMMISSION INCOME PLN’000

1 Jan. 2006 – 1 Oct. 2006 Income from:

1 117 512

securities and custodian business

147 226

loans and advances

122 402

domestic payments

499 554

international payments

347 315

other Expenses of: securities and custodian business

1 015 -198 725 -15 215

loans and advances

-15 885

domestic payments

-138 226

international payments

-14 963

other

-14 436

NET FEE AND COMMISSION INCOME

918 787

4) NET TRADING RESULT PLN’000

1 Jan. 2006 – 1 Oct. 2006 Result on equity instruments

275

Interest and currency -related business (incl.derivatives)

-666

NET TRADING RESULT

-391

5) GENERAL ADMINISTRATIVE EXPENSES PLN’000

1 Jan. 2006 – 1 Oct. 2006 Salaries and employee benefits

-588 515

Other expenses

-419 828

Depreciation

-150 000

GENERAL ADMINISTRATIVE EXPENSES

-1 158 343

6) BALANCE OF OTHER OPERATING INCOME AND EXPENSES PLN’000

1 Jan. 2006 – 1 Oct. 2006 Other operating income

40 438

Other operating expenses

-64 306

BALANCE OF OTHER OPERATING INCOME AND EXPENSES

-23 868

7) NET INCOME FROM INVESTMENTS PLN’000

1 Jan. 2006 – 1 Oct. 2006 Profit on sales of available for sale portfolio

18 178

Loss on sales of available for sale portfolio

-319

Net income from equity investments Net income from portfolio priced at fair value, with pricing effect recognised in the income statement (FVO) NET INCOME FROM INVESTMENTS

0 -9 035 8 824

DETAILED DATA - BALANCE SHEET

8) CASH AND BALANCES WITH THE CENTRAL BANK PLN’000

As at 1 October 2006 724 163

Cash Balances with the central bank Debt securities and bills issued by the State Treasury and other public issuers eligible for discounting at the Central Bank T-bills BOE eligible for rediscounting

946 431 24 729 0 24 729

CASH AND BALANCES WITH THE CENTRAL BANK

1 695 323

9) TRADING ASSETS PLN’000

As at 1 October 2006 Debt securities and other fixed-income securities bonds

1 320 083 683 015

T-bills

487

eurobonds

147 784

other

488 797

Positive fair value of derivatives Positive market value of derivates offsetting FVO portfolio of securites

1 130 491

TRADING ASSETS

2 583 618

133 044

10) DUES FROM THE BANKS ACCORDING TO KIND STRUCTURE PLN’000

As at 1 October 2006 12 392 518

Money market placements Loans and advances

480 219

Other including

342 864

current accounts

171 614

accounts for special purpose funds

12 584

sell buy-back securities

12 614

loans and advances - under cash collateral

21 511

received but not booked loans and advances with banks other

110 081 14 460

Gross total

13 215 601

Value adjustment

-207

Discount on purchased loans

-170

Interest

25 380

Loan loss provision LOANS AND ADVANCES TO,

-589 AND PLACEMENTS WITH BANKS

13 240 015

11) LOANS AND ADVANCES TO CUSTOMERS BY TYPE PLN’000

As at 1 October 2006 Deposits Loans and advances: from financial institutions

11 720 33 792 743 1 229 958

from non-financial institutions

30 910 633

from government institutions

1 652 152

Other:

112 916

sell buy-back securities received but not booked loans and advances to customers other Financial lease receivables GROSS TOTAL Value adjustment Discount on purchased loans Interest

0 104 965 7 951 6 944 33 924 323 -96 102 -2 939 124 155

Loan loss provision

-1 319 918

LOANS AND ADVANCES TO CUSTOMERS

32 629 519

12) REMAINING FINANCIAL ASSETS PLN’000

As at 1 October 2006 Assets available for sale

2 116 058

Debt:

1 648 131

Bonds

1 370 004

Treasury bills

0

money market bills

0

eurobonds

0

other Equity instruments by type shares interests Assets held to maturity

278 127 467 927 397 120 70 807 0

bonds

0

Treasury bills

0

Non-marketable securities at fair value reported in the income statement (FVO) Bonds Treasury bills Eurobonds money market bills other Other OTHER FINANCIAL ASSETS

