Financing to Fit Your Lifestyle

Financing to Fit Your Lifestyle

YOUR BEST YOU IS CLOSER THAN YOU THINK With the ALPHAEON CREDIT card, you will find the widest array of monthly payment options to help you reach your individual wellness, beauty, and performance goals. The ALPHAEON CREDIT card allows you to move forward today. Plus, with special financing options not always available with other credit cards, you may find the ALPHAEON CREDIT card is a better way to pay.

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Consider using the ALPHAEON CREDIT card for: • • • •

Refractive Surgery, including LASIK Elective Cataract Options Premium Implants Out of Pocket Costs

With the ALPHAEON CREDIT card, you can receive the care your physician recommends with flexible payment options that fit your lifestyle. Apply today so you can focus on looking, feeling, and being your best. 2

CHOOSE YOUR PAYMENT PLAN* Would fixed monthly payments work for you?

Seeking the lowest possible monthly payment?

Budget Pay Plan

Equal Pay Plan

When you use your ALPHAEON CREDIT card account, interest is assessed on the promotional credit plan purchases at an APR of 14.90%. See page 6 for minimum monthly payments** and additional information.

9.99% APR if paid in full in 60 months. If the balance is not paid in full in 60 months, interest will be imposed from the end of the promotional period at the standard, variable APR of 26.99% based on the prime rate. See page 6 for minimum monthly payments** and additional information.+

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Purchase Amount

Number of Months

Monthly Payments

Total Cost

Procedure Amount

60 Monthly Payments**

Total Cost

$1,000

14

$99

$1,092

$3,000

$65

$3,869

$4,000

61

$99

$4,584

$3,500

$76

$4,511

$4,500

72

$99

$5,166

$4,000

$87

$5,153

$4,500

$98

$5,795

$5,000

$108

$6,454

$5,500

$119

$7,096

Able to pay in full within 12 or 24 months?

No Interest if Paid in Full within 12 or 24 Months Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 or 24 months. Table describes the total cost if the balance is paid in full before the promotional period ends. If you fail to pay the entire balance, the total cost may increase. See page 6 for minimum monthly payments** and additional information.++

Purchase Amount / Total Cost

12 Monthly Payments**

24 Monthly Payments**

$1,000

$84

N/A

$1,500

$125

$63

$2,500

$209

$105

$3,500

$292

$146

$4,500

$375

$188

$5,500

$459

$230

Financing as unique as your lifestyle. Choose the plan that works best for you. *Not all plans available in all physicians’ offices, and additional plans may be offered. Ask your physician’s office for more details.

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APPLY AND START TODAY Visit: www.ALPHAEON.com/CREDIT Select: “Vision” from the drop down list Click on: “Apply for My Account & Get Started” Or when you are in your physician’s office, ask them to apply for you. 5

The length of the promotional period will be determined by the payment amount. Fixed minimum monthly payments for this plan during the promotional period will be a predetermined amount based on the purchase amount. Required minimum purchase of $799 for the $99 plan. Maximum purchase amount of $4,500 for the $99 plan. Minimum interest charge is $2.00 per credit plan. +If the balance is not paid in full in 60 months or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable APR of 26.99%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. Required minimum purchase of $2,500 for the 60 month plan. ++Interest will be charged to your account (at the standard variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Required minimum purchase of $999 for 12 month plan, $1,499 for 24 month plan.

**The payment plan table provided is a representative example. It may not be equal to your minimum payment. The minimum payment due shown reflects the amount due if your previous balance is zero. The table was created using the following assumptions: Payments are made each period, and no debt cancellation or suspension agreement applies to the Account; no interest rate changes will affect the Account; no taxes or ancillary charges are or will be added to the Account; goods or services are delivered on a single date; and you are not currently and will not become delinquent on the Account. ALPHAEON CREDIT Card Accounts are offered by Comenity Capital Bank who determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25. Minimum interest charge is $2.00 per credit plan. Standard variable APR of 26.99%, based on the Prime Rate.

Customer Care Center www.comenity.net/ALPHAEONVision 1-855-334-4204 (TDD/TTY 1-888-819-1918) Comenity Capital Bank issues ALPHAEON CREDIT card accounts, which can only be used at participating physicians’ offices and are not able to be used at ALPHAEON CREDIT card cosmetic locations.

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Rev. 2014-04-17 Vision