8 412 883 4 471 835 73 931 92 071 3 758 565 16 481 293 062 10 822 003

13) PROPERTY AND EQUIPMENT BY TYPE PLN’000

Land

As at 1 October 2006 20 336

Buildings, premises

583 614

Other property and equipment

190 382

Property and equipment under construction

125 834

PROPERTY AND EQUIPMENT

920 166

14) INTANGIBLE ASSETS BY TYPE PLN’000

Goodwill

As at 1 October 2006 159 334

Other intangible assets

123 188

INTANGIBLE ASSETS

282 522

15) AMOUNTS OWED TO BANKS BY TYPE PLN’000

As at 1 October 2006 Account balances Money market placements Loans and advances received Other:

106 969 4 471 139 961 419 2 091 837

amounts owed under cash collateral

116 539

accounts for special purpose funds

16 103

sell buy-back securities

1 958 663

other GROSS TOTAL Value adjustment Interest TOTAL AMOUNTS OWED TO BANKS

532 7 631 364 -14 394 17 076 7 634 046

16) AMOUNTS OWED TO CUSTOMERS BY TYPE PLN’000

Account balances Deposits Loans and advances received Other: sell buy-back securities

As at 1 October 2006 12 880 224 22 876 629 138 269 2 652 279 1 699 731

amounts owed under cash collateral

495 845

Other

456 703

GROSS TOTAL Value adjustment Interest TOTAL AMOUNTS OWED TO CUSTOMERS

38 547 401 474 85 246 38 633 121

17) LIABILITIES EVIDENCED BY CERTIFICATES PLN’000

Bonds Certificates

As at 1 October 2006 6 007 096 1 668 577

Other

51 172

Value adjustment

-2 436

Discount

-71 478

Interest

22 565

TOTAL LIABILITIES EVIDENCED BY CERTIFICATES

7 675 496

18) PROVISIONS PLN’000

Provisions for income taxes Provisions for retirement benefits and similar obligations

As at 1 October 2006 477 509 23 862

Provision for restructuring costs

193

Provision for leaves

22 031

Provisions for contingent liabilities

52 533

Other TOTAL PROVISIONS

1 206 577 334

19) TRADING LIABILITIES PLN’000

Negative fair values of derivatives Liabilities from short sales Negative fair value of derivatives offsetting portfolio of FVO seciurities TOTAL TRADING LIABILITIES

As at 1 October 2006 1 012 492 12 588 129 437 1 154 517

20) CONTINGENT LIABILITIES PLN’000

As at 1 October 2006 I. Contingent liabilities granted and received 1. Contingent liabilities granted:

36 476 501 20 376 040

a) financing

17 991 926

b) guarantee

2 384 114

2. Contingent liabilities received:

16 100 461

a) financing

4 326 615

b) guarantee

11 773 846

II. Contingent liabilities under buy/sell transactions III. Other securities issued as guarantees securities received as guarantees and other collateral deducted from risk-weighed assets transactions in securities liabilities under transactions in securities TOTAL CONTINGENT LIABILITIES

93 112 860 348 001 760 40 644 3 088 434 1 847 725 343 024 957 477 591 121

Attachment no. 6 to the Spin-off Plan

BANK POLSKA KASA OPIEKI SPÓŁKA AKCYJNA

The financial data included in these financial statements have been presented in PLN thousand. INCOME STATEMENT

Note Interest income Interest expense Net interest income Fee and commission income Fee and commission expense Net fee and commission income Dividend income

1 2 3 4

For the period from 1 January 2006 to 1 October 2006 2 775 617 -1 107 272 1 668 345 1 281 286 -132 415 1 148 871 170 025

Result on financial instruments at fair value

5

22 126

Result on investment securities Foreign exchange result Other operating income Other operating expense Net other operating income Net provision charges for financial assets and contingent liabilities and commitments Administrative costs Operating profit Profit before income tax Income tax expense Net profit

6

65 326 190 995 122 917 -47 653 75 264

7 8

-148 303 -1 597 623 1 595 026 1 595 026 -268 026 1 327 000

Earning per share (in PLN per share) - basic - diluted

7,96 7,95

Translation Appendix to the statement including information regarding accounting items of Bank Pekao S.A. as at 1st October 2006 (in ‘000 PLN)

BALANCE SHEET Note ASSETS Cash and amounts due from Central Bank Debt securities eligible for rediscounting at Central Bank Loans and advances due from banks Financial assets held for trading Derivative financial instruments Other financial instruments at fair value through profit or loss Loans and advances to customers Investment securities 1. Available for sale 2. Held to maturity Non-current assets held for sale Investments in subsidiaries Investments in associates Intangible assets Tangible fixed assets Investment properties Income taxes 1. Current tax assets 2. Deferred income tax assets Other assets TOTAL ASSETS LIABILITIES Liabilities Amounts due to the Central Bank Amounts due to other banks Financial liabilities held for trading Derivative financial instruments Amounts due to customers Debt securities issued Provisions for deferred income tax Provisions Other liabilities Total liabilities

9 10 11 12 13 14

15 16 17

Equity Share capital Prior and current year profits Other capital and reserves Total equity TOTAL LIABILITIES

18

2

As at 1 October 2006

3 803 938 4 026 8 909 958 1 979 875 435 646 1 721 755 31 779 482 15 921 114 15 487 001 434 113 49 848 670 910 51 092 585 841 1 389 394 51 710 245 161 245 161 429 976 68 029 726

1 782 534 3 415 479 1 035 989 480 079 51 141 622 12 132 573 164 348 1 730 822 59 883 458 166 808 1 327 000 6 652 460 8 146 268 68 029 726

Translation Appendix to the statement including information regarding accounting items of Bank Pekao S.A. as at 1st October 2006 (in ‘000 PLN)

1. Interest income

Income on placements in other banks Income on other placements on money market Income on loans and advances to customers Income on investment securities Income on financial assets held for trading Income on financial assets designated at fair value through profit and loss Total

For the period from 1 January 2006 to 1 October 2006 243 620 26 523 1 754 456 649 999 25 218 75 801 2 775 617

2. Interest expenses

Expense on other bank’s deposits Expense on other deposits on the money market Expense on customers deposits Expense on obtained loans Expense due to the amortization of premium on investment securities Total

For the period from 1 January 2006 to 1 October 2006 41 113 70 167 723 064 225 785 47 143 1 107 272

3. Fee and commission income For the period from 1 January 2006 to 1 October 2006 462 436 293 205 325 700 136 175 13 912 26 374 23 484 1 281 286

Accounts maintenance and orders of payments Payment cards Acquisition services Credits and loans granted Guarantees and similar operations Securities operations Other Total

4. Fee and commission expense For the period from 1 January 2006 to 1 October 2006 109 503 4 954 5 673 1 954 10 331 132 415

Payment cards Securities operations Acquisition services Accounts maintenance Other Total

3

Translation Appendix to the statement including information regarding accounting items of Bank Pekao S.A. as at 1st October 2006 (in ‘000 PLN)

5. Result on financial instruments valued at fair value a) Result on assets and liabilities held for trading For the period from 1 January 2006 to 1 October 2006 51 859 15 750 67 609

Derivative instruments Debt Instruments Total

b) Result on financial assets and financial liabilities valued at fair value through profit and loss

Debt Instruments Total Total result on financial instruments valued at fair value (a+b)

For the period from 1 January 2006 to 1 October 2006 -45 483 -45 483 22 126

6. Result on investment securities Realized result on financial assets and liabilities other than valued at fair value through profit and loss For the period from 1 January 2006 to 1 October 2006 Realized profits Financial assets available for sale Investments held to maturity Total

65 422 106 65 528

Realized losses Financial assets available for sale Total Net realized profit

202 202 65 326

7. Net provision charges for financial assets and contingent liabilities and commitments For the period from 1 January 2006 to 1 October 2006 Provision charges: Loans and advances Investments held to maturity Contingent liabilities and commitments

684 209 59 106 929

Total

791 197

Provision releases: Loans and advances Investments held to maturity Contingent liabilities and commitments Total

607 709 36 35 149 642 894

Net provision

148 303

4

Translation Appendix to the statement including information regarding accounting items of Bank Pekao S.A. as at 1st October 2006 (in ‘000 PLN)

8. Administrative costs

Payroll and employee benefits Including: Wages and salaries Insurance and other charges related with employees Cost of share-based payments Other administrative costs Amortization and depreciation Taxes and charges Annual Bank Guarantee Fund fee Total

For the period from 1 January 2006 to 1 October 2006 813 880 698 300 111 172 4 408 533 877 227 369 17 318 5 179 1 597 623

9. Loans and advances due from banks As at 1 October 2006 3 163 221 3 647 258 694 600 1 086 954 376 462 825 64 776 8 988 142 (78 184) 8 909 958

Current account Deposits and advances from other banks Loans and advances Unquoted securities Repo transactions Funds in transit Interest Total gross Impairment provisions Total net

10. Financial assets held for trading As at 1 October 2006 Debt securities - issued by the State Treasury - issued by non-financial entities - issued by non-bank financial entities Total

1 864 836 70 285 44 754 1 979 875

5

Translation Appendix to the statement including information regarding accounting items of Bank Pekao S.A. as at 1st October 2006 (in ‘000 PLN)

11. Derivative financial instruments Nominal values of base instruments 26 173 712 7 922 069 9 926 506 7 119 018 1 206 119 50 420 227 32 587 214 17 690 000 143 013 3 164 059 2 429 596 734 463 79 757 998

As at 1 October 2006 Currency transactions Currency swaps Currency forward contracts Currency options Cross Currency IRS Interest rate transactions Interest rate swaps (IRS) Forward Rate Agreement (FRA) Futures for debt securities Other transactions Securities forward contracts Share options Warrants Total

Fair value (negative)

Fair value (positive)

(101 050) (26 233) (28 684) (33 692) (12 441) (355 298) (351 374) (3 924) (23 731) (1 510) (22 221) (480 079)

97 465 15 616 35 568 33 692 12 589 305 786 299 243 4 722 1 821 32 395 3 485 28 910 435 646

12. Other financial instruments measured at fair value through profit and loss As at 1 October 2006 Debt securities - issued by non bank financial entities - issued by the State Treasury Total

702 806 1 018 949 1 721 755

13. Loans and advances to customers As at 1 October 2006 34 593 043 165 652 150 703 43 251 72 427 202 794 1 747 85 626 35 315 243 (3 535 761) 31 779 482

Loans Payment cards receivables Purchased receivables Realized guarantees and commitments Unquoted securities Repo transactions Receivables in transit Interest Total gross Provision for the impairment of receivables Total net

6

Translation Appendix to the statement including information regarding accounting items of Bank Pekao S.A. as at 1st October 2006 (in ‘000 PLN)

14. Investment securities As at 1 October 2006 15 487 401 15 484 201 1 325 444 45 435 34 073 401 364 13 228 095 449 790 3 200 434 306 165 789 22 814 245 703 15 921 707 (400) (193) 15 921 114

Securities available for sale Debt securities - issued by central banks - issued by other banks - issued by non bank financial entities - issued by non financial entities - issued by the State Treasury - issued by local governments Stock and shares in other entities Securities held to maturity - issued by central banks - issued by other financial entities - issued by the State Treasury Total gross Impairment of securities available for sale Impairment of securities held to maturity Total net

15. Amounts due to other banks As at 1 October 2006 1 493 414 1 231 353 69 820 24 187 592 695 4 010 3 415 479

Current accounts Bank deposits and other liabilities Loans and advances Due in transit Repo transactions Interest accrued Total

16. Financial liabilities held for trading As at 1 October 2006 1 035 989 1 035 989

Short position in securities Total

7

Translation Appendix to the statement including information regarding accounting items of Bank Pekao S.A. as at 1st October 2006 (in ‘000 PLN)

17. Amounts due to customers As at 1 October 2006 Amounts due to corporate customers Funds at current accounts and overnight deposits Time credits, deposits and other liabilities Due in transit Interest accrued Amounts due to budget entities Funds at current accounts and overnight deposits Time deposits and other liabilities Due in transit Interest accrued Amounts due to individuals Funds at current accounts and overnight deposits Time deposits and other liabilities Interest accrued Repo transactions Time transactions Interest accrued Total

17 313 347 8 942 555 8 318 649 25 461 26 682 4 476 247 2 267 538 2 199 247 3 9 459 25 425 390 11 315 303 14 051 532 58 555 3 926 638 3 920 047 6 591 51 141 622

18. Equity

Share capital Supplementary capital Share premium Other Revaluation reserve Revaluation of securities available for sale Differed tax Foreign Exchange differences from translation of the result of a General banking risk fund Other reserves Bonds convertible into shares – equity instruments Retained earnings Net profit Total

8

As at 1 October 2006 166 808 1 585 192 1 395 885 189 307 -85 475 -106 295 19 615 1 205 1 137 850 3 992 998 21 895 1 327 000 8 146 268

Translation Appendix to the statement including information regarding accounting items of Bank Pekao S.A. as at 1st October 2006 (in ‘000 PLN)

19. Contingent liabilities and insurance contracts

Financial liabilities granted: - towards financial entities - towards non-financial entities - towards the budget Including: granted irrevocable contingent liabilities and commitments Guarantees liabilities granted 1) Liabilities granted towards financial entities: - guarantees - sureties - confirmed export letters of credit 2) Liabilities granted towards non-financial entities: - guarantees - sureties 3) Liabilities granted towards the budget: - guarantees - bills of exchange sureties Total

9

As at 1 October 2006 15 716 554 2 649 612 12 272 914 794 028 15 482 525 1 956 076 54 823 32 049 13 300 9 474 1 854 564 1 854 481 83 46 689 43 539 3 150 17 672 630

NOTES TO THE FINANCIAL STATEMENTS

1) NET INTEREST INCOME PLN’000

1 Jan. 2006 – 1 Oct. 2006 Interest income from: loans and money market transactions dividends other Interest expenses for: deposits, loans received and money market transactions other Result from leasing transactions income expenses NET INTEREST INCOME

2 366 741 2 034 664 289 577 42 500 -820 983 -764 258 -56 725 2 028 2 648 -620 1 547 786

2) LOSSES ON LOANS AND ADVANCES PLN’000

1 Jan. 2006 – 1 Oct. 2006 Allocations to

-538 989

provisions for loans and advances

-537 761

provisions for contingent liabilities

-1 228

Releases from

346 734

provisions for loans and advances

335 782

provisions for contingent liabilities

10 952

NET CHARGE FOR LOSSES ON LOANS AND ADVANCES

-192 255

3) NET FEE AND COMMISSION INCOME PLN’000

1 Jan. 2006 – 1 Oct. 2006 Income from:

1 117 512

securities and custodian business

147 226

loans and advances

122 402

domestic payments

499 554

international payments

347 315

other Expenses of: securities and custodian business

1 015 -198 725 -15 215

loans and advances

-15 885

domestic payments

-138 226

international payments

-14 963

other

-14 436

NET FEE AND COMMISSION INCOME

918 787

4) NET TRADING RESULT PLN’000

1 Jan. 2006 – 1 Oct. 2006 Result on equity instruments

275

Interest and currency -related business (incl.derivatives)

-666

NET TRADING RESULT

-391

5) GENERAL ADMINISTRATIVE EXPENSES PLN’000

1 Jan. 2006 – 1 Oct. 2006 Salaries and employee benefits

-588 515

Other expenses

-419 828

Depreciation

-150 000

GENERAL ADMINISTRATIVE EXPENSES

-1 158 343

6) BALANCE OF OTHER OPERATING INCOME AND EXPENSES PLN’000

1 Jan. 2006 – 1 Oct. 2006 Other operating income

40 438

Other operating expenses

-64 306

BALANCE OF OTHER OPERATING INCOME AND EXPENSES

-23 868

7) NET INCOME FROM INVESTMENTS PLN’000

1 Jan. 2006 – 1 Oct. 2006 Profit on sales of available for sale portfolio

18 178

Loss on sales of available for sale portfolio

-319

Net income from equity investments Net income from portfolio priced at fair value, with pricing effect recognised in the income statement (FVO) NET INCOME FROM INVESTMENTS

0 -9 035 8 824

DETAILED DATA - BALANCE SHEET

8) CASH AND BALANCES WITH THE CENTRAL BANK PLN’000

As at 1 October 2006 724 163

Cash Balances with the central bank Debt securities and bills issued by the State Treasury and other public issuers eligible for discounting at the Central Bank T-bills BOE eligible for rediscounting

946 431 24 729 0 24 729

CASH AND BALANCES WITH THE CENTRAL BANK

1 695 323

9) TRADING ASSETS PLN’000

As at 1 October 2006 Debt securities and other fixed-income securities bonds

1 320 083 683 015

T-bills

487

eurobonds

147 784

other

488 797

Positive fair value of derivatives Positive market value of derivates offsetting FVO portfolio of securites

1 130 491

TRADING ASSETS

2 583 618

133 044

10) DUES FROM THE BANKS ACCORDING TO KIND STRUCTURE PLN’000

As at 1 October 2006 12 392 518

Money market placements Loans and advances

480 219

Other including

342 864

current accounts

171 614

accounts for special purpose funds

12 584

sell buy-back securities

12 614

loans and advances - under cash collateral

21 511

received but not booked loans and advances with banks other

110 081 14 460

Gross total

13 215 601

Value adjustment

-207

Discount on purchased loans

-170

Interest

25 380

Loan loss provision LOANS AND ADVANCES TO,

-589 AND PLACEMENTS WITH BANKS

13 240 015

11) LOANS AND ADVANCES TO CUSTOMERS BY TYPE PLN’000

As at 1 October 2006 Deposits Loans and advances: from financial institutions

11 720 33 792 743 1 229 958

from non-financial institutions

30 910 633

from government institutions

1 652 152

Other:

112 916

sell buy-back securities received but not booked loans and advances to customers other Financial lease receivables GROSS TOTAL Value adjustment Discount on purchased loans Interest

0 104 965 7 951 6 944 33 924 323 -96 102 -2 939 124 155

Loan loss provision

-1 319 918

LOANS AND ADVANCES TO CUSTOMERS

32 629 519

12) REMAINING FINANCIAL ASSETS PLN’000

As at 1 October 2006 Assets available for sale

2 116 058

Debt:

1 648 131

Bonds

1 370 004

Treasury bills

0

money market bills

0

eurobonds

0

other Equity instruments by type shares interests Assets held to maturity

278 127 467 927 397 120 70 807 0

bonds

0

Treasury bills

0

Non-marketable securities at fair value reported in the income statement (FVO) Bonds Treasury bills Eurobonds money market bills other Other OTHER FINANCIAL ASSETS

8 412 883 4 471 835 73 931 92 071 3 758 565 16 481 293 062 10 822 003

13) PROPERTY AND EQUIPMENT BY TYPE PLN’000

Land

As at 1 October 2006 20 336

Buildings, premises

583 614

Other property and equipment

190 382

Property and equipment under construction

125 834

PROPERTY AND EQUIPMENT

920 166

14) INTANGIBLE ASSETS BY TYPE PLN’000

Goodwill

As at 1 October 2006 159 334

Other intangible assets

123 188

INTANGIBLE ASSETS

282 522

15) AMOUNTS OWED TO BANKS BY TYPE PLN’000

As at 1 October 2006 Account balances Money market placements Loans and advances received Other:

106 969 4 471 139 961 419 2 091 837

amounts owed under cash collateral

116 539

accounts for special purpose funds

16 103

sell buy-back securities

1 958 663

other GROSS TOTAL Value adjustment Interest TOTAL AMOUNTS OWED TO BANKS

532 7 631 364 -14 394 17 076 7 634 046

16) AMOUNTS OWED TO CUSTOMERS BY TYPE PLN’000

Account balances Deposits Loans and advances received Other: sell buy-back securities

As at 1 October 2006 12 880 224 22 876 629 138 269 2 652 279 1 699 731

amounts owed under cash collateral

495 845

Other

456 703

GROSS TOTAL Value adjustment Interest TOTAL AMOUNTS OWED TO CUSTOMERS

38 547 401 474 85 246 38 633 121

17) LIABILITIES EVIDENCED BY CERTIFICATES PLN’000

Bonds Certificates

As at 1 October 2006 6 007 096 1 668 577

Other

51 172

Value adjustment

-2 436

Discount

-71 478

Interest

22 565

TOTAL LIABILITIES EVIDENCED BY CERTIFICATES

7 675 496

18) PROVISIONS PLN’000

Provisions for income taxes Provisions for retirement benefits and similar obligations

As at 1 October 2006 477 509 23 862

Provision for restructuring costs

193

Provision for leaves

22 031

Provisions for contingent liabilities

52 533

Other TOTAL PROVISIONS

1 206 577 334

19) TRADING LIABILITIES PLN’000

Negative fair values of derivatives Liabilities from short sales Negative fair value of derivatives offsetting portfolio of FVO seciurities TOTAL TRADING LIABILITIES

As at 1 October 2006 1 012 492 12 588 129 437 1 154 517

20) CONTINGENT LIABILITIES PLN’000

As at 1 October 2006 I. Contingent liabilities granted and received 1. Contingent liabilities granted:

36 476 501 20 376 040

a) financing

17 991 926

b) guarantee

2 384 114

2. Contingent liabilities received:

16 100 461

a) financing

4 326 615

b) guarantee

11 773 846

II. Contingent liabilities under buy/sell transactions III. Other securities issued as guarantees securities received as guarantees and other collateral deducted from risk-weighed assets transactions in securities liabilities under transactions in securities TOTAL CONTINGENT LIABILITIES

93 112 860 348 001 760 40 644 3 088 434 1 847 725 343 024 957 477 591 121

1

1.1

BPH’s strategy

General Overview

After the completion of the spin-off project and transfer of part of BPH’s property to Pekao, BPH will be one of the ten largest banks in Poland from the point of view of volume of assets, loans and deposits. The Bank will have an excellent product range and will offer the same range of products as BPH does today. The characteristics and outline of the strategy of BPH presented below concerns BPH’s actions pending the takeover of control as a result of the contemplated sale of BPH shares to the Buyer. Thereafter, this strategy may be changed and brought into line with the new owner’s strategy. 1.2

Service Model

After the spin-off, BPH will remain a fully functional bank offering all of the same services and products as those offered by BPH at the moment of spin-off. The Bank will also be fully functional with regard to managing all types of risks as well as external and internal reporting. The full range of products will be addressed to private individuals. Regarding savings, a full range of deposit and investment products will be offered (funds and savings plans) as well as advanced structured products. With regard to credit products, the emphasis will be on PLN mortgage loans, credit cards and cash loans. A wide range of Sezam RORs (personal savings account) dedicated to individual market segments will remain the key transactional product for private individuals. Small and medium business Customers will be offered the same level of service including dedicated help from their Relationship Managers. In the business client segment, “Harmonium” packages will continue to be offered. As regards credit, rapid credit for businesses and credit cards which are currently implemented will play the key role. While BPH Bank will focus on retail and small business customers as of the spin-off date, it will keep the whole existing system functionality to ensure that all customer segments can be served in the future. 1.3

Distribution Network.

In terms of the number of outlets, BPH will be among the top 10 Polish banks, with a market share of 3%. The 200 outlets remaining in BPH will be serviced by the same IT systems and operating system currently present in BPH. This means that the clients of BPH will have access to their

accounts not only through the Bank’s outlets, but also via an advanced Internet platform, transaction terminals and a call center. 2

KPI for BPH Strategy up to 2010

BPH (bln PLN)* Key P&L items Revenues C/I Key Balance Sheet items Net Loans Deposits

1/10/06

CAGR 06-10

c.a. 0,6 c.a. 85%

c.a. 10-11% decreasing

c.a. 5,4 c.a. 4,8

c.a. 13-14% c.a. 8-9%

*estimation on pro forma data

BPH200 will grow at the some rate as BPH both in loans and deposits, and will reach about 1,7% market share in loans and 1,2% in deposits in 2007. A significant driver of revenues growth will come through the sale of Investment Funds and Structured Deposits, as successfully offered by BPH today. BPH200 will have, at the moment of the spin-off, the capacity to serve all customer segments and significantly grow its customer base, allowing for efficient growth in the coming years.